800-968-6906

calls every other hour every day

Keeps asking for my sons ex, I keep telling them I don't know where she is!

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Report: #388126 View Similar Reports Report: CBCS Collections
Category: Doctors

CBCS Collections Phone call on bogus debt Columbus South Carolina
*UPDATE Ex-Employee responds ..BAD CHOICE

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   CBCS Collections
Phone:  800-968 6906
Fax:  
Columbus Ohio
Columbus, South Carolina,
U.S.A.

Submitted: 11/5/2008 8:26:52 AM
Modified: 12/11/2008 11:31:05 AM  
Carol
st. joseph, Michigan


Ripoff Report Verified Safe
Recieved Phone call on 11/4 /08 about supposed bad debt for medical expenses. Woman named Jennifer ask for imediate payment over the phone for the amount of $144.44. When I requested information or documentation I was told to request a report in writing and given Fax number and account #.

Was told to call Jennifer next day and given another phone # 800-968-6906 Did not call number went straight to rippoff report Thanks for your great work

Carol
st. joseph, Michigan
U.S.A.

Didnt answer- but also didnt leave a message- i have been told about 800 number scams--- Calling my Cell Phones

Has called multiple times, leaves message, "whoever calls back use reference number xxxxx." Didn't even ask for an individual. Husband picked up one of the calls and they asked for someone with a totally different name. They were told no one lives here with that name, and they told him he was lying to them. They've got some nerve. I've tried to block them on my cell but the calls still keep coming through.

Calls and says Call back using a reference  number Just Ignored it.

Called and told me that I owed a $5,000 bill. I needed to send a check so it would not get turned over to a collection agency. I requested a copy of my so called "Owed Bill". It has never be received by me. The number pretends to be a collection agency. Taking shots at people about pass due bills, with the hopes of finding someone that does owe one. I feel this is targeted at our elderly folks and people who just don't know any better. Please don't send money to this place. They even gave me an address located up north at a Post Office Box.

They are hoping to find people who will react without thinking and give them account information - either bank or credit card.  So they can steal your money

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.

they called my son and said she had sent me something and I was suppose to return it with a payment. Her name was teri olson

Work durning the day, for several days in a row, 4 there has been a call from  C BCS  800-968-6906  no message.  Tried to look it up to see who it is..I can't find anything, and they don't leave a message.

I had four phone calls from CBCS over period of three days.  After looking on here, I knew they were a scam, and I turned them into the FTC and the National Do Not Call Registry.  The last time they called I told them to "take me off their call list."  They haven't contacted me since, but sent me a bill of $522 that I owed money for medical.  However, the medical company back in 2008 forgave that bill.  I sent in today a second complaint against the company with the FTC.  They are a scam, and do not give them anything.  CBCS does not leave messages, and on the "debt letter," they do not have a main website listed for the company, and have the person's name in all capital letters.

called and asked for somebody not at this number. informed her of that and she said she had left message before-no message was ever left. told her to not call and waste my cell phone minutes. hung up on her.

Just received a voice mail from these people; hold music, followed by a live person asking for a "Michael".  I have no idea who they are looking for, no one with that name has ever lived with us.

Once these idiots get your phone number, they will never stop calling you.
Ever.
They don't even know who they're calling or why they're calling you.
But they will never stop.

They call my cell 24/7 and every hour filling up my voicemail. They even called my work and when I answered the lady was a complete B*$%^ and wouldn't give me information but wanted all of mine.  I wouldn't give it and she really got nasty.  I don't even have a medical debt. 800-968-6906

Received a call from this number this morning around 8am. They left a message with my name asking me to call them at 1 800 968 6906 and use a reference number. They said the call was to collect on some debt that I owe. I don't have any debt so I don't know what they are talking about.

These people have called for months saying we owe business sales tax from our former business in another state. We don't. Researched this, sent copies of both checks we sent to the state. Even checked with our old accountant. They still just called yesterday...SOS. They are ruthless.

Someone calls EVERYDAY asking for Terrance and to call this number and use reference #042362748. If the phone is off or I block unknown numbers they leave a voicemail. If the phone is on and no one answers they don't leave a message. This has been for almost a year straight so far and we refuse tu use out prepaid minutes to try and talk to them. The calls come in as unknown number.

its a collections agency for ebay

ebay doesn't have a collection agency.


They're a fraud.