800-994-2949

no one on line, i called back and i was not happy, i was accused of having a bad check, i do not have a account

fruad dont trust!!!!!! thtem  dont pay them anything if you pay >>> pay the crediter were you wrote the check or tell them to shuv..... it up there as...... and send to the state DA and you will pay it there at list they will let  you pay with out the fruad of lieing to you..   they pay for the check to crediter buy the check back and try to collect two times what you wrote the check for very e as ....... holes

Recieved a letter in the mail with no letter head that stated that i had violated state law and to contact them regarding this matter that they say took place in 2004. It was not signed and only gave 1-800-994-2949 as way to contact. Even stated in the letter that this is not a scam and that it was a very real matter. when called the # it gave a message that they were all busy and to leave a message.

Watch out,the wierdo's are out!

It sounds as if I received the same letter as "ha ha" --- stating i violated a state law in 2004-- no letter head, no name, just a phone number--- this letter is going in the trash!!

Encore Worldwide Financial
2285 Oak Rd, Suite B
Snellville, Georgia 30078
800-994-4422 (Toll-Free)
678-708-0200 (Atlanta)
678-708-0238 (Fax)
Ronald E. Mullinax - CEO
Jeffery Wilson - ACH Compliance Manager
http://www.encorefinancial.com/

According to their website, they do bad check collections:

"Collection Solutions with over 43 years in the check collection industry? That’s something no one has, dependability, innovation, leadership, flexibility, experience and consistency.

Everything we collect is legal and we abide by all State and Federal Laws.

Checks By Encore is a wholly owned subsidiary of America's Network, Inc. Founded in 1964 in Atlanta, Georgia. America's Network has created the best financial tools in America for running a successful business and we used them everyday to provide the best collections in America.

America's Network, Inc handles Collections Solutions of return items such as Bad Checks. We are more; much more we not only electronic collections but operated a full line collection service. America's Network is a member of The American Collectors Association, the better business bureau and much trade organization nationally. America's Network has the experienced that no one in America can match, located in Snellville, Georgia, our processing center and collection service serves clients worldwide. Our team of professional collectors skips locators, private investigators and team of Attorneys has been able to return millions of lost dollars. America's Network represents small and large stores as well as mega check processors all over America".

Called me twice thus far, on Jan 29, and today, Jan 30, 2008...I suspect it is in reference to a payment I made to DELL on a new laptop...the payment was 2 days late...my recommendation...ignore them, I'm not talking to a company with 1 return phone number, and no email address apart from their "CEO"...

Harrassing calls for a person called C.L. Have told company do not know this person, person never lived at address. STOP CALLING.... STILL CALLING 1 1/2 week later.    

They call everyday.

MS Marsha Goldburger;     Direct Marketers Association

202.861.2409,       mgoldbur@the-dma.org

Friday, March 14, 2008, my wife and I returned from a trip.  On our answering machine was a message from American or America’s Network,
1-800-994-2949.
The call was for a Kathryn (Catherine, Katherine?) Gordon.  The calls from this American or America’s Network always sound like it is a collection agency.

We were assigned our telephone number by Verizon almost four years ago.  That is how long we have been receiving the same harassing phone calls, telling us they have an urgent message for Kathryn Gordon.  Our number has been on the NO Call list since inception.

We have repeatedly told American or America’s Network we do not know the woman or anything about her.

We have given them our name and asked them to remove our number from their calling system time and time again, all to no avail.

On Monday, March 17, in response to the answering machine message, my wife again called them, asked for the supervisor and was told that supervisors do not take calls.  My wife then repeated our same lament that we do not know a Kathryn Gordon and have had our phone number for almost four years.  She asked to be taken off the call list and, again, asked to talk with a supervisor.  The woman at the other end of the line became agitated and told Trudy that supervisors do not take wrong number calls and hung up on her.

I called and went through the same process and the woman hung up.  I repeated the call three times and then the woman answering the telephone used language toward me that if I had used, I would be arrested. At that point I knew further action on my part was necessary.

I called Verizon and after three transfers was told there is nothing the phone company can do.  They reissue disconnected phone numbers 90 days later.  They told me to call the Virginia Consumer Protection Office.
I called VIRGINIA CONSUMER PROTECTION and talked to the head of the office.  Penny told me that she was the first person I should contact.  She might be able to bring us relief.

Next, we are to contact our state representatives, Senator Harvey Morgan and Representative Rob Whittman.  I was told this is the kind of “feel good” intervention they like to handle.  It is also the kind of legislative initiative they like to introduce.

We are then to file a report with the Consumers Protection Office so that they can initiate a “reverse lookup” to try to stop the repeated calls.  

And the calls continue most recently  Monday, March 14 at dinner time.

We will take these three actions with the expectation that perhaps we can help not only ourselves, but others avoid this unpleasant intrusion on our lives.  Perhaps new legislation in Virginia and/or Congress will be a result.

Anything you can do through your office to stop the calls will be greatly appreciated.  You have my e-mail address to communicate questions to me.  At the same time I request that you do not pass it to any other person or business.  As mentioned above, our telephone number has been on the No Call List since inception.
Thank you very much.
Sincerely,

Tom Feigum
164A Mariners Point Lane
Hartfield, VA  23071

MS Marsha Goldburger;      202.861.2409,       mgoldbur@the-dma.org
Friday, March 14, 2008, my wife and I returned from a trip.  On our answering machine was a message from American or America’s Network,
1-800-994-2949.
The call was for a Kathryn (Catherine, Katherine?) Gordon.  The calls from this American or America’s Network always sound like it is a collection agency.
We were assigned our telephone number by Verizon almost four years ago.  That is how long we have been receiving the same harassing phone calls, telling us they have an urgent message for Kathryn Gordon.  Our number has been on the NO Call list since inception.
We have repeatedly told American or America’s Network we do not know the woman or anything about her.
We have given them our name and asked them to remove our number from their calling system time and time again, all to no avail.
On Monday, March 17, in response to the answering machine message, my wife again called them, asked for the supervisor and was told that supervisors do not take calls.  My wife then repeated our same lament that we do not know a Kathryn Gordon and have had our phone number for almost four years.  She asked to be taken off the call list and, again, asked to talk with a supervisor.  The woman at the other end of the line became agitated and told Trudy that supervisors do not take wrong number calls and hung up on her.
I called and went through the same process and the woman hung up.  I repeated the call three times and then the woman answering the telephone used language toward me that if I had used, I would be arrested.   At that point I knew further action on my part was necessary.
I called Verizon and after three transfers was told there is nothing the phone company can do.  They reissue disconnected phone numbers 90 days later.  They told me to call the Virginia Consumer Protection Office.
I called and talked to the head of the office.  Penny told me that she was the first person I should contact.  She might be able to bring us relief.
Next, we are to contact our state representatives, Senator Harvey Morgan and Representative Rob Whittman.  I was told this is the kind of “feel good” intervention they like handle.  It is also the kind of legislative initiative they like to introduce.
We are then to file a report with the Consumers Protection Office so that they can initiate a “reverse lookup” to try to stop the repeated calls.  And the calls continue most recently  Monday, March 14 at dinner time.
We will take these three actions with the expectation that perhaps we can help not only ourselves, but others avoid this unpleasant intrusion on our lives.  Perhaps new legislation in Virginia and/or Congress will be a result.
Anything you can do through your office to stop the calls will be greatly appreciated.  You have my e-mail address to communicate questions to me.  At the same time I request that you do not pass it to any other person or business.  As mentioned above, our telephone number has been on the No Call List since inception.
Thank you very much.
Sincerely,

Tom Feigum
164A Mariners Point Lane
Hartfield, VA  23071

It would also be a good idea to send them this Cease Communication letter:


Date

Your Name
Mailing Address
Your City, State, Zip

Re: Notice to Cease Contact Regarding Debt for ______________________

Name of Collection Agency
Mailing Address
City, State, Zip

VIA CERTIFIED MAIL

I am notifying you in writing that your agency has contacted me regarding a debt for [name of person who collector is contacting you about]. No one by that name lives at my address or phone number.

Therefore, I am requesting that you cease all communication to my phone number regarding this person's debt. If you persist in believing that [name of person] is somehow connected with my address and/or phone number, please provide proof of your claim.

You should direct all future correspondence in writing as outlined in the Fair Debt Collection Practices Act (FDCPA) and to cease all communication with me by telephone.

Lastly, I would like to receive confirmation in writing that you have received this letter and will no longer be contacting me about this other person's debt, or I will be forced to seek further legal action.

I look forward to your acknowledgement that you have received this notice by [date that is two weeks from date of letter].


Sincerely,

_______________
(Signature)


Your Name

http://www.privacyrights.org/Letters/debt6.htm

If they continue to call after you have written proof they received it, then they can face fines of up to $1,000.00 PER violation for violating Section 805 of the FDCPA, and you can sue the s*** out of them:

http://www.creditinfocenter.com/legal/FDCPA.shtml#805

I just received a call from "Mrs Todd" at America's Network regarding "bad checks" they have "just" received in their office.  About a year and a half ago, I started to receive these calls. They usually will call, I'll return it and ask for a statement of the charges, they refuse to send me one as "it is not their fault I still don't have the original letters nor their responsibility." When I express I've looked into this when they've called in the past and know that I have the right to a written statement, they then tell me I'm lucky I'm not in jail and it's also not their fault I can't follow the law.  After a long drawn out lecture on Iowa "CIVIL LAW" they tell me I can only pay this via credit card or Western Union.  When I tell them I have checked into the Fair Debt Act and know I can request a copy of the statement, they tell me I don't want to settle it and it will be forwarded to their lawyers. They either then hang up after a few choice words or tell me I have until close. Then they stop calling for about 6 months.  One specific statement Mrs. Todd made this time is I was NOT to contact those companies on my own, as I MUST pay the attorney's fee's now that I've violated the law.  Unfortunately for her, I've contacted the companies they say I owe money to and have yet to find one that I am still in debt with.  I called the Iowa Attorney General's office and found out they've had several complaints.  I have been informed to write a letter and send certified mail saying that the only way they are to contact me is via mail. I just can't believe companies like this are allowed to stay in business.

These people are in violation of both Texas state and Federal laws. They called my friend and told her that she has a "bad check" and they have issued a warrant for her arrest. When asking for the information, like who was the checking wrote to, the amount, date and check number, the "customer service" rep refused to give any information. She stated, "you should be responsible enough to know". Furthermore, the rep calling became agitated and rude over the phone and disconnected the phone call. We then called the DA's office and there has not been any warrants issued; only the DA can issue warrants.
I suggest contacting the state attorney's office and the BBB to file complaints against this company. Remember you have rights, under federal law section 606, the collection agency must provide the debtor a mailed copy of the debts against them. This must include amount of debt, name of institution, and dispute information; moreover, federal law protects a person against harassment by phone, email and other forms of communication

My mother is 88 yrs old and received a letter from these people saying it involved an accident on 5/03/06. They also say it isnt a scam. I called them and they have an answering machine that says they are "Checks by Oncore"

These people called me lastnight.  I called back today and spoke with someone.  They said that they had a bad check for me an that I need to pay it.  I told them to send me paperwork on it.  He said that it was sent two years ago by them and by Inger (?) Law Offices.  I NEVER received anything from anyone.  Pretty sure this is a scam.  They asked me if I had been contacted by the warrant department.  I havent been.  I assume this is just a scare tatic.

I just called the DA and they dont have any warrants for me.  She also told me that the DA is the only person who can issue a warrant and that a collection agency cant.  Dont trust these people.  They are frauds!!!  I would suggest if you get a call from them contact the DA in the county that you live in to verify if you have a warrant out or not.  Good luck.  These people are [***]!!

I got a call on Feb 14, 2008 saying I wrote a bad check 16 years ago.  I spoke to a lady name Mrs Chambers, she called me on a saturday morning, requesting I pay $583.00 by next Friday and or I will have a criminal charge and go to jail.  She didnt NOT have good customer service skills very RUDE if this is a business.  She told me she could care less if i paid it or not, cause she goes to sleep at night.  She then started arguing with me, I asked her why i dont have any documentation from the company, she says i need to call my bank.  She tend got nasty and hung up in my face.  VERY RUDE her name was mrs CHAMBERS. 16 years ago and you want me to pay this company.

Correction I got the call today I got it Feb 14, 2009 on a saturday morning!!!!!!

looking for latoya hanford.got same call about 2years ago remember the name said they would cancel number,said same thing before

They call and say they need to speak to me about an urgent matter. It's always a recording so I hang up and call right back they just ask for my name and number I hang up. Please stop these calls.

if they call back - don't fall for the phony threats

REPORT THEM TO YOUR STATE ATTORNEY GENERAL AND THE STATE ATTORNEY GENERAL IN EVERY STATE THEY HAVE OFFICES.  NOW  then when they call back tell you have reported their scam extortion attempts.

DO NOT PAY THEM A PENNY - the can't prove these false claims.