832-742-6099

this person claims to be jx lomax an attorney threatning to have me arrested on a bogus claim

Got the same call

Looks like a classic debt scam, pretending to be a lawyer, accusing you of committing some sort of crime and threatening arrests.  Of course, debt collectors have no powers of arrest and no influence on law enforcement.  Crimes are prosecuted by local DAs.  Being in debt is not a crime and you cannot be arrested for ordinary civil debt.

Someone who uses the last name of Lomax has a long history on 800notes of threatening people with arrest over various debts.    

Report them:

http://www.ic3.gov/complaint/default.aspx ,

the Federal Communications Commission http://esupport.fcc.gov/complaints.htm ,

the Federal Trade Commission https://www.ftccomplaintassistant.gov/ 

Also your state Attorney General.

I got the same message yesterday. .  He even called several of my family members including my older brother who lives out of state. I called him back because I wanted to be responsible and double check if this debt was real.  I have a clean record so I was concerned. .  Accused me of 2 felonies on a account back in 2010...   A couple of red flags..  Wouldn't tell me who I owed and told me I was going to jail..  Also told me he was a special investigator for Pennsylvania.   How could you be and 832 texas area code..  Then he said that he would make a call to see if I could settle for 832.00.  Came back on the phone and said prosecutor said okay..  def sounds like fraud..  Payday loans are illegal in Pennsylvania and you cannot be prosecuted and go to jail for defaulting on a payday..  

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I received a call from this number stating he was shawn archer from a law firm working for state of Tx financial crimes division.after doing some research and makin a couple calls  found out this number he called from and gave me for correspondence has been linked to several of these scam complaints.

This man named Thomas Ford called my family told them i was a felon and that i had wrote bad checks and that I am going to jail. all info incorrect. this should be illegal mr thomas ford.. yeah right i told him not to call me anymore and i need am reporting them to the bbb and also sent them a letter to have no contact if they need to reach me it needs to be by mail... he was irrate but made me feel good :)