844-298-4709

Called about a payday loan from 2011 said I owed $590 settle. I said I don't know anything about that you need to mail me something required by federal law. The women never gave her name just answered legal Dept. She then says good luck in court. I said don't call me again and again she said good luck in court. Same call a month ago said I was going to be served at work total scam!!!

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

They called yesterday and I looked up the number and refused to answer it. The same number called today and I blocked the number.

They call every day and itvis an automated message. I can't  understand the name because it sounds like a muffled robot,then a voice automated lady gives out a claim number about a sweepstakes winner and to call a 844 area code number.  I never call back or answer calls from this number but I wish they would get the hint.  We. Are on the do not call list but that doesn't  do any good!!

Scam. Just block the losers and report them. They also use 844-298-4707 as well as other numbers.

Yep totals scam I use to work for this type of company and its a scam never pay bc it never gets reported to the company thatutook the loan from

Here's their address everyone send a cease and desist Order by law they're frauds!!!!!
1st recovery service
64th street bldg 147 po  box 105, coral terrace Florida 33002

They scan u out of money never Never give any info to them but report them to the local authorities the fbi and the fcc. Definately internet SCAM BUSINESS LETS GET THEM ALL THROWB IN JAIL FOR INTERNET FRAUD !!!

These scammers call every week from a new number so if they have your number you will receive a new call every week from a new number.  Make sure you block them.  I have reported these people numerous times to the Attorney General, the BBB, and the CFPB.  For the life of me I cannot figure out why this area code exists.  It is a scammer area code.

Block all of these numbers:
8557648944
8442283493
8442015817
2012928384
2018807680
8559680636
8442021613
8442268637
8442984707
8442984709

They have several different names too.  One week they are one company, the next a different.  First Recover and National Recovery are the most common ones they use.

I have also received a call from 844-298-4709 Mon, Tues, Wed.  I have had payday loans in the past I believe that is how they got my information.  They try to sound legit, but still things seem fishy when you try to Google these Collectors you cant find them, a Legitimate Company would have a Website.  I have gotten calls like these in the past  calling from different numbers Threatening me with Court since 2014 no mail ever came to the house.  and that is all they do is Threaten. maybe that is all they can do. so ignore these calls.  I like to pay my bills not a scammer.

You did right to block the number they want to scare you into paying.

I've never taken a loan of any kind, much less a pay day loan, so I KNOW this is a scam. I blocked the number, they never leave a VM.

Someone left me a number with a claim # from same phone number as y'all at 10:15 am eastern time

I got a call saying that I had a legal matter agents me for  charge off from a payday loan from 2010, they had an old email address, 2 old addresses and the last four of my social, she didn't give a name, just started talking about a loan I never took out.

This is a SCAM! Woman identified herself as Tanya when I called back the number.  Said from First Recovery & Associates about some payday loan (that I never took out).  They are also calling my parents who live in another state.  Must be going through the phone directory and calling anyone with my last name (my last name is unique). I have never put my parents name on ANYTHING. You can tell they are from overseas somewhere by the phone connection.  I told her to not call again or I would contact the State Attorney General Office.  She said "good luck in court".
Really?  I'm not that stupid, lol.
Don't let these people scam you.........

First Recovery Associates :
Most likely part of the Global Scam out of Jamaica or perhaps the Island of Nevis. Or Nassau in the Bahamas.  Clearly an off-shore scamming group.  Callers generally have Caribbean accents.
They also call from many other numbers see: 251-301-9797, 800notes.  This is a Jamaican or Nevis or Nassau or Trinidad (I'm pretty sure) offshore group.
They also go by many different names:
ACI
ACS
ARA
Atlantic
Atlantic Group
Atlantic Processing
Capital Indemnity Solutions
Capital Law
Capital Risk
Capital Services,
First Recovery,
First Recovery Associates
GDS
GDS Solutions
Global Service Group
Global Solutions,
Horizon Opportunities
Impact Mediation
Internal Processing Solutions
International Process
International Processing Solutions
IPS  (Not this group: http://onlineips.net/contact/  See warning on site)
International Retrieval Center
IRC
ITS
Manhattan Processing  (MP)
NAR
NRA
Northwest Recovery
National Recovery
Provisional Risk Services.
Possibly Piedmont Recovery or some variation.
Spotlight
They may use other  CIDs and phony creditors as well.  Their signature phrase when you ask them where they are located is to say: "they are in Miami but have 48 locations in the US".  Right.   Lately they’ve been adding the phrase “except Hawaii and Alaska.  Just to show you they now have learned some geography.  These people are nothing more than   overseas scammers.  Ignore these people and block their calls.
Report them:  See:  http://www.ic3.gov/default.aspx  ◄▬ ◄▬ ◄- ◄▬
My own research suggests that they are the remnants of
CWB Services, LLC.  (Cutter Group)
2114 Central Avenue
Kansas City, MO 64110
Sued by the FTC in 2013.  Can’t operate in the US, so they used their Jamaican or Nevis subsidiaries to carry on the scam.  Which accounts for the US – like scamming operations they engage in.

Additional Business Names Related to CWB Services:
Basseterre
Anasazi Group / Anasazi Services
Cardinal Credit Payday Loan
Clearwater Bay Marketing
CP Investors, LLC
Cutter Group LLC AKA Longboat/Cutter Group
Greenwood Holding Group, LLC.
Insight Capital
Mass Street Group
Namakan Capital
National Recovery Service
OPD Solutions, LLC.
Pack Management Group, LLC.
Quick Cash / QuickCash.com
Sandpoint Capital LLC
Shoreline Online, LLC
St. Armands Services, LLC
Triple Services, LLC
Twin Bluffs
Vandelier Group, LLC.
Also see:
https://www.ftc.gov/enforcement/cases-proceedings/132-3184/cwb-services-llc
Federal Trade Commission, Plaintiff, v. CWB Services, LLC, a Missouri limited liability company;
Orion Services, LLC, a Kansas limited liability company;
Sandpoint Capital, LLC, a Nevis limited liability company;
Sandpoint, LLC, a Delaware limited liability company;
Basseterre Capital, LLC, a Nevis limited liability company;
Basseterre Capital, LLC, a Delaware limited liability company;
Namakan Capital, LLC, a Nevis limited liability company;
Namakan Capital, LLC, a Delaware limited liability company;
Vandelier Group LLC, a Delaware limited liability company;
St. Armands Group LLC, a Delaware limited liability company;
Anasazi Group LLC, a Delaware limited liability company;
Anasazi Services LLC, a Missouri limited liability company;
Longboat Group LLC, also doing business as Cutter Group, a Delaware limited liability company;
Oread Group LLC, also doing business as Mass Street Group, a Delaware limited liability company;
Timothy A. Coppinger, individually and as a principal of one or more of the Corporate Defendants; and
Frampton T. Rowland, III, individually and as a principal of one or more of the Corporate Defendants, Defendants
Note that Cutter Group is listed as a Defendant

Got same call.

They have called me from multiple numbers for weeks now. It's really effing annoying. They are calling for my ex-husband...the garbled voice that announces the name gets his first name right anyway. So obnoxious. He and I have been divorced for three years, but he took out a bunch of payday loans prior to us getting divorced so I can see why they're calling...it'd be nice if they called him instead of me though! I just ignore the calls...

I just got off the phone with the representative at this debt collector.  They said it was regarding a payday loan taken out in 2011.  They had an address from a year prior to that time.  They stated they had attempted to mail me 3 times in regards to this debt.  I asked why it wasn't on my credit report, because I check regularly and have paid off most debts I ever had a few years ago that were on my credit report.  She stated that this won't be listed on my credit report until they take me to court and then it could be for 3 times as much.   I advised that I'm not stating I do not owe a debt, but that I was not aware of a debt to their company and with her refusing to mail me something as simple  as including the name of the original debtor and the exact amount and the date this happened it is difficult for me to believe a phone call is suppose to get me to open up my wallet and give them money.  She refused to even take down a new address where she would be able to mail me something too.  (I would think they would definitely want that so they could serve me if I wasn't willing to pay.)  It was definitely a bit unusual considering they didn't have me state the last four of my social they stated it to me and asked me to confirm with yes or no.  They also knew last four of a very old bank account number.  I don't know whether the call was a scam, but I also don't know whether I should really be paying these people and the amount of info they have is very alarming.

No Message but went see who's # is was

I got a message on my cell from them asking for me while at my in laws house. Not 10 minutes later the house phone rang. Call from the same number only this time leaving a voicemail asking for my father in law. They must have some kind of list they go down or something. Ridiculous.