844-336-2472

I got a call today. Stating I got a loan from Bank of America. Past due from 2013. And that i now owe the over $2000 including legal fees.. Etc. I think its a scam ive never even delt with Bank of America.  They were trying to get me to pay today.

I got one saying a I took a payday loan which is something I would never do and that I can either settle for 800 or got to court and pay over 2000

Got a call from 844-336-2472 saying I took out payday loan  in 2012 pay 2950.00 or we will file a judgement today well since my identity was stolen already I dont think so Thank You Life lock

I was told the exact same thing. I have never got a payday loan in my life. Supposedly it was for $400 and I owed $875 or they we're going to sue for $2,375. And the loan was through archway holding never heard of them.

I got a call today saying I made a loan in 2011 which I was 17 at the time and you have to be 18 to do loans. They said I owe 700 something dollars or will have to pay or 2000 for court fees and etc. They all my ss# though and my spouses email. I never made a loan in 2011 and I think its a scam

I have been getting calls from two numbers for the last two days now, I haven't answered any of them and I won't.

I just received a call asking for someone I don't know stating " We are handling a claim
for (Name I don't know), please press 1 to talk to a representative if this person lives at this number or call us back at 844-336-2472." Glad I checked this site.

This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  One of the tricks they use is to call your work place repeatedly in an attempt to shame you into paying.  They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

I keep getting calls from this number with a recording telli g me they are handling s lawsuit for a name I don't know and that I need to call them back at this number to talk to a rep. I knew right away it was s scam so I blocked the number.

I received a voice mail about someone I do know, they did get a hold of them. The caller said they owed 400 & was suing for 2500. The caller wouldn't give any information a out the business or loan account.

Said I got a payday loan from liberty payday loans online in 2013 but I never did

This company had somehow got my mother's number asking for me and I called them and they said I took out a loan I never took out and either I set up payment plan or they would do a lawsuit against me for 2000 dollars if you get a call from this number just block it or ignore it

I got a call from this number today saying that I needed to pay 450.00 or go to court and pay 3000 to settle.

Stark attack!

Most likely this group:

ID themselves as Stark Law
(May also be using the CID of Stark Recovery)

They will sometimes say they are in California and give you a mail drop.  But they are not registered with the State of California.

http://www.starklpc.com/  (not working)
Stark Law
4 E Ogden Ave. #109,
Westmont,
IL
60559

Phone:  844-525-0220

Email: info@starklpc.com
______________________________
Per records of the Secretary of State of Illinois:

LLC FILE DETAIL REPORT

Entity Name    STARK LAW LLC     File Number    05088194
Status    ACTIVE     On    02/17/2015
Entity Type    LLC     Type of LLC    Domestic
File Date    02/17/2015     Jurisdiction    IL
Agent Name    NATIONAL REGISTERED AGENTS INC     Agent Change Date    02/17/2015
Agent Street Address    208 S LASALLE ST STE 814     Principal Office    4 E OGDEN AVE STE 109
WESTMONT, IL 605590000
Agent City    CHICAGO     Management Type    MGR   View
Agent Zip    60604     Duration    PERPETUAL
Annual Report Filing Date    00/00/0000     For Year
Series Name    NOT AUTHORIZED TO ESTABLISH SERIES

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://consumercomplaints.fcc.gov/hc/en-us
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

They called our company from this number;
https://800notes.com/Phone.aspx/1-866-207-0845

I posted there, as well.

I got a phone call yesterday and these people now my info but I did not confirm any and they call my mothers house phone which I don't even know and left a message that they were looking for me but did not tell them anything thing that was going on and said I took a pay day loan for 400.00 and that I could clear it up for 700.00 and something but I had to pay today and then they told me I could set up payment plans or the were gonna go to court for like 2300.00 in all fees but I asked them to send me a copy of the debt validation form and then they said what is ur address and I told them it should be on file but I never confirmed anything and I have not received any phone calls or emails again since so we will see what happens...

this number and 866-207-0847 keep calling me saying i took out a payday loan online in may of 2012 for 590$ and i have to settle now or go to court for over 2,000$. i am extremely paranoid about my person info online and would never take out a payday loan expecialy online

The most correct thing to do is to submit a tip online at fbi.gov or show up at your local fbi office and request to report a federal crime. The fbi investigates financial crimes and online fraud. Provide them with the phone number and or record the call and send them a copy. If anyone can get thier mailing address or how they attempt to take payments, it would make this a lot easier.

They will most likely tell you to go to the CFPB which has Federal jurisdiction over debt collection.