844-802-6753

This is a debt collector out of NY. My calls are in regards to a defaulted payday loan.

That's illegal - http://www.paydayloaninfo.org/state-information/40

New York State Information

Legal Status: Prohibited

Citation:
Licensed lender law applies but interest rate is that agreed to by contract. N.Y. Banking Law 340 et seq. A check casher licensee cannot make loans nor cash or advance any moneys on a post dated check unless it is a payroll check. N.Y. Banking Law 373. Criminal law sets the usury cap at 25%. N.Y. Penal Code 190.40.

Small Loan Rate Cap
25% per year

Where to Complain, Get Information:
Regulator: New York State Banking Department
Address: One State Street New York NY 10004
Phone: 1-877-342-3736
Regulator’s Website

Submit a complaint with the CFPB

There doesn't seem to be any debt collector by that name in New York.  Using the word "arbitration" in the business name is a clear indication that this is a criminal enterprise pretending to be a debt collector.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/http://www.ag.ny.gov/

http://www.dos.ny.gov/corps/bus_entity_search.html

No business entities were found for RMA Arbitration.

Looks like another scam attempt!

A Stephanie Taylor called from 844-802-6753 from a blocked number to a friends phone looking for me, stated this was a case of check fraud in San Bernardino, CA  case #857298-ca . This is a totally fruadulant call. I am not the type of person to do no type of fraud let alone check fraud and calling people that I may have used as a reference at some loan center before.

And if this an attempt to collect on a debt, they are violating ALL privacy laws giving information to someone other than the person owing the dept, this was slanderous. My friend told me this was regarding 2 counts of check fraud, and a ticket and they are going to garnish my wages.......All sorts of violations here!

"2 counts of check fraud"
This type of "debt collection" scam often adds the allegation of check fraud in their lies.

Hi, she called me to from blocked number.  said 2 counts for check fraud were pending against me.  I believe those would be criminal charges?  I don't even write checks, I use online bill pay. Refused my request for documentation to be send to me to take to attorney

The lady told me I owed ACE almost $2000 and that they had evidence from my checking account and SS# to prove the fraud. I had no idea what she was talking about, I wanted to know where she was calling from, and what was going on, she told me "Im not going to play the dumb game, you did it" she then asked me if I had an attorney to appear in court. When I insisted that this was not correct as Ive never borrowed money or used ACE she hung up on me.

I received the same calls from a Janice Young....stated that I had wrote bad checks and my wages would be garnished...even had Dallas County call me to say they were going to deliver a summons and if not...submit it to the warrants division. I've never received any mail from these ppl....i can't even google them.

Well know criminal enterprise pretending to be a debt collector.  They spoofed the number to Dallas County.  No one calls ahead about a summons and lets you have time to dodge them.  There are no warrants issued because debt is civil not criminal.  Notify Dallas County that someone is spoofing their phone number to commit extortion.  Then use these links to learn and report

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

Ok thanks

You are welcome!

I verified this is a scam big time...so I did make a payment arrangement with her. However, I got concerned so I attempted to call her back on Tuesday and Wednesday with no answer. I got paid yesterday so I took all of My money out of my account because a payment was supposed to be processed this morning. Well she called at about 9:20 am and left a vm stating that she received an email from Dallas County stating that my payment was declined and that broke my contract so she needed to forward my case back to them before 2pm blah blah blah. So i called Dallas County and they have NO information on me whatsoever. And I can't seem to find any information on her company online at all. This is absolutely ridiculous. Watch out for these people you guys....they are trying everything possible to scare you.

REPORT THEM using the information BigA has given in a previous post - and especially DEMAND the part about written  documentation proof  that is mailed to you.

I got a call 2 days ago from a janice young saying i owed 900 bucks from ace cash n she told me if i wanted to resolve it without court or have some one send me documents at home, i freaked out cuz i didnt want to go to court n pay more but i had told her someone else had called me being rude asking for my card number n saying i owed 400, im gave her my card number but luckly my brother told me to check it out n thanks to this site n username p i realized its a scam so i called my bank immediately n asked for a whole new card

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/

I have been getting 100s of calls from RMA Arbitration for the last two months. They've stepped it up in the last week though. The have spoffed the number for the Montgomery County switch board and when called th3y have no idea what I'm calling about. They are calling me, my husband, my parents and siblings. I have contacted the sheriff's department, an attorney, and the creditor too. All say the same thing, this is not a real debt collector. I have contacted a few agencies to get the calls to stop and have been told basically there's nothing that can be done because they are not legitimate. I have filled my call block list with their numbers and still they continue to find ways around it. I have also been told that the constable's office that they have gotten dozens of people calling about this same company.

Rma helped me pay my debts. I didn't have the same results.  I took out a loan and they helped me pay. They we're nice too.

"George",
Why is it that all of you Shills for the bogus debt collection outfits in WNY are semi-literate? Is it something in the water? Don't any of you ever finish school? Are you an Indian in a call center?
Bah, who cares? You're a fraud. It doesn't matter.
Skeff Ett Liv!
 Gunnar