845-678-1273

This is a rip-off "Law Firm" that states they are trying to collect a debt that you owe! A woman by the name of "Ms. London" (if that's her real name?) who is from "The Rephen Law Firm" will call and call and call, threatning that if you don't pay this debt, bounced check, etc...that there will be legal action taken against you...She is very believable and very forceful BUT do not fall for this scam!!! Instead contact whoever you owe money to yourself personally and ask them what you should do. Then tell "Ms. London" you know that this is a scam and to stop calling you, you should also report her and the so-called law firm she works for.

Yeah, that's right, a law firm is in the business of ripping people off.  Says the deadbeat who refuses to own up to the worthless checks they write and all the FRAUD THEY perpetuate over and over again.  Mark my words: they will not stop calling you until you pay off your responsibilities.  You want the calls to stop?  THEN PAY THE STORE FOR THEIR GOODS AND SERVICES. You're a thief and looking for pity. Stores and restaurants are not in the business of giving it all away for free.  Quit being a loser and pay up or else suffer the consequences which are severe.  It's people just like you who have played a large role in ruining the economy.

Wow, your a jerk! You know what...sometimes things happen, we bounced a check...we paid that check! Now, some crooked SOB of a "company" is trying to steal $$$ from unsuspecting people! That is evil and wrong! Go ahead and Google the buisness or even the phone number!
Rephen Law Firm @ (845)678-1273
P.S. I don't need pity thanks, I'm just trying to help others not fall into this crappy scam!
I hope you never fall into hard times and make a mistake!

A debt collector claiming to be “Erica Shaw or Erica Shah,” a “legal processor” from a “law firm” called “Rephen Law Firm” (which she purposely pronounced “Restin” to avoid identification online) has attempted to collect a debt she claims is $220 for a bounced check with the original amount of $70. Their phone number is 845-678-1296.

1)    She refused to give information about the alleged “law firm.”
2)    She refused to give information about the original debt.
3)    She claimed the additional funds from the original debt amount were for their “processing fees” and interest.
4)    She threatened to take me to court, sue me and take legal action against me if I did not pay the debt and their “fees” in full with an unreasonable time limit.
5)    She refused to send the debt information in writing or on the law firm’s letterhead.
6)    She became irate, accused me of doing illegal activity, and became verbally abusive on the phone when I questioned the fees and requested the information in writing.
7)    She attempted to justify the fees under the “Uniform Commercial Code” and refused to tell me what part of it she was citing or how my state, FL, had adopted it.
8)    She became irate and refused to tell me the address where I could send them a letter requesting no contact.
9)    She said their only method of payment was Western Union and at first refused a payment plan I proposed. She eventually said yes to a payment plan but refused to offer any means by which to document the original debt or document my payments with receipts.

It is obvious from the overwhelming number of online complaints made to debt/credit complaint forums (e.g., ripoffreport.com, pissedconsumer.com, etc.) that they are an illegitimate operation.

It also appears if they have set up a phony website to garner information from consumers threatened by them in order to appear legitimate: http://mharveyrephenlaw.com/.

I have reported them to the Federal Trade Commission and urge other consumers to do the same here: https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en 

DO NOT GIVE THEM A DIME.
TELL THEM TO STOP HARASSING YOU.
REPORT THEM TO THE FTC.