845-875-5217

I got a similar call as those listed for another 845-xxx-xxxx number from Mrs. Smith of the Rephan (or Reason)Law Firm. The name was difficult to hear. I believe this is a scam since the message was similar to those already posted under a different phone number. Actually, my caller ID stated that it was unknown number, but the person who left the message gave the number to call back about "an important legal matter" and gave a file number to call back in regards to. Since the Rephen Law firm has been complained about including one from Mrs. White. I believe I'll wait for a legal document in the mail with a court date on that issue. Here is what I found when I searched for the Law firm online: http://www.ripoffreport.com/reports/0/240/RipOff0240993.htm

don't you think its kinda dumb to wait until you have to go to court for something that could be dealt with before going to court? maybe u should just handle your finances better

Next you're going to say "I'll just retain my own attorney."  At a minimum of $1,500 for a retainer and assorted attorney and court fees that go along with this matter, wouldn't it make far more sense to just pay for your legal obligations?

What is really dumb is continuously harassing a completely innocent party because your inane call center can't competently maintain/access valid, current data. If you company communicates with me in a threatening manner, I am going to respond with an air horn and worse.

Please discuss this with your fellow cubicle-dwelling breather on the next smoke break.

Again, people need to pay their bills and own up to their financial irresponsibility and need less enablers such as yourself. Often the true deadbeats have to constantly skip town and/or disconnect their phone simply to get out of their pizza bill.  Keeping up with them is hard so its impossible to be accurate at all times.  At any rate, just change YOUR damn phone number if you hate the calls so much.  The collector is doing their job.  You are just whining with no action.

Some consumer attorneys will work for a prearranged percentage of the settlement.

I got a call from Mrs. Irons and my caller I.D. was unavailable and I talked to her ..... she wanted me to pay her client for a bounced check but when I asked for a copy of that check she said she didnt have it. I asked for a copy because I dont use that bank account that is my savings account and I dont write checks from there. I told her that I needed to tallk to my bank and that I would call her back, she gave me an hour deadline to call her and I did FIVE times and all I ever got was her voice mail......she never called back.

A debt collector claiming to be “Erica Shaw or Erica Shah,” a “legal processor” from a “law firm” called “Rephen Law Firm” (which she purposely pronounced “Restin” to avoid identification online) has attempted to collect a debt she claims is $220 for a bounced check with the original amount of $70. Their phone number is 845-678-1296.

1)    She refused to give information about the alleged “law firm.”
2)    She refused to give information about the original debt.
3)    She claimed the additional funds from the original debt amount were for their “processing fees” and interest.
4)    She threatened to take me to court, sue me and take legal action against me if I did not pay the debt and their “fees” in full with an unreasonable time limit.
5)    She refused to send the debt information in writing or on the law firm’s letterhead.
6)    She became irate, accused me of doing illegal activity, and became verbally abusive on the phone when I questioned the fees and requested the information in writing.
7)    She attempted to justify the fees under the “Uniform Commercial Code” and refused to tell me what part of it she was citing or how my state, FL, had adopted it.
8)    She became irate and refused to tell me the address where I could send them a letter requesting no contact.
9)    She said their only method of payment was Western Union and at first refused a payment plan I proposed. She eventually said yes to a payment plan but refused to offer any means by which to document the original debt or document my payments with receipts.

It is obvious from the overwhelming number of online complaints made to debt/credit complaint forums (e.g., ripoffreport.com, pissedconsumer.com, etc.) that they are an illegitimate operation.

It also appears if they have set up a phony website to garner information from consumers threatened by them in order to appear legitimate: http://mharveyrephenlaw.com/.

I have reported them to the Federal Trade Commission and urge other consumers to do the same here: https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en 

DO NOT GIVE THEM A DIME.
TELL THEM TO STOP HARASSING YOU.
REPORT THEM TO THE FTC.

why would you be on this site???? Did you get a call... maybe you should pay your bills?  As for me I chack my credit every year and I have notices if anything changes.  SOOOOO I know this is a scam.  DO YOU WORK FOR THIS SCAM!!!!! Dip [***]

If you had hot checks they would send out the sheriffs to pick you up.  I know in the city I live in the news will say that they are coming out for people with warrants for hot checks.  A law firm would send out a notice in writing not multiple harassing phone calls.