855-206-8348

This dept collector called harassing me looking for a realitive who I haven't spoke to in a year! Also pretending to call from 716-650-2640  law firm Rubin and yates through searching a database in fact are the same company in the same office! Under FDCPA if a family members recieves a call from someone looking for another family member and ask not to be contacted any further and still recieve phone calls, thats harassment!! Don't be afraid to contact NYS Attorney Generals office.

Getting many phone calls from Receiving harassing calls from 866-350-0460 or letters from Rubin & Yates of Williamsville,Another numbers 1-855-206-8348, and 866-238-3647

I have no contract or debt with anybody how do we stop them?????

Please email with help [removed]@roadrunner.com thank you

I have been receiving numerous calls from 1-855-206-8348 & 716-650-2640. They leave messages saying Rubin & Yates offices need to speak to you about a claim. These people are fraud & need to find a real job. Us Buffaloians dont take kindly to harassing calls through out our busy daily routine.

DON'T LET THIS FRAUD GET YOU DOWN OR FOOL YOU TOWARD BETTER JUDGEMENT OF NOT RESPONSING.

These guys pretend to be a lawfirm that will sue you or garnish your wages..they dig up credit that is past the statute of limitations and threaten to sue you.. dont be afraid ask for proof of debt.. they will tell you its too late to validate the debt but that is untrue!

I have asked the moderators to have this message scrubbed to remove the live email address.  Hopefully you haven't gotten too much spam email yet.

This company called and harassed my husband, my mother,  and my father-in-law. They said I was going to be arrested at my home if I did not clear up this debt. I called them back and I never took out this so called loan they were speaking of.  I threatened to sue them for harassment.

These people call lying saying I took out a loan, but never did. They lie about something being filed in court, but the court house have no knowledge of the so called case number. I'm going to press charges for harassment.

They said that I owe money and would be arrested if I did not pay them.  I do not owe any one money. Going to call the police department and report them.  Are they a legal firm?

Rubin & Yates
Anthony Moretti

Read this and decide for yourself if this is legitimate or not:

Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.

If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.
Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/askcfpb/1699/h ... legitimate.html

See my post, above.

You cannot be arrested for ordinary civil debt  This is a total scam.   They are trying to scare you into paying them something.    Ignore them and block their calls.


They are a registered LLC in the State of New York, but they appear to be engaged in unlawful acts in the process of debt collecting.

http://www.rubinandyates.com/

The website says they are a corporation, but the NY State secretary of  state shows them to be a Limited Liability Company.    

RUBIN AND YATES, LLC

NYS Department of State
Division of Corporations
Entity Information
The information contained in this database is current through January 8, 2015.

Selected Entity Name: RUBIN AND YATES, LLC
Selected Entity Status Information
Current Entity Name:    RUBIN AND YATES, LLC
DOS ID #:    3522325
Initial DOS Filing Date:    MAY 24, 2007
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
RUBIN AND YATES, LLC
5334 TRANSIT RD
STE 7
DEPEW, NEW YORK, 14043
Registered Agent
RALPH C. LORIGO, ESQ.
101 SLADE AVENUE
WEST SENECA, NEW YORK, 14224

this person called and said I had a loan that was taken out 5 years ago, told me to call the police to do research. well the dumb caller he is I have already contacted the police from calls before, they are tracing my calls at my request. They will get there's sooner or latter. KARMA comes around.