855-282-1464

Received a call on my cell phone today.  When I listened to the message that was left, there was just a second or two of someone sigh-breathing, then they hung up without a word.

Revceived a call today on my cell, but no voicemail message was left.

I got a call and there was not message on voicemail.  Just like the other person, a second or so of a call center.

Received cell phone call but I did not answer as I did not recognize number.

Received call at 8:30 a.m. I did not answer, caller left no message.

Received a call on my cell. Didn't answer it. They didn't leave a message.

Received a call from # on my cell did not answer it they did not leave a message

Received call from this number, did not answer. Only thing that was said on voicemail was "Alright"

Caller left a voicemail and it sounded like a fart and then a laugh. The caller disconnected immediately afterwards.

This phone number is for First Financial Asset Management, they are debt collectors.

Have called 34 times since June 2013. I never answer and they never leave a message. I assume they must be telemarketers because certainly a bill collector would leave a message.

This number calls me twice a day, every day. If I answer, nothing. And they NEVER leave any voice mail.

I answered and the voice said to keep holding so I waited... it said to keep holding a second time and then it hung up

The Caller ID displayed: CEDAR GLEN CA.
Had a short conversation with a female voice that identified herself as "Vicky":

Quote:

(Me) Hello, <redacted> residence.  To whom am I speaking?
(Short pause)
(Vicky) Hello.  Are you there?
(Me) Hello. To whom am I speaking?
(Vicky) This is Vicky with GEM Financial.  Are you a homeowner in the Sun City area?
(Me) No, I am not.
(Bit of a pause, as if she was looking for the right spot in the script.)
(Vicky) Are you a homeowner in California?
(Me) No, I am not.
(Much longer pause)
(Vicky, sounding as if she was puzzled by my responses) Uh, OK.  Thank you for your time.  Have a good day. (Hang-up)

I probably should have answered affirmatively to one of her questions just to gather more information about their scheme, but I had been heading out the door when the call came in and I did not have any more time to waste just then.  This had been the fourth call from this number in as many days and they had not left messages on the previous calls.

Ignore this post, it was meant for the 909-358-4167 thread

The Caller ID displayed: Out of Area.
Female caller left the following message on my machine:

Quote:

(Long pause.  Call centre chatter in background: could make out "Did you have insurance at the time?")  Hello?  (Long pause with more call centre chatter)  Hellooo?  (Long pause, among the chatter could make out "So, I wasn't asking…")  Hello?  (hang-up)

Received a call and they left this message
Hello my name is Carolyn Doyle calling from first financial asset management Inc. please contact me today or any weekday from 8 AM to 6 PM Eastern standard time at 855-282-1464 thank you

When I called back they indicated it was a medical debt

The following information might not apply in a subrogation claim.  You can however send them a certified, return receipt letter disputing the claim.
You will need to send them a certified, return receipt debt validation (by law they have to go back to the original creditor to prove you owe the debt), cease and desist calling, or "not me" letter (this will be the best money that you have ever invested).  Also send it first class mail in case no one will sign for it.  Make a notation of that fact at the bottom of the letter.  You also need to report them to the proper agencies to which I have provided links to.  Then you need to go out and get a consumer lawyer to sue them on a contingency basis (no money out of your pocket) and let them pay you for the harassment.  If everyone did these three things, these crooks would be bankrupt, and we would all be the richer for it.  Use these web sites to find an attorney in your state that will probably take the case on a contingency basis (no money out of your pocket up front):  http://www.consumeradvocates.org/
http://www.consumeradvocates.org/find-an-atto ... tates_value=All

Everything else you need to know follows including at least two or more federal and state agencies where you should report their criminal activities.

FIRST FINANCIAL ASSET MANAGEMENT, INC. AKA FFAM 360 AKA FIRST FINANCIAL ASSET MANAGEMENT OF GEORGIA, INC. AKA FIRST FINANCIAL ASSET MANAGEMENT OF DELAWARE, INC.

Website lists them in Georgia and Arizona:  https://1fam.com/

BBB page gives them an accredited A+ rating (1/20 they had no report, probably because the BBB wanted to see if their check bounced for that really great rating they bought) with 44 complaints and 6 negative reviews.  Why they even hired a professional liar (I’m sorry I meant VP) to lie to the people filing complaints (BBB removed 3 complaints and 2 negative reviews)as of 1/7/2022:  https://www.bbb.org/us/ga/peachtree-corners/p ... 5000007#bbbseal

LinkedIn has pictures and names of some of the felons that work there:  https://www.linkedin.com/company/first-financial-asset-management

Most of the employees do not have anything good to say about the place:  https://www.indeed.com/cmp/First-Financial-Asset-Management/reviews

Georgia Dept. of State info:
Business Name:    FIRST FINANCIAL ASSET MANAGEMENT OF GEORGIA, INC.    Control Number:    0259594
Business Type:    Domestic Profit Corporation    Business Status:    Active/Owes Current Year AR
Business Purpose:    NONE
Principal Office Address:    3091 Governors Lake Drive, Suite 500, Norcross, GA, 30071, USA    Date of Formation / Registration Date:    12/3/2002
State of Formation:    Georgia    Last Annual Registration Year:    2019

REGISTERED AGENT INFORMATION
Registered Agent Name:    ROBERT CHALAVOUTIS
Physical Address:    3091 Governors Lake Drive, Suite 500 , Norcross, GA, 30071, USA
County:    Fulton

OFFICER INFORMATION
Name    Title    Business Address
Mary Maloney    CEO    3091 Governors Lake Drive, Suite 500 , Norcross, GA, 30071, USA
MARY MALONEY    Secretary    3091 Governors Lake Drive, Suite 500, Norcross, GA, 30071, USA
ROBERT CHALAVOUTIS    CFO    3091 Governors Lake Drive, Suite 500 , Norcross, GA, 30071, USA

Business Name:    FIRST FINANCIAL ASSET MANAGEMENT, INC.    Control Number:    0217773
Business Type:    Foreign Profit Corporation    Business Status:    Active/Owes Current Year AR
Business Purpose:    NONE
Principal Office Address:    3091 Governors Lake Drive, Suite 500, Norcross, GA, 30071, USA    Date of Formation / Registration Date:    4/2/2002
Jurisdiction:    Delaware    Last Annual Registration Year:    2019

REGISTERED AGENT INFORMATION
Registered Agent Name:    Robert Chalavoutis
Physical Address:    3091 Governors Lake Drive, Suite 500, Norcross, GA, 30071, USA
County:    Gwinnett

OFFICER INFORMATION
Name    Title    Business Address
Mary Maloney    CEO    3091 Governors Lake Drive, Suite 500, Norcross, GA, 30071, USA
MARY MALONEY    Secretary    3091 Governors Lake Drive, Suite 500, Norcross, GA, 30071, USA
ROBERT CHALAVOUTIS    CFO    3091 Governors Lake Drive, Suite 500, ATLANTA, GA, 30071, USA

Arizona Dept. of State info:
Entity Name:
FIRST FINANCIAL ASSET MANAGEMENT OF DELAWARE, INC. (FN)
Entity ID:
F10306700
Entity Type:
Foreign For-Profit (Business) Corporation
Entity Status:
Active
Formation Date:
5/16/2002
Reason for Status:
In Good Standing

Approval Date:
5/16/2002
Status Date:
Original Incorporation Date:
5/16/2002
Life Period:
Perpetual
Business Type:
CREDIT/COLLECTION
Last Annual Report Filed:
2019
Domicile State:
Delaware
Annual Report Due Date:
5/16/2020
Years Due:
Original Publish Date:
6/17/2002
Statutory Agent Information
Name:
PETER C GUILD
Appointed Status:
Active
Attention:
Address:
% THE CAVANAGH LAW FIRM 1850 N CENTRAL #2400, PHOENIX, AZ 85004, USA
Agent Last Updated:
4/10/2019
E-mail:
Attention:
Mailing Address:
County:
Maricopa

Principal Information
Title    Name    Attention    Address    Date of Taking Office    Last Updated
Director    JOHN MALONEY        3091 GOVERNORS LAKE DRIVE, SUITE 500, NORCROSS, GA, 30071, Gwinnett County, USA    5/16/2002    4/10/2019
Shareholder    STRATEGIC ALLIANCES INC        NOT REQUIRED, NOT REQUIRED, XXXXX    12/31/9999    3/27/2018
President    MARY MALONEY        3091 GOVERNORS LAKE DRIVE, SUITE 500, NORCROSS, GA, 30071, Gwinnett County, USA    5/16/2002    4/10/2019
Secretary    MARY MALONEY        3091 GOVERNORS LAKE DRIVE, SUITE 500, NORCROSS, GA, 30071, Gwinnett County, USA    5/16/2002    4/10/2019
Treasurer    ROBERT CHALAVOUTIS        3091 GOVERNORS LAKE DRIVE, SUITE 500, NORCROSS, GA, 30071, Gwinnett County, USA    5/16/2002    4/10/2019

Looks like they get sued a lot.  Justia has lots of cases against them:  https://dockets.justia.com/search?query=First+Financial+Asset+Management

It is incumbent upon them under the law to prove that the debt exists and that you owe it, and (this is the important part) that they have the legal right to collect it.  You are not obligated under the law to prove that you don’t owe or that it is paid.  

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt. It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.  If and when you get that letter you should immediately send that debt validation letter by certified, return receipt mail.

First, you should make a complaint at this Federal Agency, and while there you should also read up on how debt collection is supposed to work as well as what your rights in this matter are: https://www.consumerfinance.gov/

Also file complaints with the FTC: https://www.ftccomplaintassistant.gov/#crnt&panel1-1

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

As well as the Georgia AG:     http://law.ga.gov/

As well as:       http://consumer.georgia.gov/consumer-services

Also file a complaint here with the Arizona Dept. of Financial Institutions: http://www.azdfi.gov/Consumers/Complaints/Complaints.html