855-285-5160

Claims to be a law office. but does not leave audiable name. or leaves no message at all.

This number if for The Law office Of Michael L. Galey  These people sent me a letter concerning a old Visa card. debt.  I called them and explained that this debt was 6 years old and had expired in Texas.   I also told him that the statute of limitations on a credit card was four years in Texas.  I was told it was seven years and he should know because it was what he did for a living.    I gave him the address and phone for the court he would have to file in and told him I would see them there.  These guys aren't as rude as some companies but still not very swift.  Their address is:
The Law Office Of Michael L. Galey
13833 Hawthorne Blvd. #22
Hawthorne, CA  90250
Phone  855-285-5160
           424-269-6590
Fax 424-336-9495

Received a letter from this company saying how they're going to take me to court. I will be responsible for there court fees also, which will be 10%. Not once mention the in the letter the company name/credit card I owe.

Received a letter from this company saying how they're going to take me to court. I will be responsible for there court fees also, which will be 10%. Not once mention the in the letter the company name/credit card I owe.

Follow the steps in what you need to know here:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/

This so called lawyer is simply a fake name.. they are a subsidiary of LVNV.  They must have at least 2 dozen names.
Letter I got with the same address claims to be from P &L Aquisitions.. when I called they had ALL the same info that Convergent outsoucing aka convergent USA had.. as well as some "lawyer" based out of san antonia texas did 2 yrs back..  They are NOT lawyers, its a scam to frighten you into paying old debt or debt you  never owed..  Get as  much info on the company as you can.. esp things like a bar association number if they claim to be a lawyer.. try to get them to send you your "debt" in writing.. you CAN write a cease and desist letter.. put every name you can find for this company in it..
Convergent Outsourcing
Converent USA
P & L Aquisitions (same address as "lawyer" above)
Lane Powell and Assoc (nonexistant company)

these companies cannot put you in jail, cannot sue you unless your debt is under 7 yrs old.  IF they do, you need to show up IN court and fight it.. under federal law they have to show the original documents.   Next... be very aweare of the laws in your state regarding debt.. I you do get actual legal papers don't just toss them away... deal with it, go to court..

I live IN Florida.. if you get calls from this entity.. file a complaint with the office of financial responsibility.. they are not legally able to debt collect in the state of florida..  here they must be registered under the entity's name.. represending yourself as a lawyer anywhere in the US that you are not A.) have a legal right IN that state to be a lawyer or b.) are a real lawyer is illegal.. get the fake bar number and then file a complaint with your state Bar Association.   This was done in texas to this company/....they no longer attempt to collect from there now its NY state or California.. good luck..

I GOT A LETTER FROM THESE IDIOTS ALL I DID WAS GOOGLE THE ADDRESS AND IT IS A DUMPY PLACE WHERE U CAN RENT MAILBOXES  ...IF THIS WAS A LEGIT  DEBT COLLECTOR THEY WOULD USE THEIR ADDRESS FOR WHERE THEIR OFFICES ARE LOCATED TOTAL SCAM ....I CANT BELIEVE SOME PEOPLE ACTUALLY FALL FOR THIS [***]

when I called the number some girl answered the phone , sounded like she was in the distanced, told me she couldn't answered none of my questions that some guy named  don sterling would call me back , so is this real or fake, !!!!!!!!

Recently there is a number of collection agencies that are using mailbox addresses. This may sound suspicious but not when you can trace the mail box back to them. The law allows this only due to many death threats these agencies receive. I can't believe some people actually fall for it being a scam only to avoid paying their debts.

Received a call from these people,trying to collect an old debt that has expired by state statute.They said to call them or have my attorney call them.A number search turned up a # for a Michael L. Galey,law office. The State Bar of California lists a  Michael l. Galey that died in 1998. This is known as a bottom feeder debt collector trying to intimate that they are  attorneys.They might rent a space that was a law office but they are not attorneys.More than likely they will have a very difficult time trying to resurrect an attorney that died in 1998!

A poster fromAug. 2014 mentioned that this is Convergent Outsourcing.  This is a confusing company to say the least:
CONVERGENT OUTSOURCING
Posted In:  https://800notes.com/Phone.aspx/1-208-779-3248
https://800notes.com/Phone.aspx/1-202-808-7200#p836428347616898904
Ok, this is a strange company record.  According to their web site, they are located in Atlanta, Ga and have been in business since 1955.
Now the BBB gives them an A+ rating with 1044 complaints and 3 negative reviews (how does that pan out)  They also say that the business was established in 1950, that they are headquartered in Washington State, and that they are registered with the Washington Dept. Of Revenue: http://www.bbb.org/western-washington/busines ... enton-wa-501066
So if you go to the Washington State web site and look up their corporation, it indicates that they were formed in 2013:

CONVERGENT OUTSOURCING, INC.

UBI Number    603319184
Category    REG
Profit/Nonprofit    Profit
Active/Inactive    Active
State of Incorporation    WA
WA Filing Date    07/22/2013
Expiration Date    07/31/2015
Inactive Date
Duration    Perpetual
Registered Agent Information
Agent Name    CT CORPORATION SYSTEM
Address    505 UNION AVE SE STE120
City    OLYMPIA
State    WA
ZIP    98501
Now that is the corporation that is active, the other corporation with that name is inactive but was owned by the same person:
UBI Number    600059082
Category    REG
Profit/Nonprofit    Profit
Active/Inactive    Inactive
State of Incorporation    WA
WA Filing Date    01/11/1972
Expiration Date    01/31/2014
Inactive Date
Duration    Perpetual
Registered Agent Information
Agent Name    STEVEN J HUNTER
Address    800 SW 39TH ST
City    RENTON
State    WA
ZIP    980579004
Special Address Information
Address    PO BOX 9004
City    RENTON
State    WA
Zip    980579004
Bizapedia has them as forming in 1972 and still active, although that date would apply to the inactive corporation (confused yet?  I am):  http://www.bizapedia.com/wa/CONVERGENT-OUTSOURCING-INC.html
This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, etc. all for an alleged or nonexistent debt.
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

I got a call from the offices of Don Sterling, they threatened to put a lean on my Mortgage. I'm trying to determine if there a legit place. The number on there letter head is 855-285-5160.The address is the Hawthorne, CA one. They do leave messages but just say that there calling from the offices of Don Sterling. I have been scammed before so I'm very leery now. Thoughts?
thanks.

i got the same message. They said my husband owed on a credit card. They even had the acct #, but this credit card was paid off in 2009. It even shows on the credit bureau that there is a $0 balance. We both called this number from our cell phones and when the person answers, you can't understand the name that they answer to. It's like it is dubbed out. I think they are a scam!

They called us saying that we had a credit card debt. They even had our acct # from this old credit card. This card was paid off 6 years ago. It even shows on our credit report as $0 balance and they keep telling us it is showing unpaid. When we have called them back, we could not understand the company name. It is like they have it dubbed out. Then someone comes on the line. Scammers!!! They also go by different names.

The same happend to me. I've been scamed once

they claim to be a law office collecting old debt. They said we owe $ on a credit card that has been paid for years.  They say they can't give us any other info.

Me and my husband has also got the phone call from this Don Sterling's and Sam Wells threatening Us and stuff  and say things like they're going to take us to court and put a lein on our house  and all this Exedra Exedra...and pretty much what everybody else is saying about them is happening to us like everyone else ,but my thing is I am a heart attack patient who has already had two heart attacks and I don't need the stress of people calling and threatening and stuff that they're going to put  a lein on Ourt house for  a old credit card 2/4 times a day every day but Sunday.

He will call u back and never stop calling till you give him money because he'll start treating you , but in my eyes it's a fake

I live in Texas and got a call from them this morning, I was still in bed!

This is the link for everyone!  It gives the statute of limitations on credit card debt for all 50 states, plus other information.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php