855-496-5221
855 area code:
Toll-free
Read comments below about 8554965221. Report unwanted calls to help identify who is using this phone number.
- Helena| 1 replyI got a call from this number 18554965221 and I was going to be serviced but I thought that when rent service you count paper they do not call they just service because there are to get money from a credit from 2004 and the lady that if I made a deal the would not service today
- Caller: They never told me the name
- Call type: Debt collector
- texasvixxen| 1 replystated "i have papers that need to be delivered to (gave an address)... i need to hear back from you in 24 hours or we will proceed"
- LISA| 1 replyThey called me ..blah blah blah about papers at an address I haven't been to in many years....TSB (Brad) is his name I told them to take them papers and stick it because the person they were calling for I know but this is my phone not theirs!!
- Caller: TSB
- Call type: Debt collector
- Alfalfa replies to LISAThe Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors - CWG40 replies to texasvixxenIgnore. Typical debt scammer's technique. No legitimate process server tells you in advance when and under what circumstances they will show up. They just do.
Fraudulent or Zombie Debt Collectors—Things to Know
If you have received a call stating:
1. You have defrauded a financial institution
2. You owe an unpaid payday loan
3. You have a warrant due to an unpaid loan
5. You will receive a court summons
6. Authorities are coming to arrest you
7. Anything similar to above,
a. Do not give them any information or verify any information for them
b. Tell them you know they are a scam operating illegally and that you are filing a complaint with the appropriate authorities
* File a complaint with the FBI on their Internet Crime webpage http://www.ic3.gov/default.aspx
* File a complaint with the Attorney General for the state you live in
The more information and complaints there are, the better the chance of getting these criminals to stop (or at least reduce the frequency). [abstracted from another site]
They continue to bother you, tell them you are going to the police to make a complaint of extortion. - CWG40 replies to HelenaIgnore. Total scam. Don't talk to them, don't return their calls.
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