855-567-0897

Blocked call to my cell that left a message saying, "your account has came across my desk and I have questions about your residence. Please call, 8555670897 within 24 hours with your reference number to stop further action." Nothing comes up when I google the #, so I blocked my # and called, but the person who answers with, "How may I direct your call?" is the same foreign voice who left my original message. Then the same person called my home line, but this time said he had legal documents for me that had to be delivered in 24 hours, and if I wasn't going to be here to sign I had to give him someone elses name, DOB, phone #, and be recorded saying that XX has my permission to handle my legal financial matters... all around weird. He never came out and said court documents, or what company he was from, or what the whole thing was about. Seemed like he just wanted info, but I do owe on an old credit account that's about to fall off my credit report, so who knows? I'm hesitant to call him back to ask, but not knowing sucks.

Blocked call left a voice message saying it was in relation to a case against "Marcos Reyes" regarding an address on Palm Drive, and that I should return the call to "Sean Daley" within 24 hours to avoid legal action.

It's the old debt collector's trick.  Call and will ONLY tell you who they are. When someone else answers, they say something like "we need to get a hold of this person in the next 24 hours or they will be arrested".. Most the time it's from a nasty junk debt buyer, who bought your debt for pennies on the dollar and now wants you to pay him FULL PRICE on the paper.. The debt is probably past the status of limitations for taking you to court, so they will just keep on calling and calling and calling until you give them money.. It's just plain extortion.

Justs received a voicemail from a "UNKNOWN NUMBER" That I have 24 hours to call them back regarding legal documets and that If I don't call them back further action maybe taken on me and property. I don't own any property the number he gave to call back is 855-567-0897 and that he was with Nationwide Document Delivery Serivce.

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/