855-622-3160

SCAM!! He stated a payday loan was deposited into my CHASE account 3 months ago. I have no CHASE accounts at all!! VERY RUDE AND PUSHY!!

This people called my phone they call them selves usaa cash advance trying to get you to send the money they said you have loan with there company they are internet fraud be aware they use a attorney speach to scare you but when you ask to speak with there immediate manager they hang up.

Calling and trying to scare me into sending money. Not happening. Rude and foul languge!!

I like the others have received more than one call from this number. The male has an accent (Caribbean I think) and the message left said I must return an urgent call to him. Something about trying to run from my responsibilities.

I recieved a call from this person stating I owed money, wouldn't give me any information or specifics stating I should know what I owe.  This person also had an accent and stated that I have until 1:00pm today to pay $910.00 or he will call my job until I get fired, that I do not deserve to work and make money if I don't pay my bills. He called my job repeatedly until finally my company changed my work number.  

they are scam artist all pay day loans seem to be tied together it is nothing but a racket for us broke people. Trying to make our way. I sent the number to the sbi and they said hundreds of complaints had come in and were tied to pay day loans. The loans were eather turned down or given seem to make no diffrence,,,,This seems to get worse around christmas...

this number has been calling us twenty times a minute, we tell him the person he wants to speak to is not in he calls back this goes on constantly.  we are a business and must answer the phone does anyone know how we can make him stop calling or how to go about turning him in to the authorities??

This person has just started calling my home and work yesterday.  I told him to stop calling and that I have reported him to the FBI.  He called again and I called with my number blocked and let him listen to himself.  He has not called back yet.  He states that  he is calling from a law firm.

This is a criminal extortion scam operating out of India. They are making the calls utilizing VOIP and the names of legitimate firms to make it appear the calls are originating from within the US. There is NO "company" or "debt" and you will NOT be arrested. They are harvesting and/or buying consumers' personal identifying information and you need to do whatever you can to protect yourself. This includes: Notifying the FTC: https://www.ftccomplaintassistant.gov/, placing fraud alerts with all three credit bureaus, notifying your bank and employer and letting these criminals know you are aware they are attempting to extort money for a non-existent debt and have alerted the authorities.

Read this investigative report ABC News did on this scam:

Hundreds of thousands of cash-strapped Americans have been targeted by abusive debt collectors operating out of overseas call centers suspected of links to organized crime in India, law enforcement officials told ABC News.

The calls are part of a massive scam, one that appears to target struggling Americans -- especially those who have gone online to apply for payday loans. Armed with personal information from those pilfered applications, the threatening callers, who claim to be debt collectors poised to initiate legal action, have managed to pry loose millions of dollars from their victims -- even when the victims never owed money in the first place.

"This is what we call a phantom debt collection scam," said Jon Leibowitz, the chairman of the Federal Trade Commission. "It's a very pernicious and innovative new fraud."

Working through call centers in India, the commission estimates that the criminals have dialed at least 2.5 million calls, persuading already cash-strapped victims to send them more than $5 million. Some have reported receiving dozens of calls per hour. They are victims like Cindy Gervais, of New Orleans, who went online for a quick loan when her husband's car was hit by a driver who didn't have insurance.

Even though she paid the loan off, the so-called "phantom" debt collectors with Indian accents began calling to say she still owed money.

"He more or less told me that if I didn't pay, they were going to have someone on my doorstep to arrest me," she told ABC News. "And that they were going to contact my place of business, and tell them what kind of person I am."

At first, she said she resisted. Then the calls became more frequent, and started to ring on her cell phone, and at the grocery distribution company where she had worked for 27 years.

"I was more or less in panic mode because he told me there would be someone before noon at my place of business to arrest me and take me to jail," she said tearfully. "So I agreed to pay him."

After receiving scores of complaints, investigators with the FTC said they began tracking the calls, and following the payments. They alleged the payments led them to a California company run by an Indian-American named Kirit Patel, and that such scams would not be possible without American front men.

"I would say that all roads of this scam, or many of the roads of this scam, lead back to Mr. Patel," said the FTC's Leibowitz.

ABC News tracked Patel for weeks, from the suburbs of San Francisco to Austin, Texas.

Patel refused to talk. But his lawyer, Mark Ellis, said he believes it is far too early to pass judgment on his client. Ellis, a Sacramento-based attorney, told ABC News that Patel was hired for a nominal fee to set up an American shell company, and had no idea what the call centers in India were doing.

"I can tell you, he was as snookered by the people in India as anybody," Ellis said. "He's a 69-year-old man who is nearing his retirement who thought all he had to do was set up some corporations and everything was on the up and up. He's completely dismayed that he has become the lightning rod of this entire problem."

A close friend of Patel's also defended him in a brief interview at his home, saying Patel was not trying to defraud anyone -- he was just an unwitting, bit player in a larger scheme.

http://abcnews.go.com/Blotter/phantom-debt-co ... ory?id=16512428

Thank you so much for this information.  I greatly appreciated this.  I will follow up with all the information you provided me.

I just got a call, at my work place from the number 1-855-622-3160. They knew my home address, work address, and SOCIAL SECURITY NUMBER. They said I had received a loan months ago and never paid a single penny back.  None of this is true. I NEVER received a loan. Never. He was rude, called me a liar and a fraud. He said he would be calling the local sherriff to come to my home or workplace and ARREST me for fraud!! Now I'm worried about identity theft.

I just recieved a call about 20 min ago from this same number stating all the same things. he was rude, used foul language, told me he was an officer . I too am  worried, scary that he knew all that information.  what are we supposed to do now?

I just recieved the same thing but he tapped into my work phone system and called me that way. What should we do about it?

He left a Voice Mail on my phone today. Said his name was Norman Cooper and he was very threatening and rude. Thank you for this information!

I received a call it went to voicemail and I recorded the call he got very agitated because I wanted information on what call was about and when the funds was deposited into my account. The name given was Donald Griffin

How is the best way to go about stopping this, and protecting myself, and my private information?

Yes they called me and my work I was able to verify with my bank this was fraud

I continue to get recieve harrassing calls from number listed above, he continues to call my employer threaten me and my family.  I know nothing about this company or person I;ve even put a fruad alert on my credit report and blocked my numbers through ftc.

I have numerous calls from this number to my job.  Harrasing, very pushy, with an accent...he was cursing at me with the F word and telling me to pull the money out of my A--, telling me he was going to talk to my boss so he can fire me.  That he will destroy the company (sabotage) is the word he used.   The name he gave me was Raymond Scott a detective from US Cash Advance.  Very nasty and rude.  

Wow these people don't give up.  The guy that called me today realized he can't scare me for I have already told my boss about it and my brother is a police officer so he is on alert so when the caller realized I wasn't going to play his game he told me to suck his **** and said I would be spending Christmas in jail and when I got out he was going to find me and hurt me really bad in a sexual way.  I hung up and he called about 20 times saying the same thing.  Then he left a message that I can not believe talking about what he wanted me to do to him and what he was going to do to me and that I was a black B and to go back to my country he even called from my old cell phone number.  I have never in my life been cussed at like this and pray some day they get what they deserve.