855-812-2738

I just checked my voicemail and had a message that had been left by a caller from a private number.

A guy with a creepy and menacing voice, identifying that he was calling from "legal support" at "the firm", told me that the message served as a notice.  A that within the next 24 hours somebody would come to my house or place of work if I didn't call them back at 1-855-812-2738.

I was instructed to call back with my case number, which I don't have and one wasn't provided in the message.

When I did call back, I went to a messaging system both times. I left a message saying I would need more information but I needed to report them for harassment and unlawful practices.

Awhile back I took out a payday loan, defaulted, then reached a deal and paid it back over the course of five or six months. The person at the loan origination company was lovely and told me not to trust anybody else threatening me or asking for money. I worked directly with the loan originator and paid the debt back in full, according to our agreed to terms.

However, since that time, every once in awhile, I receive harassing calls from "lawyers" and "legal firms" telling me I've written bad checks, bounced checks, etc.and ending the message with "Good luck. We'll see you soon."

It's just bizarre and can be scary -- not scary in a legal way, just in a scary "I can't believe these people all have so much information about me" way. They always know where I live, but don't pronounce the county correctly. They always threaten to come to my house or place of work. When I ask where those places are, they don't answer. They say they know that I logged into my computer from a certain address at a certain time. But I was never at that address with my computer.

They've called my parents and friends -- it's like somebody got into my private phonebook. They call people who were never listed on the loan documents.

Any suggestions to make these people go away? Is this a forever thing?

They're not getting any money from me.

I got the exact same message as stated above.  Only difference was it was a woman that called an left a message. Exactly word for word like above statement. Even the good luck at the end

I just got the same exact message as above & she stated that I need two forms of ID that they would be here by. Wed, for one they don't call you before they are going to serve you & two they dont nee your ID. I love how these people think that we are dumb and we are going to fall for this! The person who called me was Julie Green.

Julie Green called today & claims she is on the way to my job or my house & if she cant find me there she will go to the other addresses that she has listed for me to serve me. she left a number of (888) 876-4653 and stated that it would be in my best interest to call the filing party. Uh how about you send me some info on what you are trying to collect in the mail first. This people are shady as heck and try to scare anyone that they can. For one if you are a legit company stop hiding behind all this BS!!  Send me a letter just like a real company would & I can call you back to make a payment. By calling people and trying to scare them only shows that you are a fake. The good thing is that she keeps calling my phone at work and leaving these messages so they are recorded and saved! a plus for me to prove they are harassing me!

received similiar message as "harrassed"...returned call because thought it was an important message for someone who was not going to receive it...the person who answered the phone had no idea who Martin Guy (the person who left phone message), but sounded EXACTLY like the person who left the message...when asked where he was located he stated New York...when asked what city in ny, he stated "near buffalo & niagra falls"....

😈 lady called  I said that I was  the wrong person. I also SD that. I am a black. Male 240 lbs an I. Am a pervert she SD do you  rub my tits my wife heard that an lost her mind l called back a the supervisor  was. Profane. Also  all it take is 5or7 people to file a class action suit lets. Do this we going to need a to find out who they. Are a where

I just received a called from 855-812-2738 from a Miranda.  I called the company back and she will not answer at ext 303 as she stated to call in her message.  I got some guy claiming he just got back from court.  He is lying because they are a collection agency.  If someone is going to serve you they will not call you to tell you they are going to serve you.  I think we should get together and file a lawsuit against these scamming people.  They need to be stop

I am doing some research on this illegal company trying to collect money from people.  Once I do let's file a lawsuit.

I have been receiving harassing creditors calls for about two weeks now from this same number also (888)-876-4653.
Today, I decided to call Trish Evens back. This is the lady that has been calling my place of employment and leaving messages stating that she is a legal carrier and she will be out today to serve me some court papers from the Potters Scott & Associates law Frim.
Their really a Collection Agency. .. Lol Company Information Address: 338 Harris Hill Road
Suite 212 Williamsville NY 14221 Other Phone #'s:(855) 845-2944 (716) 616-3566 (716) 844-3197 (855)-812-2738.
Of course they have caller id, but when calling I gave the person whom answer the phone a fake name and made up a file case number starting with 326 # inwhich they left on my voice mail. If they can't find you in their system they do not want to talk... So I just kept calling and they said that they call the police on me because I seem creeply and that I was harassing them...Lol
I am with you on- I think we should get together and file a lawsuit against these scamming people.  They need to be stop!!!

I am ready to file a law suit now.  The lady name Miranda keep calling me at work and on my phone.  I have all the recorded messages that she has left me.  I am looking for a local attorney now to put a stop to this bull from her.  She refuse to stop calling me and refuse to stop leaving crazy messages.  This is it for me.  It is time to take action.

I'm reading these and am now worried.  A man came to my home while I was at work today and I have security cameras because my fiance is very ill.  The man scared him by banging on our doors (front and back) over and over again (my fiance said he could have broken the glass).  He left a message on our phone and called himself Pete Jones from Division One Courier Services saying he was coming to my home and work to serve me a civil summons.  He said to call back to 855-812-2738 to keep our "appointment" for him to serve me.  He also found my mother's number and called her.  I called our local police department and this is not how civil summons are served in our town (the court just sends a letter).  This is a small town and I am very scared this man is going to go after my family or find me at work.  Who are these people?  I looked up Potter Scott from the post above and the company has only been in business for 8 months.

For all interested parties:  An internet search on (888) 876-4653 (a call back number provided to some) yielded the following craigslist ad seeking collectors

http://buffalo.craigslist.org/ofc/4142629399.html

Collectors Wanted (Buffalo)
****ATTENTION COLLECTORS***

Our company is expanding, and looking for more collectors to join our team, immediately! Experience is preferred, but not necessary; we are willing to train the right applicant. Bonus and incentives are available every month to employees who work hard and are serious about making money! Hourly wage is based on experience and raises are given quickly and generously to those who prove their success within the first month. Call our Tonawanda office today at (888) 876- 4653 ext 206 for an interview; serious inquiries only, please.

   Location: Buffalo
   Compensation: Based on Experience
   Principals only. Recruiters, please don't contact this job poster.
   Please do not contact job poster about other services, products or commercial interests.

LMAO...these bill collectors are a DIME a DOZEN, poor ruthless [***], they should get a life and a REAL job...I just had a Ms. Ocean call and left a message, she can go swallow a BIG.....whale and rot in the ocean! LOL :-)

Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.
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Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm

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Please do file reports appropriately: For extortion scam: with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

For FDCPA/TCPA Violations then File with your state Attorney General, FTC & FCC and follow the steps here:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action

I received the same calls from the same number. A scary threatening man saying he was coming to my home and work. threats of summons and court action. would never provide paper work pertaining to matter as I requested. also said they would email me the info never did. I spoke to a woman named Tina in this office claiming to be a lawyer she was screaming at me and saying horrible things I was in tears. How do I stop this ? They call non stop every day I have saved the voicemails. Who are these monsters ?

They have said they are going to arrest me and have a warrant for my arrest! They are dirty crooks! Do not respond to them! I have reported them to the Attorney General's Office and called the police as well. I urge you to do the same if you get a call from these bottom scoundrels!  

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

•is seeking payment on a debt for a loan you do not recognize;
•refuses to give you a mailing address or phone number;
•asks you for personal financial or sensitive information; or
•exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

•Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.•Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
•Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
•Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
•Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

There is no such thing as a "fake Collector" if your so worried about what the FTC has to say, why dont you call these people and pay your bill? you people amaze me how you complain about your debt that you created

It's O lyrics a matter of time before the FOX shuts you down. You are just a telephone tough guy.

It's only a matter of time before the FTC shuts you down. You are just a telephone tough guy