855-999-8105

Total Scam!!!!  I got a call from an Oregon number on my cell phone (971) 313-0827 from the Discovery Group. He told me they are a 3rd party group that helps track down people for whom civil complaints have been filed against. He gave me a number to call (855) 999-8105 and a file number.  I looked up the number online and it looks like a legit website for Ridgetop Consulting so I called it from my landline at my office.   The guy took a while to look up the file # and confirmed my name. He then asked me to confirm some information so that he knows he is talking to the right person. I told him I won't give him any info.  He said he can tell me the month and date of my birthday and I can tell him the year. Only after that can he give out any information. I told him, he can tell me the month and date and I will confirm.  I confirmed the month and date and then he asked for the year. I refused to give it and he came back with "We made a deal! I tell you the month and date and you tell me the year!"  He told me he has no way to verify who I am and cannot give out personal information. I explained I don't know him or his company and will not, under any circumstance give personal information.  He got really upset, told me "Fine! I will just right this down as refusal to pay and then you can take it up with the court!!!" I told him that's fine and that the "court" will know where to find me.  And then he abruptly hung up.

I couldn't find anything online about this number being a scam so I called from my landline.  Don't be fooled by it. Don't even bother calling Ridgetop consulting. I wasted my precious time following up but just glad I didn't fall into their stupid trap.  Hopefully this post helps other folks who are not as skeptical as I am avoid this scam.

Have they called you again?
I just got a call they wanted me to pay a bill from 10 years ..

We just got a call that we owe Verizon since 2001 and we need to go to court. We did not give him any info!! Be aware, another scam

i just received a call from this scam company and i too refused to give any information. See i work in credit, and was not about to give them any personal information regarding me! when i asked for complete company name so that I can have my lawyer contact them , they hung on me twice when i called! they are just trying to either steal identity or break out very old debt far past the statue of limitations to try to screw people. do not waste your time calling them! and definitely dont give them any personal information!

O-Boy
I also owe  Verizon from 2004
A warrant was issued 36 hours ago .
Come and Get Me

Thank you much for your post. I am also hoping that people will be able to reference this page through google easier if we keep posting about this company. I too received a call from Discovery Group stating that someone was lodging a civil complaint suit against me, but... before they do, I need to be transferred to them.. but wait there's more. I cannot know what the suit is about or why (especially when I've done nothing I could ever think of that would cause a civil suit against me.)
The caller's are aggressive and authoritative clearly aiming to instill worry, fear and draw you into their game.
When I asked "Bryn" at Discovery management why the normal channels of legal process weren't being taken - if there was a suit against me (such as the company serving papers, or communicating officially by mail...) she had no reply but continued on to be pushy, attempting to be domineering and refusing to take me off their call list. She continued to call me into the next day even after I told her that this isn't the way legal matters and business in that realm is conducted. I was continually riddled with calls, so I took down her information and the company Ridgetop Consulting. When googled, their website has pictures displayed in the spirit of a law firm. However - Read on and you will see there company info posted is elusive and one can't even determine what service they provide to the public. It's a complete joke. They should be reported, I believe to the district attorney's office in Las Vegas where their website claims they're based.
Do not be intimidated by these people. They use scare tactics to pull on your curiosity. Hang up the phone and please post your complaints here so that other's can find this site easier with a google search. Offer to refer them to the district attorney's office - they have no reply to that.

This is a bill collection agency.  The calls made by Discovery group are made by employees from Ridgetop Consulting Group.  Discovery and Ridgetop are the same company in the same building. They are located in Gardnerville Nevada. They are not a legal firm.  They collect old debts. I worked there and quit.

Same deal. Discovery Group telling me there's a civil suit against me. I played along and connected to another party.  When he answered, I told him I was recording the call. He said he can't talk to me if the call is recorded and hung up on me.

Informational post:

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

   is seeking payment on a debt for a loan you do not recognize;
   refuses to give you a mailing address or phone number;
   asks you for personal financial or sensitive information; or
   exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

   Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.

   If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.
   Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
   Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
   Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
   Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

Also good info at the Consumer Finance Protection Bureau:
http://www.consumerfinance.gov/askcfpb/1699/h ... legitimate.html

>> they provided me with all of the informaion that Elspeth said that i should ask for.  <<

Um ...
1) Did they snailmail you a "validation notice" within 5 days of the initial call?  If not, they could be in violation of FDCPA rulings!

2) Did you know that a collector cannot change any "no pay / late pay" entry on your credit report, if such entries were made by a debt holder who "wrote off" your debt and sold it to some collector?  Such "no pay / late pay" entries last for ... 7 years, if I remember correctly.

BBB info: shows a postal mail box for an address.  Does anyone else find that fishy?

This Business is not BBB Accredited
Ridgetop Consulting Group, LLC
Find a Location

Phone: (855) 999-8105Fax: (844) 490-0039963 Topsy Ln STE 306 PMB 251, Carson City, NV 89705-8407http://www.ridgetopconsultinggroup.com

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BBB Accreditation

Ridgetop Consulting Group, LLC is not BBB Accredited.

Businesses are under no obligation to seek BBB accreditation, and some businesses are not accredited because they have not sought BBB accreditation.

To be accredited by BBB, a business must apply for accreditation and BBB must determine that the business meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints. BBB Accredited Businesses must pay a fee for accreditation review/monitoring and for support of BBB services to the public.
Reason for Rating

BBB rating is based on 13 factors. Get the details about the factors considered.

Factors that lowered Ridgetop Consulting Group, LLC's rating include:

   One complaint filed against business that was not resolved.

Factors that raised Ridgetop Consulting Group, LLC's rating include:

   Length of time business has been operating.
   Complaint volume filed with BBB for business of this size.

Customer Complaints Summary
2 complaints closed with BBB in last 3 years | 2 closed in last 12 months
Complaint Type    Total Closed Complaints
Billing / Collection Issues    1
Problems with Product / Service    1
Advertising / Sales Issues    0
Delivery Issues    0
Guarantee / Warranty Issues    0
Total Closed Complaints     2

Complaint Details | Definitions | BBB Complaint Process | File a Complaint
Customer Reviews Summary
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0 Customer Reviews Customer Reviews on Ridgetop Consulting Group, LLC
Customer Experience     Total Customer Reviews
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Neutral Experience
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Total Customer Reviews     0 Customer Reviews

Read Customer Reviews | Submit a Customer Review | See Trends in Customer Reviews on Ridgetop Consulting Group, LLC

   Government Actions

   BBB knows of no government actions involving the marketplace conduct of Ridgetop Consulting Group, LLC.

   What government actions does BBB report on?
   Advertising Review

   BBB has nothing to report concerning Ridgetop Consulting Group, LLC's advertising at this time.

   What is BBB Advertising Review?

Additional Information
top
BBB file opened: 05/13/2015Business started: 07/01/2012
Licensing, Bonding or Registration

This company is in an industry that may require licensing, bonding or registration in order to lawfully do business. BBB encourages you to check with the appropriate agency to be certain any requirements are currently being met.

These agencies may include:
Nevada Division of Financial Institutions
2785 E Desert Inn Rd STE 180
Las Vegas, NV 89121-3692
(702) 486-4120
http://www.fid.state.nv.us

Type of Entity

Limited Liability Company
Business Management
Principal: Mr. Thomas Rockwell (Managing Member)Mr. Michael Bigelow (Chief Financial Operator)Mr. Jerel Mahaffey (Managing Member)
Contact Information
Ms. Jennifer Johnson (Secretary)
Business Category

Collection Agencies

Obviously they did not since the poster only waited a day to pay.

Can you say UPS Store?

Nevad Dept. of State lists the head criminal:   Business Entity Information
Status:      Active    File Date:      1/13/2015
Type:      Domestic Limited-Liability Company    Entity Number:      E0020512015-6
Qualifying State:      NV    List of Officers Due:      1/31/2016
Managed By:      Managing Members    Expiration Date:
NV Business ID:      NV20151026355    Business License Exp:      1/31/2016

Additional Information
Central Index Key:

Registered Agent Information
Name:      LEGALINC CORPORATE SERVICES INC.    Address 1:      1810 E SAHARA AVE STE 214
Address 2:          City:      LAS VEGAS
State:      NV    Zip Code:      89104
Phone:          Fax:
Mailing Address 1:          Mailing Address 2:
Mailing City:          Mailing State:      NV
Mailing Zip Code:
Agent Type:      Commercial Registered Agent - Corporation
Jurisdiction:      NEVADA    Status:      Active
View all business entities under this registered agent

Financial Information
No Par Share Count:      0    Capital Amount:      $ 0
No stock records found for this company

Officers      Include Inactive Officers
Managing Member - JEREL MAHAFFEY
Address 1:      963 TOPSY LNE STE 306 #251    Address 2:
City:      CARSON CITY    State:      NV
Zip Code:      89705    Country:      USA
Status:      Active    Email:

Nevada requires a license but i am having trouble doing a license search.
file complaints here:
http://fid.state.nv.us/Forms/FID-Complaint.pdf
http://www.consumerfinance.gov/
and your state attorney general's office.

Did you receive BOTH an email and a   letter for both the notice and the release?

Just curious.

Neither phone fax or email are legal validation of a debt owed.

To File complaints FDCPA/TCPA violations:
Your State Attorney General
Their State Attorney general
www.naag.org (you can find your state AG at this link).
https://www.ftccomplaintassistant.gov/#&panel1-1
http://www.consumerfinance.gov/complaint/
http://www.rcfp.org/reporters-recording-guide/state-state-guide
http://www.dmlp.org/legal-guide/recording-phone-calls-and-conversations
Also with the BBB and follow completely through with it.
http://www.creditcards.com/credit-card-news/c ... ations-1282.php
http://www.consumer.ftc.gov/blog/haunted-phantom-debt
Seek a FDCPA/TCPA Attorney if need be.
***A company must be licensed in their state as well as the one they are trying to collect in if two different states are involved.

Some Tips:
*Keep all messages
*Take a picture of your Caller ID
*Keep any and all conversations recorded to your states recording laws, some require they be told, others do not. This can be transferred to a recording device.
*Keep a notebook handy for writing time,date, who you spoke with and what the conversation detailed.
*Check your SOL for your state as well.
*Attorneys need to be licensed as a DC to collect, all DC's must be licensed in their state as well as yours if different.
http://www.insideedition.com/investigative/93 ... debt-collectors
http://www.fair-debt-collection.com/debt-collectors-list.html

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

I can assure you that your name has now gone down on the easy marks list and you will receive a ton more calls from alleged debt collectors looking to have you pay the same bill or any other non existent bill.  That paper work you have will do you no good.  You didn't question them, and you have no idea whether they actually even have the right to collect the bill.  There is no way that they got the information for a debt validation the same or the next day.  That is required to come from the creditor itself, not from the debt collectors records.  So we are glad that you are happy with this company, i just have to wonder why you looked up the number after you paid since you knew who it belonged to.  Normally people do not do that, but they will look up a number when they have no idea who it is.