856-668-4522

ACS

Academy Collection Service

Did you send them a C+D letter?

*need help call me

Credit Repair Division
219-840-0924

GE Credit or someone handling the debt for Lowes credit card

GE Credit or someone handling the debt for Lowes credit card
Caller ID: 856-668-4522
Caller: GE credit
Caller Type: Collection Agency

I have been getting calls for "Pamela Smith" for months.  This is the first time a name showed up on caller ID.  I let the machine pick up and as soon as he asked for her I answered and told him there was no one by that name at this number.  Hung up before I could request (demand) they take my # off her file.

A collection agency.

i want to kno why they keep calling for tony snow and its really bugging my parents and they want it to stop i would tell them he does not live here and we don kno where they would call us every freaking day and it bothers us so please tell these people to stop calling its really annoying.

I got a call this morning answered said hold for a representive and then the call went busy. How annoying if your going to call at least have a live person on the line. Have no idea why they are calling.

Caller ID said MRM. Probably a collection agency.

MRM and Academy Collection Services seem to be the same company.  They are debt collectors.  another number on my caller id for them-856-668-4520.  Also an 800 number-1-800-441-6881.

Looking for someone who does not live here and we have had this number for over 4 years.  Called before, although we are on the "Do not call" list.  Looking for James Forrester, anyone know who that is?

Looking for someone who does not live here and we have had this number for over 4 years.  Called before although we are on the "do not call" list.  Looking for James Forrester, anyone know who that is, living in Virginia, Yorktown area?

Whoever it was called me at 6AM in California. And I dare them to do it again. Whoever is on the other end will get more than a mouthful!

This company is in charge of collecting debt, they actually call and harass you.  They are rude, use profanity, tell you to shut up and let them speak. they are truly unbelieveable. Specially a lady by the name of k. Myers or something like that.

If this company is harassing you contact the Federal Trade Commission at 1877 438 4338

They handle these situations, you are not obligated to give any personal information to someone who you don't know where they are calling from.

Have received calls daily from this number asking for someone that doesn't live here. Have advised the caller numerous times that no one by that name lives here and never has but the calls still keep coming.

Important information YOU must read to protect YOURSELF from debt collectors and their ILLEGAL/Questionable tactics
https://800notes.com/forum/ta-1dfc387cc01e03d ... illegal-tactics

Why it is SO IMPORTANT to at least CONSULT with an attorney
http://www.collectorsexposed.com/forum/index.php?/topic/3391-why-we-say-get-a-lawyer/


These links are to attorneys for those being scammed www.naca.net or www.consumerjustice.com/consumer/searchattorneys.aspx



ACADEMY/MONARCH are the SAME COMPANY  KNOWN FDCPA VIOLATORS - JUNK DEBT BUYERS.

They buy up old worthless debt for pennies and then break every law they can to collect it.
They CANNOT PROVE the debt is valid or ever existed in the first place.  Time-Barred

http://www.consumerjustice.com/consumer/agencydetail.aspx?id=4775
Academy Collection Service, INC.  
10965 Decatur Rd
Philadelphia, Pennsylvania, 19156

www.academycollection.com


--------------------------------------------------------------------------------
Phone No.  800-220-0605 215-281-7500 800-441-6881 215-320-0424 866-227-0605  
Fax 215-281-7522  

William Fuller, President
 
 

Notes
For Release: 1/07/2010 Debt Collection Supervisors Settle FTC Charges New FTC Video Explains Consumer Rights

Concluding a case that drew the largest civil penalty ever imposed on a debt collection business, the Federal Trade Commission settled with the two remaining individual defendants who allegedly misled, threatened, and harassed consumers; disclosed their debts to third parties; and deposited postdated checks early, in violation of federal law.

The settlement order requires each of these senior managers to pay a civil penalty and bars them from future violations.

“The FTC wants to remind debt collectors of their responsibilities and obligations under the law.

Abusive collection actions are illegal, and if debt collectors use abusive tactics they could face legal action,” said David Vladeck, Director of the FTC’s Bureau of Consumer Protection

“At the same time, we want consumers to understand their rights if their debts go into collection.

Money matters, and the more people know about managing their debt and dealing with debt collectors, the better off they will be

” According to the FTC’s complaint, filed by the Department of Justice on the FTC’s behalf, the defendants participated in, or controlled, the actions of debt collectors whose unlawful practices included false or deceptive threats of garnishment, arrest, and legal action; improper calls to consumers; frequent, harassing, threatening, and abusive calls; and unfair and unauthorized withdrawals from consumers’ bank accounts.

The complaint also alleged that the defendants failed to adequately investigate consumer complaints or discipline collectors, and collectors who were terminated for violating the Fair Debt Collection Practices Act (FDCPA) often were rehired within a few months.

In 2008, Academy Collection Service, Inc. and its owner, Keith Dickstein, paid $2.25 million to settle FTC charges that Academy collectors violated the FTC Act and the FDCPA while collecting debts, and that Dickstein failed to stop the violations.

The settlement order announced today, negotiated by DOJ and the FTC, imposed civil penalties of $375,000 and $300,000, respectively, on Albert S. Bastian and Keith L. Hurt III, who oversaw Academy’s Las Vegas collection center.

The judgments were suspended upon payment of $7,500 each, based on their ability to pay. The full judgments will become due immediately if the defendants are found to have misrepresented their financial condition.

The order bars Bastian and Hurt from making false, deceptive, or misleading representations in debt collection efforts, such as that nonpayment will result in garnishment of wages, seizure of property, or lawsuits, or that they or their agents are attorneys.

They also are prohibited from withdrawing money from consumers’ bank accounts without their express informed consent, and from depositing or threatening to deposit postdated checks before the date on the check.

In addition, the pair are barred from improperly communicating with third parties about a debt; communicating with a consumer at any unusual time or place; and harassing, oppressing, or abusing any person in connection with debt collection.

The Commission vote to authorize DOJ to file the consent decree was 4-0. The consent decree was entered in the U.S. District Court for the District of Nevada.

MRM is not a legit collection agency.  They are looking for someone to give too much info over the phone.  They are looking to conduct a scam.  If you are being persued by a collection agency, you should receive a certified letter.  Contact is never made over the phone.

Never give any information over the phone.  If they are unprofessional (rude, using inappropriate language), that's an excellent clue that they are not legit.  Hang up.  If you have caller ID and you see its them, don't answer.

I got a call from MRM this morning, the guy was forcing me to give my information to him over the phone. When i refused to do so, he treatened me and hung up on me.