866-278-1213

866 area code: Toll-free
Read comments below about 8662781213. Report unwanted calls to help identify who is using this phone number.
  • 0
    KL
    | 1 reply
    bill collector has a new number, bottom feeders per Bud Hibbs
    • Caller: NCO FinancialSystems
  • 0
    Mary Humphreys
    | 3 replies
    There is no one here by the name of the person who this bill collector is looking for.  They need to stop harrassing me with calls for this person, or I am going to take legal action.
  • 0
    Shadowdancer89
    | 1 reply
    Guess they are at it again. Almost daily calls w/message left that they are trying to collect debt - no name given of who owes.
    Caller ID: Unavailable, but they give me #1-866-278-1213 to call back, and the same reference number each time. I've registered a complaint against the number.
    • Caller: MCO Financial Systems Incorp.
    • Call type: Debt collector
  • 0
    Fartnog Buttstinkle
    I've been getting calls from these [***] and they share the same characteristics as the calls from above.

    It's bad enough when debt collectors call for people whom I've never heard of, but it gets me really mad when they have the audacity to call and they won't even divulge with whom they're trying to collect debt from (and given that no one in my household owes any debt, the call is for non one in my home).

    Given the influx of calls I'm getting regarding debt collection despite not having a debt, my number must be the new Seinfeld-esque "standard fake" for collection companies.
    • Call type: Debt collector
  • 0
    fuzz
    recorded message asking us to call 1-866-278-1213 and ask for John Brooks. Supossed to pertain to bill collection. At least 8 calls this week.
    • Caller: John Brooks
  • 0
    Alfalfa
    Here's how to get rid of them:

    Send them theis "Drop Dead" letter VIA certified mail and request a return receipt. If the calls continue after you have written proof they received your letter, they can face fines of up to $1,000.00 PER violation:

    Date

    Your Name
    Mailing Address
    Your City, State, Zip

    Re: Notice to Cease Contact Regarding Debt for ______________________

    Name of Collection Agency
    Mailing Address
    City, State, Zip

    VIA CERTIFIED MAIL

    I am notifying you in writing that your agency has contacted me regarding a debt for [name of person who collector is contacting you about]. No one by that name lives at my address or phone number.

    Therefore, I am requesting that you cease all communication to my phone number regarding this person's debt. If you persist in believing that [name of person] is somehow connected with my address and/or phone number, please provide proof of your claim.

    You should direct all future correspondence in writing as outlined in the Fair Debt Collection Practices Act (FDCPA) and to cease all communication with me by telephone.

    Lastly, I would like to receive confirmation in writing that you have received this letter and will no longer be contacting me about this other person's debt, or I will be forced to seek further legal action.

    I look forward to your acknowledgement that you have received this notice by [date that is two weeks from date of letter].

    Sincerely,

    _______________
    (Signature)

    Your Name

    http://www.privacyrights.org/Letters/debt6.htm
    • Caller: NCO Financial
    • Call type: Debt collector
  • 0
    fuzz
    Computerized voice. Supposed to be from "NCL Financial Systems Inc. They are required by law to tell us they are a collection agency & any information they get from us will only be used to collect that debt. We should call John Brooks at 1 866 278 1213". Needless to say, we didn't call.
    • Caller: NCL Financial Systems Inc.
    • Call type: Debt collector
  • 0
    RSP
    I've been receiving many calls from a John Brooks requesting I call back regarding a debt.  I do not have any outstanding debts so this must be a scam or an attempt to contact someone else.  No way I am calling them back.
  • 0
    Palm
    The computerized calls happen almost every day and asking to call back. But when you call back nobody answers the phone.
  • 0
    Irritated
    Repeated calls to a cell phone - never leave name of person they are looking for and there are no debts associated wiht this line
    • Caller: NCO Financial Systems
    • Call type: Debt collector
  • 0
    yea right
    i never answer phone calls that are private or i dont know.i turned on the answering maching while it was ringing.when my answering machine turned on the "person" on the other end started speaking then my answering machine started the leave your message line and the "computer person" stopped talking and then repeated what it was saying all over again.
    seems they made it so their computer can tell the difference between an answering machine and a real person.
    the no good f*ckers.
    • Caller: NCO FinancialSystems
    • Call type: Debt collector
  • 0
    Fed Up
    Call several times a day!!!! a John Brook says they are collecting on a debt and leaves thei number. I OWE NO MONEY but they are not interested it seems. Won't identify themselves when asked who they are looking for! ANNOYING!
  • 0
    timothy harper
    just keep getting calls we will not answer any questions  yesterday they said they needed my last 4 diget SS#  i would not give it to them..so of course they still would not tell me who they were or what the call was about... they asked me about 5 times if I was Timothy Harper....Jerks.I told them to send me a certified letter if it was that important...
  • 0
    Don't call me on a Sunday.
    They call on Sundays as well. The address that was given to me on a Sunday at 9am was:

    NCO Financial Systems
    P.O.BOx 15372
    Wilmington, Delaware
    19650

    Meedless to say they will be getting a cease and dissist letter very soon.
    • Caller: NCO Financial Systems
    • Call type: Debt collector
  • 0
    Alfalfa
    Generally, the TCPA does not apply to debt collectors making collection calls to debtors. However, if you are subjected to calls from a debt collector and you are not the debtor, you may file a lawsuit against the debt collector under the Fair Debt Collection Practices Act (FDCPA) and the TCPA.

    This right was recently recognized by Judge Legrome D. Davis in a case called Watson v. NCO Group, Inc.  NCO Group is a debt collector that uses automated prerecorded collection calls.  In this case, Mr. Watson alleged he was getting hundreds of calls from NCO Group after he got a new phone number. Mr. Watson claimed he owed no debt to NCO Group, Inc.  Mr. Watson filed suit under both the FDCPA and TCPA.

    David Israel, defense lawyer for NCO, argued that the TCPA should not apply to debt collectors.  Judge Davis rejected the argument made by David Israel. The judge ruled that Mr. Watson had a right to sue NCO Group Inc under the TCPA for $500 for each call.  Judge Davis wrote;

    [The] Court is convinced that a non-debtor's rights are in fact violated when he is subjected to repeated annoying and abusive debt collection calls that he remains powerless to stop.

    Judge Davis' ruling was based upon his interpretation that collection calls to non-debtors violate the privacy rights provided by the TCPA.  

    So what can you do if you receive "wrong number" calls from debt collectors?

    1. Sign up for the Do-Not-Call registry.

    2. Save the calls captured by your voice mail or answering machine.

    3. Contact a consumer lawyer.

    It is not unlikely that you may receive calls from debt collectors even when you are not a debtor.  More and more frequently, debt collectors are using automated dialer and recorded message players (ADRMPs).  The increased use of ADRMPs means that folks who get a new phone number, formerly  held by a person with debts, may be subjected to hundreds of automated collection calls. For more information on this emerging collection practice, check out Jessica M. Gulash's Note "The Use of Auto-Dialers and Pre-Recorded Messages by Debt Collectors" in the Journal of Technology Law & Policy.

    Even if you are a debtor, you may be able to sue a debt collector under the FDCPA for using an ADRMP. As detailed by Ms. Gulash, many courts are recognizing that use of ADRMPs can violate the FDCPA.

    http://consumerlawyer.typepad.com/blog/2008/02/the-do-not-call.html
  • 0
    Alex
    Caller does what the others say, continually many times a day. A call to collect a debt that if I had that I would of been paying on it. this is so introsive on my phone I am so upset at this harrassing I would like to know how they get our numbers. how do I stop this. I have never received a written notice or anything. Just these calls and sometimes they ask for another person who I don't even know the name. They just say this is a debt collector no name.of company.
    • Call type: Debt collector
  • 0
    Annie
    I have received numerous phone calls from this phone number even though I'm on the Do Not Call List.  I'm totally unaware of what they're talking about.
    • Caller: n/a just say they are a Collector
    • Call type: Debt collector
  • 0
    mr. [***]
    calling me repetedly- i call them and tell them to remove me...they insult my intelligence by saying theyve never called me (i have caller ID) and then hang up. classy business practices.
    • Caller: unknown
  • 0
    1-866-278-1213
    yes they are NCO collections. Im outta work and owe a $400.00 credit card debt. Just start telling all these telemarketers and bill collectors your on WElfare due to economy. They have no basis to continue calling after that.
    • Caller: NCO
    • Call type: Debt collector
  • 0
    annoyed
    I get calls from this company once or twice a day, and have for the past several months.  They usually call in the early afternoon and again around 7 or 8 in the evening.  I let my machine pick up during the day and it's always the same recorded message saying they're required by law to let me know they're attempting to collect a debt and then they give a name of a person to reach.  In the evenings we answer and immediately hang up simply so we don't have to hear the phone ring.  They're intrusive and unrelenting.
    • Caller: NCO Financial Systems
    • Call type: Debt collector

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