866-463-1803

I  GOT THE SAME  PHONE..THEY LEFT VOICEMAIL THAT GOING  GET LAWYERS..THEY  DIDNT SAY WHY...THEY SOUND LIKE  indians or something...  and you try to call back it just have recording that this call is being recorded but that its..no body answer..

I got the same call. Called back got the India guy and told him it was a froud. He told me it was from a pay day loan office I had gone through a yer ago. Which I didn't. After he heard me say froud he hung up the phone. I looked the number up and it is to a towing company in Idaho.

I got the same call today. It was a Indian guy saying that he was from the legal department of a payday loan place. He could barely speak English. Said he was sending the authorities to my work address. What a joke! I feel sorry for the people that fall for this. I never had a payday loan with this company! BEWARE!

I keep getting threatning & harrasment phone calls on my job & cell.  The r a bunch of forigners. They keep saying I owe lots of money for some darn Payday loans. I threatned to turn them into the BBB!  Hane no clue what they are talking about.

Got the same call. They Called my cell and work phone. They threatened to inform my employers of some outstanding payment from a payday loan. They said they could have everything cleared from my record for a small settlement payment made with them. They were of Indian origin and their English was not the best at all. I told them if there was any lawsuit that was going to be placed that i would let my lawyers handle it. This all sounds like a scam to me. they got extremely aggressive and any legitimate company would not treat someone that way. They said that i had an hour to respond or they would have people over at my house and inform my employers so that i lose my job. Please! This is ridiculous.

I got a voicemail as well. Saying that he was from the legal department but never mentions the company. Just that a client is complaining about me. And to get a lawyer. I just ignore these calls.

I have been getting daily calls for about a week now from 1-888-463-1803.  Today, they called me 10 times in row, everytime I yelled at them, they hung up.
definitely Mid Eastern men.  They can't even speak English.

These calls are getting irritating and annoying! You can't really understand them (they do not speak english very well).  Today she threatened something about calling right away or I would be in serious trouble.  They are getting more and more aggressive.

Hello John & Everyone,

 This is Mike,We understand your concern where you are coming from.give us your number and your mailing address with your file number so that we can send you each & every documentation which you are looking for.

 Getting call plenty of times in couple of minutes,Yes why? Because its very panicky if a person is taking a loan & not paying back moreover blaming the loan company cant even resist, if you guys are so sure that you haven't taken any loan,why you all are afraid to deal this in Legal way.

With Regards,

Mike

Hello Laurie,

          For your information, our intentions are never ever to be rude with anyone. Our staff is very professional and they talk with good antiquates.
Even though, If you have felt rude or bad then we really apologize.
In fact, our clear intention is purely to help you out and resolve any issues coming upfront.
We represent our clients and our clients reserve all the rights to proceed adhere with any actions according to the guidelines of the FDCPA.
Now furthermore for any inquires and clarifications kindly call us back on 8664631803.


Sincerely,
Mike

The FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf treats the INITIAL CONTACT between collector and debtor (first call, first letter, etc.) as a special event. Legit collectors per section 809 of the FDCPA *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
If they say the FDCPA does not apply to them because they own your debt, the debt-owner exemption only applies to the original owner. Any 3rd party who buys the debt for the purpose of collecting debt is treated as a debt collector, i.e., ownership is irrelevant for debt buyers and they must obey the FDCPA as explained in this FTC Staff Opinion letter here http://www.ftc.gov/os/statutes/fdcpa/letters/arbuckle.htm 
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint.
Read useful debt-collection FAQs from the FTC here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm 
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.

Got a call today from a company man was really ugly to me. He stated that I have a passed due balance of 12,000. 00 and that I can settle out of court for 2000.00. Shen I refused he said that I was going to lose my job and I told the to do what they had to do that I was not worried. He wanted my lawyer name and number. I asked him to fax over the documents that I signed for a loan in September 2011. He would an said he knew it was me. I told him that I was reporting this number to the BBB and my local police department. He hung up when I called back no answer. Haven't heard since. Fraud

Mike. Please post your company's verifiable mailing address so that legal action may be taken against you. Thanks.

2 words [removed:lang] you and you [removed:lang] company I can't wait til someone come to my job with papers. I made my job aware we looked your company some USA loan. Please have them come my job is waiting to hear from you.

I TOTALLY agree! I'm asking as well to post:

Company Name
Complete Mailing Address
Names of Entire Legal Dept for Contact Purposes

Mike is a F'ING Fraud as well! When is this ever going to stop????

they will not stop calling...

Hi,
I too recieved a phone call today. The same threats and everything. But where they messed up was that this stupid scam has already been tried on me. I didn't fall for it 2 years ago and I'm not falling for it now. They even gave me some stupid company name BCI berua of common investigations, wow really. I called my local sherrifs department and they have all the info, the number name and everything and guess what they are already under investigation. no suprize there really wow. People are so dumb to think i am going to actually give them money. BCI blankity blank yourself and eat blank.

keep calling them back. thats wat i did last time and they stopped

Threatening calls

they call my husband daily and cant even pronounce his name right, saying its a legal matter and his representative needs to contact them, I ask what its about but get nothing out of them and ask for some kind of paper documents and still nothing,  big scammers and if you call them that they eventually stop