866-580-4810

Terrible accent and poor call quality - seemed know my first name and that he had a call for and wanted to verify a portion of my SS number, probably said last four digits, to protect privacy. All very odd. Rejected call.

I could not understand a word they said  could barely hear thethey didn't bother to leave a message when I called back the sound was horrible

Sounds like an insurance company...

Collection agency calling.  I live debt free including no car/house/credit card payments.  If I can't pay cash, I don't buy.

robo caller dialing blind

This is Asset Acceptance. A Junk Debt Buyer. Do not give them any information and use call block if they keep calling you.

I am sick of whoever this calling me.  There is never anyone there when I answer.  Never leave a message.

My Mom recived a call from this number on her cell phone - she didn't recognize the number and so therefore didn't answer. I know for an absolute fact she's debt free - so no collection agency would have any legitimate (or other) reason to call her...

I'd bet you it's nothing more than a fishing expedition - by which I mean they gather phone (cell and landline) numbers for any name that sounds even remotely close to the person they're looking for. With the idea being that maybe one (or more) of them might be related, and they can get them to drop a dime on the intended person...

I put myself thru nursing school working for a collection agency, and believe me at times it sickened me to no end some of the real sleaze I saw going on in the business of collections...

I told my Boss (a thug named Greg) that he could take the job and shove it so far up his ass, he'd have to set fire to his nose to smoke a cigarette! And man, that sure felt good to say that as I walked out...

Why? When he told me to "put the screws" to a 82 year old woman who allegedly owed $18,000 on a Visa credit card - who it was discovered in the course of my own private investigation did not in fact owe the debt!

That did it for me...

Sorry for the rant here, but that serves to illustrate what sleazy bottom feeders some of these collection punks really are...

Stand your ground if you're in the right, and tell 'em to go screw a knothole in the fence!

got this call today had a call for me said my name, wanted to verify my part of my SS number, told them I do not not what this call is. I am hunging up now.

A collection agency "Asset Acceptance"

Yep, it's Asset Acceptance. They are a collection agency and they are trying this gimmick so they can get you to confirm your identity before transferring you to a collection agent.

The company name is Asset Acceptance and they are a debt collector.
www.assetacceptance.com

I called and they said they were calling for Jonathon Perry (NOT ME) They said THEY WILL TAKE MY NUMBER off THE LIST. WE WILL SEE!

This number has been calling my 14 year old daughter whom I'm certain has no debt. Definitely must be a scam artist.

I just received a call from this number asking for an Erika. I'm a male and the only person assigned to my company cell phone, so obviously not an Erika. He asked me to confirm the last 4 of my S.S. number. I repeated I am not Erika and he apologized and disconnected. He spoke with broken English and the connection was poor.

I called the place and it is  Asset Acceptance and they are a debt collector.
www.assetacceptance.com Just like Dave M said it was ...I looked up the web site (Nice) they are bottom feeders , Just like B. Nelson Said .. and I too was a collector for a time..We had fake names , we were a fake Attorneys Office, some how it was legal because I think the owner of the collection agency paid to use an Attorneys name from down south.. Yes they were legally able to do that.. and I worked for one that paid us by the number of phone calls and messages we left ,,there was a girl there that could speed dial and soon as the answering machine came on she would hang up...so it would show calls and answering machines in her quota for the day...200 ! calls for one day ,,,it was unfair all the way around...I then lost job due to injury on the job , had two surgery's and realized what it was like on the other side of the phone....I wasnt really cut out for it anyway...Im to honest and nice...There are some real Pricks in Collections and thats the Women !
Thank You for listening to me as well

These people have called my Mom's cell-phone several times in recents months - the accent I heard the one time I answered it was definitely Indian. I told them there was no such person at the number they were calling, and they need to check the accuracy of the information and NOT CALL again!! A lot of good that did!!

My Mom passed away in July, and she was absolutely debt free except her Macy's and JC Penny credit cards - and I paid those balances off personally...

So screw these xxx-holes!!

Under FTC Settlement, Debt Buyer Agrees to Pay $2.5 Million for Alleged Consumer Deception

Firm Also Will Notify Consumers with "Time-Barred" Debt That It Will Not Sue to Collect

One of the nation's largest consumer debt buyers has agreed to pay a $2.5 million civil penalty to settle Federal Trade Commission charges that it made a range of misrepresentations when trying to collect old debts. In addition, the company, Asset Acceptance, LLC, has agreed to tell consumers whose debt may be too old to be legally enforceable that it will not sue to collect on that debt.

The proposed settlement order resolving the agency's charges also requires that when consumers dispute the accuracy of a debt, Asset Acceptance must investigate the dispute, ensuring that it has a reasonable basis for its claims the consumer owes the debt, before continuing its collection efforts. The proposed order also bars the company from placing debt on consumers' credit reports without notifying them about the negative report. The U.S. Department of Justice filed the proposed settlement order this week at the FTC's request.

“Most consumers do not know their legal rights with respect to collection of old debts past the statute of limitations,” said David Vladeck, Director of the FTC’s Bureau of Consumer Protection. “When a collector tells a consumer that she owes money and demands payment, it may create the misleading impression that the collector can sue the consumer in court to collect that debt.  This FTC settlement signals that, even with old debt, the prohibitions against deceptive and unfair collection methods apply.”

The FTC's action – alleging that Asset Acceptance violated the FTC Act, the Fair Debt Collection Practices Act, and the Fair Credit Reporting Act – is part of the FTC's continuing efforts to protect consumers adversely affected by the struggling economy. The agency today also issued a new publication for consumers, "Time-Barred Debts: Understanding Your Rights When It Comes to Old Debts".

Michigan-based Asset Acceptance buys unpaid debts from credit originators such as credit card companies, health clubs, and telecommunications and utilities providers, as well as other debt buyers, and attempts to collect them. Asset Acceptance has purchased tens of millions of consumer accounts for pennies on the dollar. It targets accounts that other collectors have pursued and are more than a year past due, and in some cases attempts to collect debt that is more than 10 years old. Some of this debt is too old to be legally enforceable – state statutes of limitations cut off the right to sue to collect the debt after some period of time has passed, depending on the state and the type of debt. And many consumers do not know that making a partial payment of a debt may reset the state law's clock on the collector's ability to take legal action.

The FTC's nine-count complaint charged Asset Acceptance with:

misrepresenting that consumers owed a debt when it could not substantiate its representations;
failing to disclose that debts are too old to be legally enforceable or that a partial payment would extend the time a debt could be legally enforceable;
providing information to credit reporting agencies, while knowing or having reasonable cause to believe that the information was inaccurate;
failing to notify consumers in writing that it provided negative information to a credit reporting agency;
failing to conduct a reasonable investigation when it received a notice of dispute from a credit reporting agency;
repeatedly calling third parties who do not owe a debt;
informing third parties about a debt;
using illegal debt-collection practices, including misrepresenting the character, amount, or legal status of a debt; providing inaccurate information to credit reporting agencies; and making false representations to collect a debt; and
failing to provide verification of the debt and continuing to attempt to collect a debt when it is disputed by the consumer.

The proposed settlement requires that when Asset Acceptance knows or should know debt may not be legally enforceable under state law – often referred to as "time-barred" debt – it must disclose to the consumer that it will not sue on the debt and, if true, that it may report nonpayment to the credit reporting agencies. Once it has made that disclosure, it may not sue the consumer, even if the consumer makes a partial payment that otherwise would make the debt no longer time-barred.

The order also prohibits the company from:

Making any material misrepresentation to consumers and making any representation that a consumer owes a particular debt, or as to the amount of the debt, unless it has a reasonable basis for the representation. To ensure it has such a basis, the order requires Asset Acceptance to investigate consumer disputes before continuing collection efforts;
"Parking" – or placing – debt on a consumer's credit report when it has failed to notify the consumer in writing about the negative report, and;
Violating the Fair Credit Reporting Act and the Fair Debt Collection Practices Act, in the ways alleged in the complaint.

The FTC has issued a new publication to help consumers understand how debt collectors attempt to collect old debts, along with their rights in these cases. "Time-Barred Debts: Understanding Your Rights When It Comes to Old Debts" provides information on when a debt is too old for a collector to sue, what consumers should do if a debt collector calls about a time-barred debt, and whether a consumer should pay a debt that's considered time-barred. It also provides advice on what consumers should do if they are sued for a time-barred debt, including defending themselves in court and asserting their rights under the Fair Debt Collection Practices Act. Finally, it has links to other FTC publications and videos about dealing with debt.

The Commission vote authorizing the staff to refer the complaint to the Department of Justice was 4-1, and the vote to approve the proposed consent decree, was 3-1, with Commissioner J. Thomas Rosch voting no for both. The DOJ filed the complaint and proposed consent decree on behalf of the Commission in U.S. District Court for the Middle District of Florida today. The proposed consent decree is subject to court approval.

NOTE: The Commission authorizes the filing of a complaint when it has "reason to believe" that the law has been or is being violated, and it appears to the Commission that a proceeding is in the public interest. The complaint is not a finding or ruling that the defendant has actually violated the law. This consent decree is for settlement purposes only and does not constitute an admission by the defendant of a law violation. Consent decrees have the force of law when signed by the District Court judge.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC's online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC's website provides free information on a variety of consumer topics. Like the FTC on Facebook and follow us on Twitter.

MEDIA CONTACT:
Mitchell J. Katz,
Office of Public Affairs
202-326-2161
STAFF CONTACT:
J. Reilly Dolan,
Bureau of Consumer Protection
202-326-3292

Tracy S. Thorleifson,
FTC Northwest Region
206-220-4481

(FTC File No. 052-3133)

http://www.ftc.gov/opa/2012/01/asset.shtm

My phone is registered as a PA No Call Number

Just got a  phone call from this # on my cell, did not answer it because I never heard of the #.  Buyer beware!!!  Left no message on my cell.

I answered and they immediately started asking personal questions, trying to confirm my SS#. Bad news... Block this number!