866-606-2069

DCPS Financial

got a call from them yesterday

A credit consultation agency stationed in Orlando, FL.  www.dynamicconsultingsolutions.com is their website.  May have received the call due to high balance and interest rates on an existing card to be transferred to a CitiBank card (CitiBank Platinum Select) with 'no' interest rate...  Processing fee greater than 800 bux.

Ignore.

Really,  what legitimate company does business like this? (Feels like a scam)

Today I received a call from 386-677-3110 .  They said (a recording) they were calling on behalf of VIsa and Master Card.  So I stayed on the line until a person got on the line.  Quickly they said they were calling to lower my interest rates, if I qualify.

I asked what company are they calling from and they said Account Services.  So, I asked for their company website so I can look them up at my leisure. The guy on the line said they did not have one nor did they need one since they are a call center and he could take my qualifying information over the phone.  

Then he directed me to a website of sunbiz.org to look up the business DCPS (dynamic consultant premier services).  He continued stating they were licensed and bonded with Visa.
I asked if they were a debt management company and they said NO, that they "are a interest rate lowering company".  He continued insisting I get qualified (needing my account #, zip code and last four of my SS# ) Then he said I could look them up on goggle if I typed in (1-866-606-2069).  

Then he transferred me to his supervisor, now she was extremely rude.  The supervisor asked what was problem, why did I spend 18 minutes on the phone with them and why didn't I provide them with my qualifying information.  I said I did not have it available, and she got upset I told her that even if i had it i would not provide it to them.  She continued speaking to me rudely and upset so I hung up on her.

I received a call from "Account Services" too, claiming they can negotiate lower rates with credit card compaines. I started to get skeptical and they transferred me to a rude manager who also pointed me to sunbiz.org. I argued that .gov is a government website not .org. Anyway, they were after the 3-digits on the back of my card which I refused to give... at which point she HUNG up rudely. Very suspicious.
I spoke to a Micheal Reed who gave me the number 1-866-606-2069.
If this is a real debt services company, they have a lousy bedside manner.

I just got sucked into this and am afraid it's a scam of some sort. Anyone have a good outcome with this company?

I had a great personal experience with dcps financial they lowered my rates as well as my monthly payments l wll continue doing business with them.

DCPS has helped me in soo many great ways lowering my rates i donnt know what the hype is but you should not knock it until you try it you might want to take a look at how your banks are treating you ????? THINK ABOUT IT !!!!!!!

DCPS IS A VERY GOOD COMPANY THAT HELPS CONSUMERS GET OUT OF DEBT WHY THE NEGATIVE COMMENTS SOUNDS LIKE YOUR JUST FINDING SOMETHING TO COMPLAIN ABOUT LOOK AT YOUR RATES YOUR BANKS ARE CHARGING YOU

BEWARD!!!! The positive comments listed on this website about DCPS, LLC. (Dynamic Consulting Premier Services) are coming from the lousy pieces of [***] that work, Dan Adams, Michael Reed, Kristin Moore to name a few.  They are trying to scam you out of money.

DCPS have told people they are a governement entity, under some new Obama program, and they are not. They say they charge a one time fee of $995.00 for life, no matter how many credit cards you have, yet they charged someone I know almost $2,000 regarding two credit cards and have done nothing for her. That person had to close their accounts and is now in the dispute process with their card/bank companies.

They told me they lowered someone else I know interest rate. Really? They spoke to and suckered that person into joining only a day earlier.

According to DCPS, Michael Reed, Dan Adams, Kristin Moore (all con artists-liars) they lowered that person's interest rate already. That is a lie, they had not. They themselves state you have to wait for their paper work to arrive, list all your credit card numbers, send it back to them and THEN they can start negotiating your rates. Based on what they state they can not lower your rates until they get back their own paper work from you, so how can they claim they already lowered someone's rate in one day?

They are not licensed with Florida as a business, they have no FEI/EIN number and they do not honor the three business day consumer right to cancel law. They have refused to offer me a refund and eventually surcomed to referring me to the refund department. Kristin Moore told me they would call me back the same day in the afternoon. That day came and went. Instead, the next day I received two phone calls from some ass named Jean (or Gene), claiming to be a financial specialist and wants to talk to me to start saving me money on my credit cards. Can you say [***]?

DCPS claims they have a refund policy but they do not, they have a refund guarantee; two very different things.

They are rude, use bullying tactics, they are unprofessional (big surprise, no real business would hire street people to do financial work)and are proficient at swindling and oh, lying too!

They have an an "F" rating with the Better Business Bureau, which the State of Florida recognizes and lists them as a link on their own website, under Florida Consumer Affairs. DCPS has at least four complaints against them, all which have been ignored wen brought to DCPS' attention, according to the BBB.

I strongly encourage EVERYONE to FILE A COMPLAINT with the Florida State Department with this Limited Liability Company and with sunbiz.org. They also list their registered agent to be Law Office of Maureen K. Gour, PA
3562 South Seacrest Blvd., Boynton Beach, FL 33435. Ms. Gour practices in divorce, will, trust, bankruptcy, probate, alimony, and marriage contracts. Odd that she is not a business or tax attorney or something that would make sense for a company that supposedly is licensed and bonded to negotiate your interest rates.

They are also being investigated with the attorney general's office....my parting words....Good luck [***]!

You work for the company, but I'm sure you'll lie about that too.

It's no surprise you all would write in about DCPS and not think where you are commenting from would not be recognized. Oh, the comment about "...look at how your banks are treating you...think about it" for anyone who has been so unfortunate to talk with any of you recognizes this line as coming from one of you.  Try to get a little smarter, or at least try.

I think this company is a SCAM! I felt uncomfortable three days after signing up with them( this happened on a Friday) and called back on  Monday to cancel my application.  The fee had already been posted to my credit card account.  I was told by a Company Rep. that my fee could not be refunded. He informed me that I had made a commitment to allow them to negotiate lowering my interest rate and that I had three days to decide.  Most legitimate businesses allow at least 30 days.  Be careful with this one.  I would also recommend ignoring this offer.

The message above is probably from one of the employees of this scam company.

I cribbed some of the text from annoyed below but it is really the same exact scam.

05-28-09 I received a call from 804-234-9010.  They said (a recording) they were calling on behalf of VIsa and Master Card and lowering my rates.  So I played the "Press 1 game " and stayed on the line until a person got on the line.  Quickly they said they were calling to lower my interest rates, if I qualify.

I asked what company are they calling from and they said Account Services.  So, I asked for their company website so I can look them up at my leisure. The guy on the line said he would not give it out since they are a call center and he could take my qualifying information over the phone.  He gave me a bunch of garbage about people reporting them to the FTC, making harassing phone calls to them etc.

I worked the guy over and and over finally got their toll free number: 866-606-2069 which links to a credit consultation agency stationed in Orlando, FL.  www.dynamicconsultingsolutions.com is their website with contact number of 407-409-7024.

Report this company to the FTC as robo-calling for credit card interest reductions.

These clowns (DCPS) just called me from the 866 number.  They told me the same things you are telling me.  They were charging me $455 (probably because I don't have that much more available!).  I gave them my card number, but while waiting for the person who would give me the confirmation number, I got suspicious and started surfing and fortunately I ended up on this website.  When the guy came back on, I told him I wasn't interested and would look for other options at which point he hung up on me... just after reading that this is exactly what they do i.e. hang up on you.  Since I already gave the card number I immediately called my credit card company and had them close it out and process a new card with a new number.  What also tipped me off was that there was no music while I was on hold:).  It seemed a bit unprofessional to me.  I guess I got lucky.  Thank God.

Im sure that not everyone can get lower rates, but personally i recieved outstanding customer service and a personal advisor who helped lower my monthly payments. I had to return a debt profile with my accounts listed and by my next billing cycle had smaller payments. I wasnt to sure about the charge of 1995.00 onmy card but with my smaller rates it paid for itself. And the services are for a lifetime! Thank you DCPS!

Anyone who said they used this service, get a clue they are lieing or clueless.  No legitimate company handles business this way.  Report these guys to the FCC and local authorities, they should not be calling.  You do NOT need someone else to lower payments, call yourself and explain, but times companies lower them.   Otherwise, contact your state government, there are non-profit companies out there that do the same thing.  Its a scam, they are stealing your money and harrassing people in their homes, they should be arrested.

I cannot fathom how anyone can be stupid enough to drop 2 grand to a random robocaller!

You're mostly "in debt" to your goddam employer, who is behind these scams that you are obviously a part of. Do you get some special consideration by coming on to the COMPLAINT site to try to run the scam and spew these lies, or does it simply mean that the scam isn't working well enough on the phone and that this site has cut into your illegal profits?  Or perhaps both?

Either way, typical transparent post from the scammers themselves, now it's back to the boiler room with you!