866-626-1910

recorded message, wanting us to call back, saying this is an attempt to collect a debt

I continuously get a message to contact a Ms Capps at this number but it is always either busy or no one answers.
I feel I am being harrassed by someone and am ready to contact my state AG.

I am getting the same stupid call asking me to call Mr. Capps daily on my cell phone and I am sick of it.

I have been getting these annoying calls on a daily basis and have been unable to track down the calling entity to get my number out of their database.  I consider these calls harassment.  I also feel sorry for anyone who would use a collection company that is this irresponsible, if that is even what they do.  If I had more information about the company who is placing these calls, I would definitely file a complaint with the phone company or other bureau overseeing telephone abuse.

I've been getting these calls as well.  Does anyone know who it is or how to get it to stop?

It's NCO Financial Systems. They're a collection agency. One of the worst, if not THE worst, ones out there. Multiple complaints filed against them for violating consumer rights and harrassing.

I get calls from them every evening.  I have no idea why, but I've tried to return the call and it just rings (no answer).

I was receiving the same message from a Gwen Carter from NCO and the phone number was again bad.  I found her voicemail at (800) 220-2274.  if it is after hours, you can do a search on her last name.  I suggest you call her there to let her know you have had enough

a Reputable company will have a person call you, not a machine asking you to call them. A smart company isn't that stupid. If I owed someone debt and they called me telling me to call them....well no I'm not gonna call them. Companies know that, so whoever is calling it's a scam. Be careful, and if it were me I wouldn't call them back.

I am having a lot of trouble with NCO Financial right now.  They have been given my account for a Chase card I opened when I had a higher-paying student job, and now that I have lost that job, they keep calling me and harassing me because I can't make a payment.  My job right now consists of five hours of work-study a week and I have told them this and told them that I am a full-time student looking for another job.  I don't have the time to work somewhere like McDonald's (as the caller suggested I do) because of school.  I don't have time to deal with some tacky woman who knows nothing about the (completely dry!) job market in my area lecture me on how I should be trying harder to find work when I'm a full-time student, either.

I offered to send in $20, but was mocked for that.  They will not be receiving a cent from me as long as they willingly refuse what little I CAN pay them and belittle my financial status.  That is harassment.

They called and harassed my parents for about a month before realizing that I don't live there.  I had changed my phone number to stay current with Chase, but my parents' number was still on file anyway with these crooks.

The caller, Holly MacDonald, has been more than rude with me as well.  I informed her that she was breaking the law by being gruff and rude to my parents and by NCO harassing them for over a month without my consent.  She still keeps pushing the issue, saying that it's her right to call whoever she wants, including my employer.  I can't afford a lawyer, else I'd sue her and her company for the MULTIPLE  violations of the Fair Debt Collection Practices Act they have committed solely against me.

I also informed her that my parents are retired and don't have the money to pay off a debt of MINE that their name isn't attached to. She has apparently gotten a copy of my credit report and all kinds of other information about me without my consent as well.  She keeps referring to a credit card that my parents paid off a long time ago because that card was attached to my parents name.  It has been closed for over a year, yet she keeps refering to it.  The fact that she has dug up so much information on me and threatened me by saying, "you would be extremely uncomfortable to know what all I have on you" is a massive invasion of privacy and certainly not in the contract I signed with Chase Bank when I opened up the credit card.

When I kept trying to tell her today (10/1) the truth of what's going on and how it was against the law for her to contact my parents without my consent, she started pressing buttons on the phone like a child who didn't want to listen to what I had to say.  She also hung up in my ear after the umpteenth time I told her that I would be reporting her antics to the BBB because they are abusive, childish, and against the law.

Please help!  It seems silly that they'd forward me on to a lawyer for a bill that's only about $1045 and that they'd settle for around $670, but I simply can't pay anything right now.

The only way to stop them from calling is to send them a Cease Communication Letter. It won't resolve the debt, but at least it will stop them from hounding you and your parents until you are able to pay it. Send it VIA Certified Mail and request a return receipt.

Today's Date

Your Name
Your Address

NCO Financial Systems, Inc.
507 Prudential Road
Horsham, PA 19044

VIA CERTIFIED MAIL

To Whom it May Concern:

I am writing in response to your constant phone calls!

According to the Fair Debt Collection Practices Act,   [15 USC 1692c] Section 805(c): CEASING COMMUNICATION: You must cease all communication with me after being notified in writing that I no longer wish to communicate with you. Therefore, I demand that you stop calling me at home, at work, on my cell phone or at any other location!

In accordance with the federal FDCPA, now that you have received this "stop calling" letter, you may only contact me to inform me that you:

are terminating further collection efforts;
invoking specified remedies which are ordinarily invoked by you or your company; or
intend to invoke a specified remedy.

Be advised that I am well well aware of my rights! For instance, I know that any future contact by you or your company violates the FDCPA and that since you already have my location information, calls made by you or your company to any 3rd party concerning me violates section 805(b)2 of the FDCPA.

Be advised that I am keeping accurate records of all correspondence from you and your company, including tape recording all phone calls. If you continue calling me I will pursue all available legal actions to stop you from harassing me and my family.

Signature
Your Printed Name

http://www.fair-debt-collection.com/Disputing ... ing-letter.html

so its really funny that there are so many complaines about NCO we are calling becasue we got yor number as a refrence form somone else all you do if you would have thought about it is call us back and tell us its a bad number and we take it off not that big of a deal instead of jsut hoping we will take you off cmon now think about it ..... CALL US BACK we will take you off no problem we dont mean to bother you but people owe us

I called them their info is below - maybe they will stop calling us?

http://www.ncogroup.com/
Consumer Hotline  
Phone: (800) 550-9619  
Fax:     (866) 269-8669

why would you settle an account that you claim was already paid off, maybe you should just grow up pay your bills on time and stop trying to weasle your way out of your responsibilities. You have to understand that when you default a legal binding contract with a creditor you are no longer a customer, you are a debtor; and a theif.

these jokers CALLED ME AT WORK looking for my mother!!!  She is DEAD.  If they call me again, I will call the state attorney general.

Sometimes people fall on hard luck and can't pay bills.  That's not thievery, that's life.  It sounds to me like this person wasn't being harassed over the closed, paid-off account--she was being harassed over a new one.  Debtors are people, and they deserve to be treated with respect accordingly.  Most of us want to be able to pay our bills, but simply can't for reasons outside of our control.  That's not being a thief.

Judging from your poor grammar skills and your rude and condescending tone, I'd assume you're a collector trying to defend yourself.  I doubt you'll find much sympathy for your line of work here.

THEY'RE LOOKING FOR SOMEONE THAT DOESN'T LIVE HERE.