866-638-1964

The caller Frank Clark for EW Pendelton and Associates left a message today Wednesday, October 23 they will be at my house between 3:45 and 4 pm on Friday October 25 to discuss a debt my son owes.  Caller said he was an investigator and needed to discuss a legal complaint and if my son had questions to call the 866-638-1964 number.  I called the number but no one answers the number except for a recorded answering service.  

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing—
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer’s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not…

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer’s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector’s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer’s debts with third parties other than the consumer’s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

I received a smilar call. Have yoru recorder ready for its a blatant violation of the FDCPA which could award you up to $2000 in punitive damages, deletion of the debt, and imprisonment for the violator. At the end of the call let them know they were recorded then hang up. Deliver tape to any attorney and viola you will have them at your feet

I received the same call. They said Phillip Bradmore with the Department of Legal Services.They said they would be out to my residence and place of employment tomorrow. I called the number and received a recording.

I received a call this morning 11/11/2013, caller name was James (didn't catch his last name) who said in the next 24 to 48 hours he would be coming to my house to deliver a summons from E W Pendleton, legal matter.  I said for what he told me to call 866-638-1964 and they could give me all the information but I will be there in the next 24 to 48 hours ok, I said ok fine, my husband and I will wait for you.  Again he reminded 24 to 48 hours and call that number to get information it is a legal matter.  I called and it was a recording

I received a call this morning 11/11/2013, caller name was James (didn't catch his last name) who said in the next 24 to 48 hours he would be coming to my house to deliver a summons from E W Pendleton, legal matter.  I said for what he told me to call 866-638-1964 and they could give me all the information but I will be there in the next 24 to 48 hours ok, I said ok fine, my husband and I will wait for you.  Again he reminded 24 to 48 hours and call that number to get information it is a legal matter.  I called and it was a recording

So once you received this call stating within 24-48 hours you would have someone at your home or work what happened? Did you call the 866 number or wait? I received the same call

received a call form 866-638-1964, on December 11th. Stating this is Brad ( missed last name) notify
me he will be out to my home to serve me with summons for a legal matter within 24/48 hrs. If you have and questions give me a call back at 866... failure to appear for the legal matter will result in a rap sheet.

After reading some of the other complains from others that received the same call, I call the number back.
I informed them, that I had recorded the call and would be passing it on to a lawyer and the police. The scum bag said he would place me on their do not contact by phone list, but for me to sign the legal summons.

I received a call on 12-19-13 from a man saying he was Investigator Bob Caldwell. That he was going to be in my area between 1-2pm and to make sure I was there with Valid ID to sign for a summons in regards to file number 713-----. Then he stated that if I had any questions and need to know my legal rights, I am to call 1-866-638-1964. I called that number to find out what the heck was going on, because I have never been in trouble in my life, and all I got was a recording guiding me to an extension number which was the same both times I called. I can't just wait around and miss work, so I guess I will see what happens. When I google'd this guy, he comes up on LinkedIn as a Private Investigator for Summit Investigations out of Fort Wayne, IN...I live in Portland Oregon...I will be giving this man a call today now that I have HIS information and not the information left on my phone.

C'mon people, are you REALLY that dumb?  IF you were going to be served a summons, they would NOT call you first to warn you.  Secondly, debt is a CIVIL matter, not criminal so no summons would ever be issued.  Please PLEASE, just DO NOT ANSWER calls you don't recognize, and don't EVER call them back.  That just lets them know they have a "live" number.  IF you really owe a legitimate debt, you will get notification by the US Postal Service, NOT a  phone call NOT an email.  Has everybody truly lost their common sense?  

Got a call from a process server and given this number to call.    I did and got a condescending  "lawyer" saying that I owe a debt that I paid off 10 years ago and they have proof that I took out a loan and I should have proof that I paid it.  HE went on to tell me that between court costs and lawyers fees that I will wind up paying somewhere around $2,500. The thing is that even if i was delinquent on this (which I was not).  The statute of limitations for such a contract is 4 years so this civil lawsuit they are claiming would have had to of been brought to court in 2008.  I guess I will wait for this process server to show up and give me my summons.   The scary thing was that they did have my social security number but they had outdated information as to my address and employment.  It almost seemed like they were trying to scare me into making some sort of settlement.  

Good thinking on your part.  You are 110% correct --- he was just trying to scare you into paying a debt you don't owe, and more likely than not he was impersonating an attorney.  If you ever talk to someone like this claiming to be an attorney again, make sure to ask him or her for their "bar number" for your records

Received a call from an unknown # answered and caller said he was from the court. Problem #1,what court? Then he said he'd be at my residence with paperwork from " the court". I laughed and asked what room # at the court he was in, because my Uncle works in the courthouse and then googled the # he told me to call, Instead of calling it, and seen all this info about people having the same issue. Thank you internet

I am so glad, I found this site. This number called my mother in law today 2-12-14, telling her that I need to call this number today and ask for James Carson, because I have to go to court tomorrow.  I did not know what she was talking about and who these people are. I called the number back and a recording came on, saying about different extensions. I will recorded the out conversation if I talk to these people and being it to the police and a lawyer!!

I have to agree with Jason...(except the "dumb" part).  When the court issues a summons, they DO NOT CALL to gv you a heads-up!!  They just show up.  The element of surprise plays a key factor in serving a court summons.  I speak from experience.