866-899-6654

This is collection agency NCO Financial. They have been harassing me about school loans for years that are current and in good standing. Very aggravating!

Caller asked to verify last four digits of an employee social security number and verification of birth date. When asked why they needed this information was told for wage garnishment. I asked for the number they could be reached at since I did not have that information readily available. I was given the first three digits of their phone number and they terminated the call.

I answered a call today at work and a woman asked to speak to someone in the HR department to verify employment. I told her my boss was in a meeting and asked her to call back in about an hour. she asked if anyone else could verify and I told her yes and was going to get another person to get the information that she requested. I asked her the employees name and low and behold she blurts out MY name. I told her that she was speaking to me and she asked for the last 4 digits of my social security number and when I gave them to her she said that there must be a mistake because it did not match the person she was looking for. I had a hard time understanding her but I think she said she was from transworld something or other.

Caller Hung up before I could get to the phone.

Called at work, (a first) did not leave a message.

Another harassing collection agency that I will have to send Cease and Desist letters again.  They better stop calling my job or I will have the NYS Attorney General on them.  They left no message.

Maybe it is time to go out and get a consumer lawyer ans sue them.
Everything you need to know:
NCO FINANCIAL AKA NCO GROUP AKA EXPERT GLOBAL SOLUTIONS AKA TRANSWORLD
Alternate Business Names:
CRW Financial, Inovision, Marlin Integrated Capital, Medclear, Medclr, N.C.O. Financial Systems, Incorporated, OSI Collections, Transworld

My thanks to Slim and Tamianth for their additional input.
Posted in:  https://800notes.com/Phone.aspx/1-401-519-1492
https://800notes.com/Phone.aspx/1-866-750-6108
https://800notes.com/Phone.aspx/1-888-850-6426
https://800notes.com/Phone.aspx/1-201-448-9904
https://800notes.com/Phone.aspx/1-412-802-9638
https://800notes.com/Phone.aspx/1-312-300-5984
https://800notes.com/Phone.aspx/1-888-475-6741/8
https://800notes.com/Phone.aspx/1-972-217-8339/2
https://800notes.com/Phone.aspx/1-800-716-1618
https://800notes.com/Phone.aspx/1-866-899-6654
I always have to wonder why an allegedly “legitimate” business would need this many numbers to call out.
BBB gives them an A with 593 complaints and a sanction by the FTC-Seriously?:
http://www.bbb.org/washington-dc-eastern-pa/b ... ham-pa-80002360
http://www.bbb.org/evansville/business-review ... lle-in-11000173

http://www.bbb.org/dayton/business-reviews/co ... aine-oh-5000261
Bloomberg shows their information with the names of the head criminals in this organization:  http://www.bloomberg.com/research/stocks/priv ... ivcapId=4326126
Looks like being the head of a criminal organization pays well:  http://www.bloomberg.com/research/stocks/priv ... vcapId=35245707
Zoom info:  http://www.zoominfo.com/p/John-Schwab/116035401
Some more information on his criminal transactions (insider trading):  http://people.equilar.com/bio/john-schwab-jgwpt-holdings/salary/821491
Some other Web sites:
http://www.ftc.gov/enforcement/cases-proceedi ... o-group-inc-nco

http://www.egscorp.com/
http://www.oneequity.com/News?n=233
http://www.bbb.org/dallas/business-reviews/co ... ano-tx-90468519
https://www.ncogroup.com/
http://www.bbb.org/washington-dc-eastern-pa/b ... am-pa-80002360/
http://www.bbb.org/atlanta/business-reviews/c ... luth-ga-5001121
http://www.bbb.org/delaware/Business-Reviews/ ... on-de-22002558/

http://www.bbb.org/south-east-florida/busines ... ham-pa-26001119

http://www.consumeraffairs.com/debt/nco.html
http://www.debtcollectionanswers.com/NCO-Financial.html
http://www.ftc.gov/news-events/press-releases ... tc-charges-will
Here is a copy of the 2013 filing:
http://www.ftc.gov/sites/default/files/docume ... 0709ncocmpt.pdf

And the results ...
Results of FTC Complaint

The penalties that NCO Financial faced as a result of the FTC complaint came in at a steep $3.2 million civil penalty. This became the largest penalty amount ever obtained by the FTC against a third party debt collector. This giant penalty amount also came with an agreement from Expert Global Solutions (NCO Financial) and its subsidiaries to stop harassing consumers and using abusive collection tactics that are against the law. If they violate the FDCPA at any time within 5 years after the complaint was filed (July 8, 2013) each violation will be looked at as a separate violation from those listed in the complaint, and will result in more monetary penalties to be paid by the collection agency.

http://www.castlelaw.net/blog/ftc-brings-char ... ating-fdcpa.cfm
Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

They called (woman) my work cell number and told me that I owed money on my student loan, which I paid off about 7 years ago. I could hear a dog barking in the background and I could barely understand her. When I told her that I had paid my student  loan she wanted the last 4 digits of my SS#. When I told her that this sounded like a scam she said that the computers were not working so she could not verify my payments. I hung up! I contacted my credit union and ordered copies of my checks and direct deposit payments for the last 6 years asap. This is a scam! Do not give these people any information. I graduated from college 10 years ago and now they are contacting me? BS. Scam!

Asked to verify employment and then asked for employees SS#.  I didn't give it to them, just hung up on them.

Been calling my work number for a couple weeks.  Googled the number and came across this website.  The lady got hold of my HR and transfer the call to me.  Glad HR didn't give any info about me.  Said the same thing, collections and requesting to collect $ for my student loans.  Told her I knew this was a scam and to stop calling.  Lets see if she calls again!  Let your HR people know about this.

"Been calling my work number for a couple weeks."  Were they told you not to call you at work?  Did they tell your HR dept that they were looking for money for student loans?  It sounds like you have several FDCPA violations right there.  Aslo, since she talked to you they were required by law to do this:

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) postmarked within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Everything else you need to know is in my other post.

Yesterday I received a call from this number on my work phone.  I had already left for home and didn't know about it until this morning.  I always google numbers that I don't know.  I would really like to know how they got this number because I just started working here.  Now that I know this number, I won't answer.

received a call from transworld looking for my ex husband, not sure how they got my cell phone number, been divorced since 2003, am very upset, they said they would put my number on the do not call list, but how did they get my number, and my ex must have it as well. omg.

transworld also said that my ex gave my cell phone as referrence, but have not seen or spoke to my ex since 2003.

Never confirm or give your SSN to anyone over the phone!!!!

Called looking for my step brother...mind you i am not close with him and he does not have my phone number and I do not have his phone number so how the hell did they get my number. I just told them they had the wrong number

Received a call from this asking for employment verification.  Asked for a man that does not work here.  Kept asking me"are you sure?  He said he did"  I replied that I have never heard of that man and I have been HR at this company for a year and a half.  His name is not familiar from any records that I have access to.  She tried to give me a social security number to verify, but I refused.  Was very pushy and then annoyed that he wasn't a current employee.

2/2/17 called business number twice in a row, left no message

this number called me to verify employment of someone that doesn't even work at my office but they wouldn't even tell me who they were. so irritating.

Called my work place asking for employment verification of someone who didn't work here..