877-238-1808

How can you go to jail for Check fraud?

Short and simple...Yes you can go to jail! Check fraud is a deception deliberately practiced in order to secure unfair or unlawful gain. This can be punishable by a sentence of incarceration as directed by the courts.

I received a call today from a Tony Rollins from LMK & Associates. He said I had 3 charges pending against me for a payday loan from 2008 from Total Lending. He said the charges were theft of services, fraud and malicious intent of something. He asked me if I had received anything from my county in the past few days because they were submitting something that was going to suspend my driver's license within the next few days. I asked him what the name of his company was, he just said LMK and wouldn't tell me what that stood for, and when I asked him for written documentation what he was calling about, he told me that he wasn't my babysitter and he didn't have to provide me with any information. He would only give me a phone/fax number. I have been through the ringer with PDLs and have paid what I owed. I even have filed some complaints with the OH Attorney General's office to deal with a couple of them. In fact, I filed one re: Total Lending and I have a letter from another collection agency that was supposedly representing Total Lending that the issue was resolved. I also have a letter from Total Lending saying that I have been removed from their database and to contact them if anyone ever contacts me about this again. How can they just keep forwarding/selling this account to others? Does anyone have contact/address info for LMK so that I can send them something. I may start another complaint with the OH Atty General's office re: this new collection agency. When I told him that I had something that said this debt was not valid, he just said that I didn't -- that it must be for something else and that he wasn't a collection agency. He said they were a "legal outsourcing firm." He wanted me to pay "restitution" of over $1,000 to keep the matter out of court.

file the AG,and FTC complaints.also file a police report for the call.then ignore him.he can't do anything he stated.look up LMK and you will find a few discussions on them.i'll see what i can find as far as an address goes.just file the complaints,and report and don't talk to them again.a bottomfeeder that has to try and threaten because that is all they got.

This guy just called me as well,speaking of 2 pay day loans on a closed bank account from 2 years ago. He states that he is not a collection agency but a legal outsource, he tried to get smart with me about payday loans I owed stating collectively the total plus a restitution is 2,627 and it needed to be paid tomorrow. He suggested I call all my family to borrow the money to pay this. I told him I have no paperwork, nothing in the mail, and I don't know what he is talking about. When I asked how much was the loans he said anywhere between 300-500 dollars on each, but could not give me a straight answer or a case # for them. He also stated he had the final say in it being sent to court for check fraud tomorrow. I don't know who he is - but I'm not shipping someone money when they don't have all the facts and I have no proof of owing a bill. Also he told me he would not give me the # to the loan company - he owned the account and not to call them, and not to call him again either if I didn't have the 2600. I hung up - let him wait for that call. In the meantime, I'm filing a complaint of my own. 877 238 1808

Wow same thing happened to me today he said he was calling from New York the number he gave me was 18667032129 the address he said was 3842 Harlem Rd, Cheektowaja NY 14215. I believe it is afraud. I was told that a judgement has to be filed first before anyone can suspend your license or anything else.

These posts are highly suspicious - posted only to scare people into falling for a scam.

Do not ignore a debt collection - but do not fall for a scam either.

You will never receive a summons and a judgment together! Summons is to appear in court - judgment is after the court case.

Pay day loans are debt - and debt is a civil matter - not a criminal matter.

Check your state and local government courthouses to see if you have in fact been sued or a case filed.

You have to be kidding me that a license can be suspended for bad debt!  These guys are nothing but clowns.  First, they have to sue you in civil court (if they even have counsel in that state).  Then, they actually have to prove their case with actual paperwork signed by you (oh, was it an internet loan, good luck proving that).

Long story short, do not fall for these bottomfeeders and their latest trick to scare you.  Do not beleive the posts above for they are just posts made by LMK in order to look like they are legit.  

Please look at Bud Hibbs website and know your rights!!!!

This is a scam -

You check with your state attorney general's office and get correct information before you believe this posting.


Funny that what is provided here in this post has to do with a business license - not driver's license.

As for the other posts about check fraud - The Original Creditor - not a collection agency has to prove that you deliberately intended to defraud them in order to get the district attorney to file check fraud charges.

Once the original creditor sells/assigns the debt to a collection agency they have decided it's not worth the effort to collect the debt themselves.

Again if you have concerns that the illegal threats you are receiving from a collection agency are true - contact your state attorney general's office for correct information!

You can locate your attorney general here
Link to all State Attorney General Websites www.naag.org

Found them easily on a GOOGLE search - I do not think this firm is the one actually making these calls.
I suggest you call them directly and ask if they have this PERSON working for them!


CONTACT

Please contact us via email at: info@lmkassociates.com
Write to LMK Associates:

Richmond Office:
1520 West Main Street
Suite 202
Richmond VA 23220 (USA)
Call us: (804) 359-2959
Fax: (804) 359-4156

Yorktown Mailing Address:
P.O. Box 1243
Yorktown, VA 23692

Newport News Meeting Address:
BusinessSuites Oyster Point
11815 Fountain Way
Suite 300
Newport News, VA 23606
Call us: (804) 359-2974
Fax: (804) 359-4156

THIS ADDRESS IS A UPS STORE IN A STRIP MALL -

MORE THAN LIKELY A BOGUS ADDRESS SO YOU CANNOT TRACK THEM DOWN



If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

You are a typical debtor yourself---too bad you and your whole family are in our system---you need class 101 for how to pay your bills scumbag loser---we can take your license and also sue you dumb ass---that's why you provided your license to secure the loan with your checking account...get a life loser--

-_- You guys need to get a life
@Yeah ok truth hurts

If they've dug themselves a hole, then they'll be the ones to fall in it. Not you...

So you own a pawn broker shop and did not renew your license?? WTF are you talking about?

One word: Paragraphs ......use them!

Good luck!! LOL......Where did you learn consumer law? Cracker Jacks??

LMK Associates in Virginia is not affiliated with the people in question.  LMK Associates in Richmond, Virginia is an Intellectual Property law firm and is in no way connected to the people to which these posts refer.  LMK Associates in Richmond handles does not handle collections matters.

I never said they did - but some collection agency is FRAUDULENTLY using this same companies name.   Which means they are using illegal collection tactics to defraud people and make them impossible to find.

I was not able to find any collection agency by that NAME and only posted what I was able to find.

this is a typical post from a debt collector troll trying to convince you that this ILLEGAL debt collector is LEGIT when they are not.    

They always post fake information like this.  They do not use paragraphs, correct grammer or spelling.

At least this one did not post in all CAPS as most of them like to do

Defaulting on a payday loan is not considered check fraud as the creditor knew the check was post dated and may not have had sufficient funds to cover the loan. The courts consider checks in this case to be a form of promissory notes. Similar to the contact signed for credit cards.

Always ask the collection agent to validate the debt fully according to the FDCPA. Look up Fair Debt Collections and Practices Act on online to get additional information.

Nice try collector troll! My credit rating is 750. I own my own home and two cars. I do not use credit cards, so no debt there! I will admit, one car is purchased on credit (25K) with 9K still owed. Always paid on-time.

Good luck with gibberish and your tired scam!!! LMAO