877-375-6988

This company continues to call our number looking for someone named Tania Logan.  We have told them repeatedly that the phone number is no longer hers but they refuse to stop calling.  We are ready to call a lawyer.

Allied Interstate, Inc.
435 Ford Rd. #800
Minneapolis, MN 55426-1066

Send them a certified letter like the one below.  Keep a record of when it was delivered using the delivery confirmation number.  Then keep track of every time they call after that certified letter was received.  Also, write down the content of the call (what they said, if it was a recorded call, etc.)  You should also hit *57 to activate Call Trace because a lawyer can subpoena those records to prove Allied Interstate called.  The more detailed your records are, the better your chances will be in court.


Dear Allied Interstate, Inc:

On (insert date here), someone (put name if you know it) from your company contacted me about a debt.  I do not believe that I owe this, and I dispute it.  In accordance with Section 809 of the Fair Debt Collection Practices Act, I am asking that you provide me, in writing, the following information:

1.    What the money you say I owe is for
2.    How you calculated this amount in a way I can understand
3.    Show me copies of papers where I agreed to pay what you say I owe
4.    Provide me with a copy of a judgement (if applicable)
5.    Identify the original creditor
6.    Demonstrate that you or your company is licensed in my state, and inform me of the license number.

Please provide this letter to the company for whom you are collecting so that they have notice of my dispute.  Furthermore, please inform any credit reporting agencies to which you've reported this debt that it is being disputed. I demand proof that you have done so.

Finally, cease and desist from contacting me in this and any matter, except via United States Mail.



Sincerely,



Your name here

Someone keeps calling for my husband from this number saying we owe a certain company money. To be sure we didn't we looked on our credit report and nothing was there with this company. They continue to call. I once tried to call the number back about ten minutes later and I got an automated response stating that it was after business hours. Funny how they had just called me and did not state what company it was. We also told them to mail us a statement and they won't do that, they would rather have us give our bank info over the phone.

It was also someone who did not speak english very well at all.

I've received no fewer than 10 calls from this number in the last 7 days.  No message has ever been left.

I get a call every morning from this number. The call is coming to my cell phone, which I just got about two months ago. I've never answered, and they've never left a message.

Getting about 3-5 calls a day from this number now. Driving me nuts.

These people have been calling for 1 year asking for Claudia. I called several times  back and asked them who they were, of course they give me a hard time. I told them to put me on there no call list but that dosen't work they just keep calling.  tyhey never leave a message and they do call at least 4-5 times a day 6 days a week.
I'm really tired of this and would like to know what to do?

Collection agency, making phone calls

This people won't stop calling me, i finally answered the phone once and they claim i owe them $600 for some payday loan.  I have never done this. They are making me crazy.

This number calls my sister's home phone at least 3 times /day.  When we answer, all we hear is a click and silence.  No one ever says anything and they never leave a message when the machine picks up.

Thanks for the helpful information, Leon.  There are too many scammers and bullies out there.  It's good to know how to handle them.

They sent me a letter.
the address and number at the top is

Allied Interstate
3000 Corporate Exchange DR.
Columbus, Ohio 43231
phone number - 877-375-6988

At the bottom of the same letter it says

PO Box 1954
Southgate, MI 48195-0954

The 3rd address on the Same letter says

Allied Interstate Inc
PO box 361774
Columbus,Ohio 43236

On here Leon says they are in Minneapolis,MN
so which address is it?
Sounds like a Scam to me.

Also this number has Never called me.
NCA from Kansas calls.
Corporate Receivables from Arizona calls
Someone from California calls
Someone from New York calls.
Someone from Nevada calls.
Someone from Georgia calls and Florida too.
I forget the Name. But it all checks out as a SCAM.
Different phone numbers,different addresses.
Hard to Trace to the exact source.
Some cannot even speak english.
Since they cannot be traced easily and have all these
different names and addresses and obviously No License to operate
in your State,its nothing to worry about.
Don't pay them anything. Just ignore and report them to the do not call list and other sources like that.

It is a collection notice from one of Sprint's collection agencies.  We tried them during their "free trial" period and switched due to numerous dropped calls, poor customer service, and poor call connections.  We switched back during the free trial period.  Sprint said you don't owe us anything then we started getting fraudulent billing.  They say it really wasn't a free trial period because we switched back too late.  Which was a lie we switched back during the trial period.  They are crooks, liars, and probably cheat on their spouses.  Don't ever go to BEST BUY and switch to Sprint -- YOU WILL REGRET IT!  Sprint is a bad company and should be shut down by our government that protects its citizens (yea right).

Good for you.  I was caught in this trap to.  No bars...I sued and won.  You can do that on your own in small claims  They never showed up and the Judge gave me a cleared record to take to the credit bureau   It works.  Paper work is not that hard.

SEND ALLIED INTERSTATE, INC. (AND ANY OTHER LOWER THAN WHALE POO-POO, LOW LIFE SCUM BAG COLLECTION AGENCIES) A "CEASE AND DESIST" & "DEBT VALIDATION" LETTER ALL IN ONE AT THE SAME TIME LIKE I DID BACK ON FRIDAY, 04 OCTOBER, 2013.

LAST TELEPHONE CALL FROM ALLIED INTERSTATE, INC.: TUESDAY, 08 OCTOBER, 2013

LAST TIME I RECEIVED A DEMAND LETTER FROM ALLIED INTERSTATE, INC. IN THE MAIL: FRIDAY, 27 SEPTEMBER, 2013

RE: CEASE AND DESIST & DEBT VALIDATION

Allied Interstate, Inc.
12655 N. Central Expressway
Dallas TX 75243

Allied Interstate, Inc.
3111 S Dixie Hwy, Suite 101
West Palm Beach, FL 33405
Phone: (561) 671-2121 (800) 955-3103 Fax: (561) 671-6040

PO Box 1954
Southgate, MI 48195-0954

Allied Interstate, Inc. , 340 Interstate Parkway Atlanta GA 30339- , (800) 447-2934

Allied Interstate, Inc. , 435 Ford Rd., 800 Interchange West Minneapolis MN 55426- , (800) 447-2934

Allied Interstate, Inc. , 31229 Cedar Valley Dr. Westlake Village CA 91362- , (800) 447-2934

Allied Interstate, Inc. , 14550 Torrey Chase, Ste. 550 Houston TX 77014- , (800) 256-0651

Allied Interstate, Inc. , 3200 Northline Ave., Suite 160 Greensboro NC 27408- , (800) 447-2934

Allied Interstate, Inc. , 55 North Arizona Place, Ste. 505 Chandler AZ 85225- , (480) 722-7810

Allied Interstate, Inc. , 15 Hazelwood Drive, #102 Amherst NY 14228- , (716) 691-1320

Allied Interstate, Inc. , 3111 South Dixie Highway, Suite #101B West Palm Beach FL 33405- , (561) 671-2121

To Whom It May Concern (or specific name of Rep. handling your account at bottom of the letter):

This letter is being sent to you in response to repeat autodial notifications to my home phone number, which is registered with the Federal and State DO NOT CALL Registry.

Be advised that I have filed a legal complaint with the FCC:

Copy:

FCC Submission Confirmation: 1088C Acknowledgement of Submission from XXXXX XXXXX on 01/07/2012, reference number 12-TXXXXXXXXX. Thank you for your information. The FCC will contact you if additional information is required. Please keep this information for future reference.

In addition: as of this date, your representative at (877) 350-9743 refused to provide a mailing address for your company in compliance with USC 1692g Sec. 809(b). I was informed that my telephone contact was being recorded. I will subpoena this recording if necessary.

Be advised that this is not a refusal to pay, but a notice sent pursuant to the Fair Debt Collection Practices Act, 15 USC 1692g Sec. 809 (b) that your claim is disputed and validation is requested.

This is NOT a request for "˜verification' or proof of my mailing address, but a request for VALIDATION made pursuant to the above named Title and Section.

I respectfully request that all of your offices, as listed above and any others, provide me with competent evidence that I have any legal obligation to pay you:

What you need to provide for the debt validation:

1 What specific and documented debt you claim I owe.
2 The source of that claim and copies of all documentation from that source.
3 Explain and show how your company, or the claimant calculated that debt.
4 Copies of all papers that show I agreed to pay what you say I owe.
5 Verification or copy of any judgment if applicable.
6 Identify the original creditor.
7 Proof that the Statute of Limitations has not expired on this account.
8 Proof that Allied Interstate, Inc. is licensed to collect consumer debt in California.
9 Your license numbers, EIN, and contact information for your Registered Agent.
10 Proof that your collection company OWNS the debt/or has been ASSIGNED the debt.
11 Complete payment history, starting with the original creditor. This requirement was established by the case Fields v. Wilber Law Firm, Donald L. Wilber and Kenneth Wilber, USCA-02-C-0072, 7th Circuit Court, Sept 2004..
12 Copy of the original signed loan agreement or credit card application.
13. Written signed, dated agreement or contract between the debtor and Allied Interstate, Inc. giving Allied Interstate, Inc. authorization to collect on the debt.    

I am informing you that if your offices have reported invalidated information to any Credit Bureau (Equifax, Experian or TransUnion) this action will constitute fraud under both Federal and State Laws.

If a negative report is found on any of my credit reports from your company or the company that you represent I will bring legal action against you for the following:

1 Violation of the Fair Credit Reporting Act
2 Violation of the Fair Debt Collection Practices Act
3 Defamation of Character

If your offices are able to provide the proper documentation as demanded, I will require at least 30 days to investigate this information. During such time all collection activity must cease and desist.

During this validation period, if any action is taken which could be considered detrimental to any of my credit reports, I will file action. This includes any listing of information to a credit reporting repository that is inaccurate, or invalidated, or verifying an account as accurate when in fact there is no provided proof that it is.

If your office(s) fail to respond to this validation request within 30 days from the date of your receipt sent by certified mail, all references to this account must be deleted and completely removed from my credit file. I demand a copy of such deletion request sent to me within 7 business days.

I also demand, in writing, that no telephone contact be made by your offices to my home or to my place of employment. This is in compliance with the Federal and State DO NOT CALL listings. If your offices attempt telephone communication with me, including but not limited to computer generated calls and calls or correspondence sent to or with any third parties, it will be considered harassment and I will have no choice but to file additional complaints with the FCC. All future communications with me MUST be done in writing and sent to the address noted in this letter by the USPS.

This is an attempt to correct your records; any information obtained shall be used for that purpose.

RS, MD

Posting date/time:  Friday, 25 April, 2014  @3:30 am

I recognize most of this letter template, and it's precisely the wayward all-but-the-sink letter to a debt collector I strongly discourage people from using. Whoever first stitched this together had a fundamentally flawed idea of how to dispute collectors and defend consumer rights.

} my home phone number, which is registered with the Federal and State DO NOT CALL Registry ... I also demand, in writing, that no telephone contact be made by your offices to my home or to my place of employment. This is in compliance with the Federal and State DO NOT CALL listings.

No, it's not. Debt collectors do not place sales calls, and therefore need not comply with any such no-call list. DNCR exemptions are discussed in a FAQ you're meant to study at registration time.

National Do Not Call Registry Q&A
http://www.consumer.ftc.gov/articles/0108-national-do-not-call-registry

When you take away permission to call, that invokes one of the FDCPA provisions. That's the law referenced in other parts of this letter. It's advisable to actually *read and understand* a law you cite. By the way, you really want to stress a "demand, in writing"? It's already in writing, and clearly a demand. There is no need for linguistic window dressing.

} Be advised that I have filed a legal complaint with the FCC ... I will have no choice but to file additional complaints with the FCC.

I'm sure the collection agency would love that. All you're doing is clogging the FCC mailbag with yet another misdirected complaint. Contrary to strange popular belief, there are other agencies in DC besides the FCC, which *does not concern itself* with the conduct of debt collectors! This is a matter of consumer credit. That's in the wheelhouse of the CFPB and FTC.

Having misapplied both the law and a federal agency, this letter already paints you as a rube who has no idea what he's doing or what his own letter says. Besides which, agencies see some version of this nonsense all the time. The laundry list of warnings and advisories doesn't scare them. If you cannot and do not mean what you are writing here early on, you will be no threat in any escalated dispute.

} ... able to provide the proper documentation as demanded, I will require at least 30 days to investigate this information. During such time all collection activity must cease and desist.

An absurd request, since you've already placed a ban on phone calls to the workplace and home. What do you care if the agency sends another letter meantime?

} If your office(s) fail to respond to this validation request within 30 days from the date of your receipt sent by certified mail, all references to this account must be deleted ... copy of such deletion request sent to me

You're not getting any of that. Nothing compels deletion of a tradeline. If you sue a credit bureau or a creditor, *maybe* that can be part of a quiet settlement package. A straight hired collector won't have that sort of power anyway. Your concern with credit reporting should be accuracy. Lack of that leads to FCRA violations.

} What you need to provide for the debt validation:  [shopping list follows]

Much of that will never be available unless you're in litigation, nor is it required to satisfy the low standard of debt validation. There's another way to see this. If you get sued for this debt, why supply a shopping list of everything the plaintiff needs to beat you, matching what you have exhaustively set as adequate?

The principle I promote is a form of "less is more". Crabby threats and rule citations are puffery you don't need. Being calm, businesslike, and curt puts the recipient agencies at a curious disadvantage: They may not draw a bead on how you're likely to operate, and there won't be a clue as to which emotional cords to tug. If you can't fit your validation demand into a half page, you might be saying too much.

The core message is: "I dispute. Please validate. Phone calls are inconvenient." This can be expanded and seasoned to taste, particularly what you're calling "convenient". I like to restrict mail to a certain place, provide given hours or days as "open phone" time, or whatever is appropriate for what's happening in life. Some companies hand out easy violations by not adjusting to one's orders.

But those three simple sentences invoke every FDCPA protection you could want as an alleged debtor prior to litigation. (... apart from electing private arbitration, which is a longer topic) Disputing claim enacts a temporary gag order of sorts until validation is satisfied. The contact restrictions kick in if validation is provided. If the agency is smart, your phones stay quiet when you want them quiet. Its primary weapon is disabled, and you can have a fair fight.

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

I got a letter from P.O. BOX 1954  Southgate, MI 48195-0954 . So I called the BBB Better Business Bureaus , they told no to open up the letter , because that address or CO. is not a BBB Accredited  . I was told that it was a SCAM , and to turn the letter over to the Sheriff office . This is a Federal crime , by mail .

"So I called the BBB Better Business Bureaus , they told no to open up the letter"  Bad advice.  If that letter contains what I think it contains, there is a date at the top of the letter and you have 30 days from that date to dispute the debt.  Failure to do that gives away one of your rights as laid out by the FDCPA.  This could have unwanted repercussions on you such as repeated phone calls, reporting of the debt as undisputed.  Especially if the debt isn't yours to begin with.  "because that address or CO. is not a BBB Accredited "  What does that have to do with anything, their are many, many businesses that are not BBB accredited but that doesn't mean that the business they conduct is invalid.  Accreditation with the BBB means that the business paid them money. "I was told that it was a SCAM , and to turn the letter over to the Sheriff office . "  How would they know if the letter was never opened? "This is a Federal crime , by mail ."  If that is truly the case, then the letter should be given to the Postal Inspectors, not the Sheriff since he would not have jurisdiction on a Federal level

Go here and read your rights:  http://www.consumerfinance.gov/.

} date at the top of the letter ... 30 days from that date to dispute

See 15 USC 1692g(a)(3). The 30 day window opens "after receipt of the notice". This is similar to court rules on service of a party and time computation. Otherwise, a sneaky agency could misdate the letter -- oh, let's say to 29 days prior to mailing -- and defeat the whole point of offering validation.

Since agencies use dumb non-tracked First Class for dunning letters, you're probably wondering when *they* start the clock. The industry relies on a "mailbox rule", I believe assuming three days of transit from their sending. This again is like court rules which pad a few days for process service by mail. What's not well publicized I got from some FTC conference remarks indicating that *some* collection agencies will treat slightly late validation request letters with benefit of the doubt and as if they are timely, just to avoid a legal headache later.

§ 1692g. Validation of debts
http://www.law.cornell.edu/uscode/text/15/1692g