877-465-7441

These people  keep calling and saying they want to summons me to court with the case number. from the research that I've done most people say this is a scam. they have called multiple family members and from what I found out its a collection agency. Jordan Akins with International Capital Solutions but also go by United Management Associates.  

They called me today too making threats how if we do not pay they will take us to court that we had 24 hours to give a response or we would have to appear in court , that they will garnish our wages go into our bank accounts . the guy was so rude just wanted me to pay him right now then when I said well let me see what this is all about & if true figure out a way to get the money he then started to get agitated rude telling me I was a liar that I new my husband had a credit card & that i new we owed the money .. I told him send me any papers with my signature on it & proof that this card was in my name then we would talk .. they R A holes i hate these people..

The FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf treats the INITIAL CONTACT between collector and debtor (first call, first letter, first whatever) as a special event. Legit collectors per section 809 of the FDCPA *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Note that 3,4,5 must be done *IN WRITING* so you will need to ask an address from your collector. If s/he refuses to give you one for any reason, treat the collector like a SCAMMER.
The collector can threaten court action at initial contact but the FDCPA requires that the collector actually take you to court if the collector threatens it. Threatening court and not going through with it (coercion) is illegal.
If they say the FDCPA does not apply to them because they own your debt, the debt-owner exemption only applies to the original owner. Any 3rd party who buys the debt for the purpose of collecting debt is treated as a debt collector, i.e., ownership is irrelevant and debt buyers must obey the FDCPA as explained in this FTC Staff Opinion letter here http://www.ftc.gov/os/statutes/fdcpa/letters/arbuckle.htm 
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint with your state AG.
Read useful debt-collection FAQs from the FTC here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm 
The debt collection process explained in plain English http://www.consumeraffairs.com/debt/fdcpa.html 
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710 
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.

This is a debt collection scam.  here is all the contact info.
They also go by United Management Associates
625 S Anna, Wichita KS 67209
Phone: (316) 854-8584

Jordan Akins,
International Capital Solutions, LLC
520 S Holland Ave Ste 410
Wichita, Kansas 67209-2536
Telephone: (877) 465-7441
Fax: (316) 653-6596
E-Mail: jordan@internationalcapitalonline.com

For your information, United Management Associates closed prior to September 2013. Any telephone calls you report after the fact are illegitimate.