877-495-3750

got threatening call on cell. stating taking me to court. bogus.

I got a call at home for someone who I don't know. I just got my new number last summer and the message I was left was for some stupid Mexican who I get constant phone calls for from collection agencies and state law enforcement. I called them back, they agreed to remove my phone number and if it happens again, since I recorded the conversation, I will sue this company who is calling my home number when that person is no one I know or want to know because it is harassment.

Johnson and Friedman

Kelly Niles

also if you pay then the firm taking the payment is

United Payment Systems Address: 3840 East Robinson Rd
Suite 125
Amherst, NY 14228
Phone: 716-650-5629
Email: info@jf-llc.com

Think they are part of VCS Amherst NY.  Anyway got call in regards to outstanding payday loan?  Message left told me a summons had been issued and gave me a 'docket' number.  Called back, spoke to Kelly Niles supposedly with Johnson Freedman in Amherst NY.  She told me I owed 1600.00 but they would take 610.00 today!  What a deal!  Anyway, with about a minute of research (with the small amount of info about her company she would provide) I found out about a Megan Lundy and Johnson Freedman law firm in Amherst that doesn't exist.  There is a real Johnson Freedman in Georgia who has never heard of these people.  Don't give these clowns any info and NEVER any money.  I insisted on them emailing me their 'offer' any received a hilarious email supposedly from a law firm and from who else? Megan Lundy!  I emailed back that their scam sucked and that they should at least change names more often. Haven't heard from them since.  Now the really funny part about this was about 30 min later I get a phone call from 813-261-1150 who claimed to be calling from a L Ryan and [***].  This time a Mr. Rodriguez called saying I owed money, get this, to a company called payday.  Not Payday llc or paydayoans or you know a real business name but just payday.  I asked Mr. Rodriguez for a first name three times before I heard him partially cover the phone and say he needed help.  Two more times he did this.  They must have a horrible training program for these new scammers.  After I received Carlos' name I was switched over to someone else, much better at this game.  He told me that they were from where else but Amherst NY.  Amazing!! I talked to this guy for a few minutes just to see what his play was going to be.  It was comical.  I told hime that I knew he was full of **it and hung up.  Ten seconds later I get a call back from him, before he says anything I tell him I'm recording the call.  Suddenly he doesn't want to talk.  No more from tehm either.  If  you need info just search vcs amherst NY.

I got a call from these people too and I agreed to settle with them I also requested a letter and they sent me a letter with all there info and there letter head I hung up with them and called my attorney and sent him a copy of there letter to just make sure they were legit and that if I paid them this settlement it would close my account my attorney verified that they are a pre legal office and they have purchased my debt and they absolutely can sue me for this unpaid debt!!!!!! I too googled there name and called the  law  office  in GA assuming because they have  same name  that  they were the  same  office  , stupid me for  assuming they were the same. I also asked my attorney if 2 offices can  have  the same name  and to  my surprise they can  if they are in a different  state there letter gives there NY address not GA. I also received  a paid in full letter which has my account  number and all the info to  prove I paid this debt through them so I don't understand why all you people keep saying they are a scam when I know for  a fact  that  they are a legitimate company. My attorney obviously would know  I'm just glad I was able to get this resolved with a settlement.

Bethany - do you work for them (them meaning "Johnson Friedman Law Firm")?  Because I tried to get a debt validation letter from them (by law should have gotten a debt validation letter WITHIN 5 DAYS of the threatening phone calls), and I NEVER received anything....still haven't (and it's been almost a month).  All this supposed law firm would tell me is it will all be in the summons I would receive any day now.  (Which just an FYI I haven't received anything...again going on a month).  I HOPE this debt will come off of your credit report, or you don't receive a phone call in a few days/weeks/months from someone else trying to collect on this debt.  They WILL take your money BUT WILL NOT RELEASE THE DEBT BECAUSE IT'S NOT THEIRS TO RELEASE.  Your attorney should have done more research.  Mainly because, when I asked "Melissa" to send the debt validation to my attorney, she refused.  They refused to give my attorney or me anything.  I really hate that you threw your money away.

Replies to gag

My attorney told me that all I need to  release me from this debt is a paid  letter which I am glad to  say I have  received. and I guess sence they own the  debt  they do  have the  right  to tell the  credit reports it's been  paid and  they  told  me  i can  send  my paid  letter and  have this  removed  myself  with  that  letter. I just  don't  understand  why  people are saying they  are a scam  because  when  I  had  my attorney research them  and  get there  info  they  are a valid company on the  ny state  limited and  liabilities  site  or  llc. it seems  to  me  people  come  on  here to  [***]  and  complain and read  nonsence  other  right  and  are  looking for  an  out . I don't  know  I  could  be  wrong......and  NO i don't  work  for  them  that's a silly question!!!!

same as anonymous...they are a scam. i have 5 different companies calling my work and my parents home.  i checked with my STATES ATTORNEY GENERAL OFFICE - its a scam people. always check the number on sites like these.  i have been constantly reporting these worthless "companies" to my attny gen office...i tell them that and they leave me alone. hmmmm

Listen - it seems obvious to the rest of us that you work for this scum-bag organization! Why else would you be on here if you had already settled your debt. What a joke you are. Just as bad as the phonies at this phony law firm.

These clowns are fake folks! keep chatting about your experiences and remember if you can prove that a collection agency violated the fair debt collections practices act, its $1,000 to you for EVERY instance! record your calls! let them go off on you and curse and accuse you and call you names! Let them call your boss and your siblings and friends! $1,000 every time people! Make these F-ers pay!

Use your cells video camera to record your home phone that is on speaker whenever you talk to them. Ask them if they record calls. if they say YES then they are ok with recording so say "Good! I do too." or dont say anything - these are scum bags and the Attorney General only needs your proof to pursue - call recording on your own line when you were called IS legal. Call these people back and ask questions, HELL provoke the F-ers while youre at it but use care not to violate the law. Argue the debt is even valid so they say something very very stupid that you can bank with later. these people deserve to be fined and in jail.
SO go ahead you phony law office - come serve me! I dare you to show your faces!

Trust me! Bethany does work for these scammers!

the blocked number calls and say call 18772752270 to clelar it up and they say they have papers and they are going to serve unless i pay 500.

I cant believe you are so full of crap. Megan Lundy is just a fake name , she is the lover of the guy holding the reins of that hole of scumbags called VCS . There is no such thing of as Morgan Freedman in Armherst Ny , Morgan Freedman is just a mortgage company with a first party collection, they are not in the business of buying old debts neither collecting for payroll loans which usually can not be collected on, last but not least Morgan Freedman does not exist in NY if you are in doubt look it up yourself on the web , called them up asked for an employee called Megan Lundy . Simply do not exist !!!!!! Scumbags like these shoulb prosecuted instantly ,sometimes I think authorities allowing these kind of worms to flourish are more interested in put money in circulation than upholding the law . Megan Lundy , you and the rest of the leeches of VCS can place your lips in my hairy backside !!!!!

You google that it's a UPS store . For the last time there is no Morgan Freedman in NY, lot of states but not in NY. other aliases Megan Lundy who is actually J . C or J. D some new blood running VCS is just her squeeze , other aliases are Melissa, Mrs Baker , Loretta, Mrs Walker..... as a cop in Buffalo for some time I saw those yahoos from VCS going to lunch every now and then in their mist I recognize some old customers of mine so you get the idea of what I am trying to say , they deserve to be close

I paid this company at Johnson Freedman address -East Robinson Rd Suit 125, Amherst, NY I gave them a settlement payment of 500.00. Two days ago, I got another call from The Gold company demanding money or they will serve me papers regarding this same payment that I paid off.  Number 855-731-5141.  Are they are scam too.  This is all regarding WebPay.

I also got a call from the Gold Company.  He gave me a web address of goldgroup.org which is just a blue screen.  They're saying I'll be served papers today.  I called the Federal Trade Commission and she told me DO NOT give them any money!  Don't even answer their calls.  They claim I have an unpaid payday loan from 2008 to EAGLE payday loans.  I have paperwork that shows that I paid ANOTHER scam artist $300 to clear this back in 2011!!  They showed it paid in full and this [***] is trying to collect on it again!  DO NOT PAY THEM!  I'll let you know if I get papers today.  Lol.  I'm doubting it.

Message left on my answering service.

Urgent message Pauline intended for Roberta Graves.
Pauline is my wife same last name as mine. We are both in our 70's and we do not have anyone else living in our household.

Caller said: "My name is Monica Williams calling from the finalization department of the Gold company.  I am calling about case number 240113-US which has been referred to my office for review. Goes on about giving her a chance to discuss the case and reach a resolution. If she doesn't call back she is assumed to have waived her right to resolution. blah, blah, blah.

I've got the whole thing recorded word for word and it's an apparent attempt to coerce the intended recipient into paying some kind of settlement for an alleged past debt.

It's pure harassment to call about someone else and they are apparently "fishing" to come up with whoever they are looking for.

I posted here on August 28th.  No.  I didn't receive papers.  The Federal Trade Commission told me to ignore them.  They called again this morning.  This time it wasn't a woman.  A man said he was calling from 'Gold Group' and asked me to call back with a prepaid debit card.  Yeah.  Like THAT'S gonna happen!  They aren't threatening papers anymore but he IS saying that he's going to proceed.  Bring it on!  Please ignore these idiots.  Funny how the numbers don't change but the company name does, huh?

All you people who believe that some collection agency is going to serve you paare really Daft.
They use your lack of command of the English language in order to dupe you poor saps

ENHANCED ACQUISITIONS COMPANY AKA NCW Billing, Inc.
Posted in:  https://800notes.com/Phone.aspx/1-916-365-9688
https://800notes.com/Phone.aspx/1-866-304-7249/12
https://800notes.com/Phone.aspx/1-877-495-3750
https://800notes.com/Phone.aspx/1-844-592-4855
https://800notes.com/Phone.aspx/1-844-592-4855
No web page found for enhanced, and the NCW page comes up blank in Firefox for me.
BBB page for Enhanced gives them an F rating with 285 complaints and 2 negative reviews:  http://www.bbb.org/upstate-new-york/business- ... st-ny-235974313
BBB page for NCW gives them and F rating with 55 complaints and a report that they failed to respond to inquiries:  http://www.bbb.org/upstate-new-york/business- ... st-ny-235973679
Now note that both addresses are the same and that it is of course a UPS store.
I also found a listing for an NCW in buffalo:  http://buffalo.enquira.com/yellowpages/financ ... /ncw-l1224.html
New York Dept. of State info:
Selected Entity Name: NCW BILLING INC.
Selected Entity Status Information
Current Entity Name:    NCW BILLING INC.
DOS ID #:    4186382
Initial DOS Filing Date:    JANUARY 10, 2012
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC BUSINESS CORPORATION
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
NCW BILLING INC.
1098 BOWEN DRIVE EAST
NORTH TONAWANDA, NEW YORK, 14120
Registered Agent
NONE

Selected Entity Name: ENHANCED ACQUISITION SERVICES LLC
Selected Entity Status Information
Current Entity Name:    ENHANCED ACQUISITION SERVICES LLC
DOS ID #:    4438338
Initial DOS Filing Date:    JULY 30, 2013
County:    ERIE
Jurisdiction:    NEW YORK
Entity Type:    DOMESTIC LIMITED LIABILITY COMPANY
Current Entity Status:    ACTIVE

Selected Entity Address Information
DOS Process (Address to which DOS will mail process if accepted on behalf of the entity)
SPIEGEL & UTRERA, P.A., P.C.
1 MAIDEN LANE
5TH FLOOR
NEW YORK, NEW YORK, 10038
Registered Agent
SPIEGEL & UTRERA, P.A., P.C.
1 MAIDEN LANE
5TH FLOOR
NEW YORK, NEW YORK, 10038

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

File a complaint at the NY State AG's Office here:  http://www.ag.ny.gov/