877-567-6297

Received a call/message from 877-567-6297, stating her name was Chanel Moore with the Department of Legal Services. She stated that a case was being filed under my name and social, gave the last 4 of my social, and stated that papers would be served to my home or work address. She said that I needed to call to stop papers from being sent, and that I had been officially served notice. Sounds like a load of "you know what"!!

Wrong.  Per the FDCPA, you should not pay any caller who refuses to MAIL - do not accept email/fax/phone - proof of your debt/proof your caller has the legal right to collect said debt.  Refusal to mail this documentation within five days is a violation of federal law.  You see, it's the debt collector who has to prove that you owe them - not the other way around.  I'd say you've been scammed or you work for these losers.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

What's crazy is that you would pay an unconfirmed debt. What's even more crazy is your belief that someone here would fall for your BS!
You can confirm your story quite easily though. Simply post this outfits legal name & physical address. You say you got a letter from them, post the their information. We'll be waiting!
If anyone gets a call from this number, REMEMBER that a notice of validation is required to be mailed (NOT e-mail or fax.) to you within five business days following a debt collectors initial contact with you. This outfit isn't going to do so.
Research & know your rights under the FDCPA. Info. can be found at the FTC website. Know the statutes of limitations, regarding debt, in your state. They vary. Look them up.
Sleazy outfits buy invalid debt all the time. Collecting invalid debt is a huge business. It's legal to try to collect invalid debt. People can't be sued to collect it. Bogus debt outfits don't want people to know that. To be honest, debt collectors don't want their targets to know much of anything. That's why they all hate this site!
Be Safe. Be Aware.
Gunnar

just got a call from this number 877-567-5297 saying i was going to get legal papers at work or at home because of an investiagation about some loan with my last 4digts from my social attached to it. I know this is BS . Its a scam dont pay up
he said his name was Marcus Brown

I just received a call from this number stating also that I was going to be served on Monday between certain times.  I asked her her name and who she was calling for and she said that she wasn't allowed to see any of my information because it was a closed file case.  She said her name was Investigator Smith from Legal Services.  She gave me a number to call and when I called it said it was National Recovery Services.  I went to that website and the disclaimer on the bottom of the page says this.... the call and this website is a scam and they have this disclaimer to avoid legal problems I am sure.


DISCLAIMER
National Recovery Service, Inc. is a Commercial Collection Agency.  We do not handle claims against individual consumers (debtors).  If you are an individual and have been contacted by a collection agency concerning a debt you or a member of you family owes personally, you were not contacted by this company.  It is our understanding that there may be other collection agencies located throughout the United States that have a name similar to our corporate name, but we are in no way affiliated with those companies.
CLICK HERE TO CONTACT US - WE WILL RESPOND WITHIN 48 HOURS

I received a call on Friday the 19th from the same Investigator Smith. However, I did not answer the phone because it was from a private number. Odd, that we both received a call on the same day from the same person, no?

I got the same call and message left on my phone yesterday... sounds like a scam to me!

Thanks for your info...now I know!!!!

I received a call on yesterday from a Chanel Moore and because I do not answer blocked calls, she left me a message informing me that my social came across her desk and that I needed to contact her for a debt so that they would have accurate info where to "serve" me either at my job...WHICH WON'T HAPPEN...or at my residence! I believe it's an after Xmas scam and I will not bow to the game!
I was wondering if anybody else felt the same way! Dept

Would anybody know where to track these people to report them because it is obvious that it is a scam!

I received a call/message from 877-567-6297, stating her name was Chanel Moore with the Department of Legal Services. She stated that a case was being filed under my name and social, gave the last 4 of my social, and stated that papers would be served to my home or work address. She said that I needed to call to stop papers from being sent, and that I had been officially served notice. Is this legit?

Nope...not legit.
Go to ftc.gov and read the FDCPA and learn your rights.

"You have been officially served"?

Rubbish.

Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.
The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.
The debt collector refuses to give you a mailing address or phone number.
The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.

If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.
Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name
Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.
Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.
Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/askcfpb/1699/h ... legitimate.html

I have gotten messages from them for over a year. They constantly change their numbers, it's easy to do. Still haven't been served. Still haven't found out how to to get these idiots to stop calling. I've reported several numbers. I don't see how people with a Conscience can work for them.

On 01/13/15, I was contacted by The National Recovery Service regarding a payday loan obtained with Advanced America in 2004.  The caller stated that I would be served with a court summons within 24 hours for 2 counts, NSF fees and Fraud.  They offered to settle the account for $475.00 over the phone.  Only problem is that the loan was paid in full, more than 10 years ago and since it was paid in CASH, I no longer have records.  National Recovery Services' phone number is 877-567-6297, fax 716-566-6568.  They asked that I fax proof, to avoid going to court or pay over the phone.  I think that this is BOGUS, however, the name & social were correct.   Other information that they had on me was more than 3 years old.  What is the legal statute of limitations on collecting this type of debt in the State of California?

>> The caller stated that I would be served with a court summons within 24 hours for 2 counts, NSF fees and Fraud.    <<

The caller is a scammer.

Payday loans are illegal in some states:
http://www.paydayloaninfo.org/state-information

Read more about the dangers of payday loans, here:
http://en.wikipedia.org/wiki/Payday_loan
http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

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Some Payday Loan lenders will attempt to convince the borrower that the check they left is fraudulent, and the lender will file a fraud case.  Borrowers should read this:

"It is illegal in most states to write a check knowing that you do not have sufficient funds, with fraudulent intent."
...
"But a Payday loan is different. You know there is no money there. They know there is no money there. If everyone knows there is no money, there can be no fraudulent intent."

http://www.krumbeinlaw.com/non-payment-of-a-payday-loan/

Yes, borrowers should pay their debts, but lenders must (by law) follow the correct procedures to collect those debts.  A summary of the Fair Debt Collection Practices Act (FDCPA) is here:
http://en.wikipedia.org/wiki/Fair_Debt_Collection_Practices_Act

More information,from the FCC, on loans and how to report debt collector violations:
http://www.consumer.ftc.gov/articles/0149-debt-collection

Recent news, stating the FTC DOES shut down these scammers!
https://800notes.com/forum/ta-a42dc4be97913e8 ... ection-scammers
and
http://www.consumerfinance.gov/newsroom/cfpb- ... -cycle-of-debt/

You are not warned if a summons is to be served on you.  This is a SCAM to extort money from you.

Report this company to http://www.ftc.gov with all the information you were able to collect on them.

I got the same message as everyone has stated here. Said to call 877-567-6297 and that I have been notified. Same calls I got last year. Can't collect on debt that was in a 2012 BK. They just want you to reply so that in CA it reactivates their collection efforts for another 4 yrs if you call them back and ask about it or try to resolve it. Typically it is a pay day loan company that sold the debt to someone who was not advised it was in a BK so they try to collect. Sneaky! The "original" debt is discharged no matter who they sell your information to latter to try to collect.