877-571-5190

YEA I GOT A PHONE CALL FROM THIS NUMBER SAYING ITS FROM A SHERIFFS OFFICE??? THATS STRANGE I DONT THINK COPS HAVE 877 NUMBERS DO THEY? SUPPOSEDLY THE PERSONS NAME WAS ADAM KUSH BE CAREFUL

ITS ILLEGAL SCARE TACTICS used by debt collectors when THEY CANNOT PROVE the debt they are attempting to collect is VALID and OWED.

they cannot threaten a lawsuit they have no intention of filing - they cannot claim a lawsuit has been filed when it has not.

NO ONE IS GOING TO CALL AND WARN YOU about being served a summons.  They do not want to EXPECT it otherwise you can avoid them.    



THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

You are right, they dont have 877 numbers. They will not state they are coming to your house. I was a process server and I never call. This is a crime if they state they are a governmental agency ie sheriff police etc. this is a crime "inpersonating a public servant" I would talk to them so nice and attempt to get any info and then report that to your local police or sheriff agency.

Recived phonecall stating it was from Sherifs Department and a court case in a unspecified state would take place tomorrow if I did not pay them $9,000.00.They have no knowlege of SC law. They derived at that figure by the exceeding the credit limit on my credit card plus their penalty. This is the second collection agency. I paid $125 ($90actual debt $30penalty) Collection agency's sell these to each other

I GOT A PHONE CALL FROM A BLOCK NUMBER GAVE ,SAYING ITS FROM A SHERIFFS OFFICE??? HE GAVE  ME THIS NUMBER TO CALL WENT I CALLED THE LADY SAID THAT IS CITICORP AND THEY LET ME WAIT MORE THAN 15 MINUTES IN THE PHONE . I DON'T OWN ANY MONEY TO CITICORP  THE  PERSONS NAME WAS ADAM KUSH BE CAREFUL

it's just a scared tactic tht they are trying to get money from you... even you may not even owe.

Well I got a call from this number and they said the same thing, it just sounded like some scam.  My only issue is that this morning I was served a court summons by the Harris Co. Sheriff's Dept. I am being sued for a credit card that I opened back in 03', and when losing my job I couldn't afford to keep paying for it.  So just because some idiot post something on the internet doesn't make it true. I told those A$$ holes to PI$$ off, now I have a court date. THANKS!

check TEXAS LAW  any claim over 4 years old for credit card debt. in TX is invalid.  They are scaming you.  They will use any scam they can.  Check with
an attorney....they will advise you for free...good luck.

Received a call from these people this morning, ask for a party that I know,
stating that they were a process server and had this address.  I told they they
had the wrong address and that there information is incorrect.  They stated
that they were going to give it to the sherriff to serve on this party.  I told them
leave a number, as this person is a friend from past years.  Contacted the
friend,  then I found out a name James Romo and an extension  240,  Then checked and found out they answer as citi investment service.

 

Process servers do not call you first.  That is why they are called process servers, not callers.  Most law abiding citizens do not realize this, and that is why they use this scam.

I GOT A CALL ABOUT TWO WEEKS AGO AT WORK TO CALL THIS NUMBER BUT I DISREGARDED IT AND THEY CALLED ONE MORE TIME THEN WHEN I GOT TO WORK THIS MORNING THE CONSTABLE   WAS WAITING FOR ME IN THE LOBBY OF WHERE I WORK.I OPENED UP THE DOCUMENTS AND IM BEING SUED FOR 6000 DOLLARS....OVER A CREDIT CARD I HAD THAT WAS A 700 DOLLAR LIMIT.SO I CALLED THEM AND THEY ANSWERED MY QUESTIONS AND WERE UNABLE TO SETTLE OUT OF COURT WITH ME.I GUESS I HAVE TO SEE THE JUDGE IN A WEEK AND A HALF.......WISH ME LUCK

These people had the nerve to call my work today and speak with my Supervisor. Not only is this embaressing, but it's totally ridiculous.  These people tried this scam on me last year and I thought I had squashed it, but here they go again. The guy on the phone who's name is Gavin, has my SS#, and told my supervisor they were going to serve me with a supeona at my job. I didn't give him my address and I am calling the county sheriff's office when I leave work today. I got ugly w/the guy and when I wouldn't verify my SS# he acted like he was going to hang up on me and told me not to call back or they would get ME for harassment!!!!!!!!!  How can we make this stop?

[***] comment above. This is a collector who made the comment above.

These clowns are simple, bottom-feeding collectors who use illegal tactics to try to scare people into wiring them money. DO NOT FALL FOR THEIR [***]!!! Tell them that you are contacting the Attorney general about them.

For all you need to deal with creditors and collectors: http://anthonylemons.blogspot.com/

These @ssholes are collectors who use a UPS Store as their address.

Cindy or Ryan (Citi-Services)
1191 Magnolia Avenue
Suite D 396
Corona, California
877-571-5190

World Recovery Services LLC a debt collector. I have asked they mail information to my home to validate the debt, they have not. I have asked the discontinue calling me at work, they have not. This is scammy behavior and they will not be addressed by me as otherwise until they can actually prove to me I owe them.