877-791-4448

WHO hung up when you answered...?
Did the caller hang up, or DID YOU hang up when you answered?
Need clarification on this...

They will not give a business name or what it is regarding. i let them know we would not be returning the phone call unless they gave me more information. he stated it is in regards to a "business matter".

call me say about callection agen try to collect debt give me case # and this phone number but they spell my name wrong.

It is a collection agency call First Source Advantage.

it's simple, debt collector.  if you have nothing to hide or do not owe any back debt, then all you need to do is answer the phone, they will ask for a person that likely isn't you (unless you're ducking the bill collectors) and you simply notify them if they do not have the correct individual and they will stop calling.  Difficult, I know.

retirementsEric. I want you to think about something. Not all of us avoid answering the telephone because we are ducking bill collectors out of shirking responsibility. We are ducking bottom feeders with tiny companies that buy old, written off, debts. Some of these companies are legitimate businesses, though use less than ethical standards, and methods in their attempts to collect these debts that have passed through many hands after being written off, and the money, if collected goes straight into their coffers, none goes to the original debt holder. Ask them for something with your signature, and they won't tell you this, but they haven't anything with your signature. Many of these companies aren't legitimate, but are criminal organizations. They grab your identity, and your money, and are gone as quickly as they appeared. All of these outfits have a trick where they get you to positively identify yourself, and, apparently, by doing so you are legally agreeing that you owe the debt that they're calling you about. You'll soon get a court summons. I know this because it happened to me, twice! I NO longer answer unknown, toll free, private, or not known to me phone calls. Ever. The two debts I got sued into pop paying went to the, several times down the line, collector. Both being law firms that specialize in buying up old, written off debts. No way I can afford an attorney, it's cheaper just to work out a deal, and make payments. What got me in this financial mess was a spinal cord tumor, at age 49, that ended a 30 year career that was near it's peak. I went from a busy professional, that was well respected, and highly qualified & knowledgeable in his field, to physically disabled, unable to even do a desk job (my profession required me to be on my feet pretty much constantly) because of agonizing pain in any position, and requiring a cane permanently to be able to walk. I can't even drive now at 56. This also ended my wife's career of 20+ years shortly afterwards due to having to care for me. We went from great jobs, great pay & benefits, job security, and a nice tidy six figure income. We had decent  
retirements coming along. We now live on one third of our working income, lower five figure with no benefits, no raises except the 1.x % that SS gives occasionally. I have Medicare because I get SSDI. She has NO healthcare coverage because premiums for crappy coverage for just her run $600+ per month! There's currently three generations living under our roof. We are swamped with debt. We struggle every month to get by. My wife tried working a minimum wage part time job one mile from home that she was so overqualified for it wasn't funny. She worked for a while, then I was suddenly hospitalized, and my Dr. told my wife that she needed to stay with me 24/7. That ended her work. She managed to make a couple thousand. When we did our taxes, my "nontaxable" SSDI suddenly became partly taxable income because she made a little extra money! This ended up negating what she had made!
So, "Judge not, so you be not judged."

well said!!!!  wish you all the luck in the world.

i also do wish you all the luck in the world...never admit you acknowledge the debt also your protected if your on a pension and ssi or ssdi they can not garnish your salary only the irs can
next time a low life sleazy debt collector calls you,,you get his info, address not po box and send him a certified letter requesting his signature to be returned to you that he received your letter
then you write you want full validation per FDCPA ACT15USC.16g2g.Sec.809(b)
1..when you opened and closed the account
2..all charges and payments made you have the right to make sure there wasnt any fraudulent charges made on the account and also that all payments made by you was credited towards the account
3..you want to know how they accrued the interest,,when these low lifes do the math they always make a mistake in there favor
4..you want to see the contract with your signature on it
if they cant validate then the debt is invalid and the law is on your side 100%
i would say 99% of these low lifes cannot validate a debt..
you have the upper hand over them USE IT

Yesterday I got a call from a [***] sounding "punjab" (I like that term). He cited the typical debt collectors biblical phrase : "This is a legal attempt to collect a debt" crap then said some website and company I couldn't understand. I'll add these a$$wipes to my block list too....ps. I don't owe them $hit

Just got a call from them. Told them I dont deal with scammers. He went on and on in broken English. Told them they were not allowed to call again. If they do I can sue under the fair credit collection law

You have given everyone valuable information and a step by step process to help them resolve these types of collections.  I hope everyone that posts here uses it!

Well this people call me for the wrong person and I don't owe them so you bill collectors need to get your smart talkin mouths strait who you are calling w

This foreign sounding man told me that he wanted to oral me to stimulate my c--- to make me come and use his tongue take me to (he said)" estacy". I hung up and he called back a few minutes later and called me a "cu--".

Who is this? Why is happening?

I got garnished by the Dept. of Education  when I couldn't pay student loan and I'm on disability!

Hi everyone.  Bottom line, if it's an 8xx prefix number I just don't answer.  The ironic thing is that, in most cases, they never call back!  Odd, as if I owed money you'd think they would be a bit more persistent with their calls, unless they use multiple numbers, and even that doesn't happen often.  I figure that if it's important, then they'll leave me a message, however, they never do.  I'd love to see their list, where they got it from, then beat the living daylight out of them!  Cheers all.

So, I just received a call from these people and for once, the call was legit. I do have some debts that I am working on paying off. About a month ago, they sent me a letter which I verified on Credit Karma. EVERYTHING was legit. So, these people are not scam artists. They were quite pleasant. Very helpful.

Mindy:::: your so called sweetness from this company is a bunch of crap. They threatened me and my family. I WORK for THE US Government and they scam artist who know how to play the game give me a break. Plus I filed BK not to long ago for serve personal reasons. So first Source Advantage is a scam company. My attorney looked them up and is filing a lawsuit against them so who got scammed out of money. Me or you.

One day may u and yours fall on hard times and see how it feels

The name on the caller ID was- free call toll. I didn't answer. I don't use credit card unless its in the form of a gift card and I don't have any debt . I get calls all the time looking for some one I never even heard of. I'm thinking who ever owes or used to owe the debt had the number years ago so now Im the one getting the calls .I have stopped answering the phone as they never remove my number like they say they are going to. My number is supposed to be private and unlisted . That's a joke.

Man with a heavy indian accent left a voicemail for the first time today and says hes leaving this message for me (uses my first and last name). Gives my voicemail a speech about "this is an attempt to collect a debt, if you are not 'my first name, last name' please hang up" but the speech sounds like nothing but a poor attempt at sounding official because all the wording sounds 'off'. Person says his name is Kevin Maclinn (yeah right), gives me a BS 6-digit reference number, refers me to website fsapay.com and says his office First source Financial LLC is open until 10 ET. The whole thing sounds like a phishing scam. I don't owe anyone anything. If you hit 'contact us' on the website it says "call the number you were given in your voicemail" so that tells you right there this is a fraudulent crock: https://www.fsapay.com/help/ContactUs.aspx. Also, the phone number that called me 877-791-4448 is listed online as a fake number: http://54.200.245.127/1-877-791-4448 and isn't even close to number he asked me to use when returning his call (888-872-1566). My advice to the next person who receives a call from them - block their number and definitely don't call them back. Scary people out there who just want to take advantage of others.