877-842-5423

10/21/09 my story is the same as Elaine. Requesting a person I know from Virginia and provided a claim number and stated she was the noted guardian and that looking at her file there were some items that weren't offered her. I coudln't understand the first word of  the company but Vision sounds about right. The person from the company said  her  name was Ms. Adams at extension 510.

Vision Asset Mgmnt. - Collection Agency

This older man with a New York accent, leaves a messege with an extention 203 didn't leave a name, called out an obvious bogus file/case number. Used the words restitution and litagation. lol.

Calling looking for someone I have never heard of stating that they have a claim number....blah blah blah.   Keep calling and calling and calling

A woman left a voicemail saying she is "Ms. Carrol" from "Vision Asset Management Group", asked me to call back with a "file number".

This is obviously some debt collecting agency who buys extremely overdue, almost non-collectable debt, for pennies on the dollar, trying her luck based on some outdated records.

Ignore her or anyone like that, they can't do jack - if they could, they'd be writing you letters and actually pursuing things properly instead of harrassing by phone.

Problem being with this company is I paid the bill and they still are calling threatening criminal charges against me......

Well not everyone can be as perfect as Miss Bella and satified debtor now can we. Everyone has issues here so stop acting like you are perfect.

This company calls me constantly. Sometimes multiple times per day. I can barely understand the messages left. They called my parent's home with some bogus line that I gave my father's name as a contact. I only list my mom and she isn't listed in the phone book on their phone line. They also called two of my siblings, one lives out of state. Since they only asked for people listed in the phone book, so assume they looked up the last name and just started calling.

Just a note to Bella, considering the wording you used, I assume you know why these people were called. Do you? The "take it out" statement says it all. Stop sending people to these boards trying to condone the illegal collection practices of this company.

BTW, everyone should ask for documentation that supports the assertion that the debt is legitimate. I was called by someone with a similar MO a year ago, told them to send me the paperwork and they refused.

This company called a friend and said she needed a statement from her due to some complaint about my husband.  She wanted to know what was going on.  I have no Clue

A Mr. Sean Stewart called a relative, disclosed that they were prosecuting him and myself for fraud.
I referred the person to my attorney.

They will not give me any information about what they are calling for.

These people just called (from what looked like a local number only it had 1 too many digits)  my home number looking for my husband stating they were the Marion County Clerks office (which we are in Marion county) regarding a bounced check or something he couldnt really tell me what it was about  he hmm and just talked in circles had no case number nothing but this phone number 877-842-5423 they are scamming they have called before and said My husband had a cash loan that he never paid which in deed he did have a cash loan and did pay it off confirmed by cash loan company they have no clue who this company is and the loan was paid. They are scamming to get your to make a payment so they can get your payment info ... Very rude that was my first clue they were not legit and have never recieved anything in the mail either.....

Received multiple calls from this number with no specifics.  Like others, they have threatened litigation and used words like "imperative". They gave no specifics except for a "case number".

I just gotva call from 877-842-5423 left a message said her name was Ashley Marshall from some vision company saying they just got a fax about me and they need my statement I always like to look up numbers like these before I call I know I do not have any debts

i just spoke to ms marshall that told me she was highly educated and she was aware of all the laws. I told her to mail me a letter re the debt in the mail and she kept trying to get my email. she wouldn't tell me where they were but that they were part of the vision asset management investment group. she wouldn't tell me the name of the parent or umbrella company either.

From:https://800notes.com/Phone.aspx/1-716-299-0130/2

Please contact the New York Attorney General Offices for assistance and referral to a local consumer law professional (The Law Offices of Kenneth Hiller I would recommend). Consumers may also contact the Ontario Ministry of the Attorney General, Brian Pitkins, Ontario Registrar for Collections, The Law Society of Upper Canada and local authorities (Niagara Regional Police).

Deborah Maloney is a junk debt collector who runs a Buffalo, New York based paper-mill, churning out junk debt claims faster than spinning off a roll of toilet paper. She makes threats anyways to give credence of validity in hopes consumers pay. She operates this "law firm" at 94 Jarvis Street in Fort Erie, Ontario CANADA L2A 2S4 (local contact 905-991-8405) accross the border from Buffalo, New York.

She claims the ability to file lawsuits (and purchases these accounts) for her bottom feeder operations such as Vision Asset Management Group, LLC an affiliate company, The Law Offices (scam operation), DMG Consulting (licensed as a collection agency in Ontario CANADA registered to Deborah Maloney), Borela Investment Corporation (disguise LLC "shell" company) and others on debts that usually have little or no valid documents to back them up. They paid pennies on the dollar for those junk debt accounts. (Like buying a used car with stick shift, AM Radio, No Air Conditioner and Crank Windows.lol...)

Several consumer attorneys state that if you contest her (bogus?) court filings (if applicable) and they do not pass legal scrutiny… bye, bye lawsuit!

When a bottom-feeder purchases an account, a consumer no longer has liability with the original creditor. The burden of proof lies solely on the purchaser of said account to establish validity in a court proceeding. Junk debt owners/collectors usually pay their own employees to falsify court papers because they lack valid documents from the original creditor. Most hope consumers either will not show up and end up taking a default judgment, or cave in by agreeing to a monthly payment schedule.

Both choices are a major mistake that will negatively impact consumers and consumers families for many years.

If you and your attorney challenge that claim, based on their inability to provide a valid chain of ownership and they lose,there is no judgment, you walk and keep your money.

If you do not, you could end up paying thousands of dollars more than that what the junk debt buyer paid to obtain that account. In addition, you must also consider the trauma, embarrassment, and stress associated with having a judgment on your credit for seven years. You also face the on-going problem of your bank account being garnished and possibly many more years of harassment with collectors working for The Law Offices.

A consumer law professional is experienced in challenging the lies and bogus filings brought into court by these junk debt litigators. Their involvement could result in a dismissal of that claim by the court. Your cost of hiring a consumer law professional is small in percentage of what the debt could ultimately cost you and your household.

There is no guarantee that this works every time, however most experiences are that these consumer attorneys do a much better job in defending than Deborah Maloney would in litigating or attempt to anyways. We all know that experience, knowledge, and professionalism trump greed every time.

Why would anyone put up with a debt collector when you have the ability to control outcome for a fraction of the cost of having to deal with the expense associated in a judgment.

Contact a well qualified consumer attorney if you are dealing with The Law Offices, DMG Consulting (Fort Erie, Ontario CANADA), Borela Investment Corporation (same entity as The Law Offices) or Vision Asset Management Group, LLC (an affiliate company).

Been getting calls from this number. the latest was a man who said he was with vision asset and that I had been named as a person of interest in an investigation.

Got another one today.

I just got a call from the same number. They left a message a Mrs Lockwood. I am reproting them to the AG's office. I am sick of calls like this. I paid my payday loans.

I found this site by accident and I really cant even believe that there are people out there that dont pay their bills.  I have read all the posts here and it seems like a lot of S*** slinging over companies that collect debts.  What I dont understand is why these people arent paying their debts.  Isnt the whole reason why someone calls you about a debt is because you havent paid YOUR debt.  Stop borrowing money you dont intend on paying back, stop spending above your means and then blaming everyone else for it.  Its a JOKE, it really is and frankly Im posting this as a person that struggles a lot to pay my bills and Im sick of everyone else not busting their a** to pay for theirs!  It hurts our economy and affects everyone else.  Stop wasting your time on these sites and waste some time going on line and paying your bills.  The world would be a better place if you would stop borrowing money and wasting time at home scanning the internet for ways out.  GET A JOB!!!!