877-894-5794

they actually left a message this time saying that i have a case against me, but that is all they are saying, and i cant even understand her, she claims she is from a law firm but when I did call the number back they ask if i am calling them back, not where they are from or anything............WTH

received call from 877-894-5794. said they were calling about someone I know who used my name as reference. they left a local number to call back as they could not send documents out without calling local number. they also asked about a relative who had also been used as a reference & I  told them I knew nothing about it & hung up. this also happens many times with other phone nos.  I guess all you can do is hang up or do what I did. buy a whistle & blow as hard as you can & they won't call back for some time.

i received a call from 877-894-5794. they said that i took out a loan for 1400 or pay day loan. the balance is 1600, but when i asked them to send me the application i filled out he got very nasty to me. i just hung the phone up.

I just got the same call saying they have a locator service they have hired to find me. The number they call from is 803-334-0549 and it's a cell phone number from Edgefield, SC.

These people are calling from a place called Universal. When you call them they ask you to enter the party's extension or press 0 for the operator.  They also have another number they are tied to 855-204-8935.

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft – charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm