888-209-5818

These people claim to be attorneys looking to collect a debt

Debt collectors claiming to be attorney's.  Spoke to Chris Miller who claimed to be an attorney with Perlmutter and associates in Arizona.   Looked up Chris Miller and Perlmutter.  No such attorney or firm in the Arizona state bar.   They sent me a letter for a debt that was settled over 7 years ago.  The letter looked like a court document with legal wording such as Plaintiff and Defendant.  This is totally ILLEGAL!!  When I spoke to Chris Miller he stated there was a judgment against me, but I was never served, never went to court, never received any documentations from the court, he could not tell me what court passed the judgment.  Filed a complaint against their illegal practices.

PERLMUTTER AND ASSOCIATES, LLC:  It seems they are not listed in the Arizona Corporation Search even though Bizapedia has them as having an active license.  Note that they have only been in business  1 year and 7 months:

http://www.bizapedia.com/az/PERLMUTTER-AND-ASSOCIATES-LLC.html
they have no BBB page as of yet, and the listed business address is an apartment complex, so I would assume that the so called "suite number" is really the apartment number and that these scumbag criminals are working from the kitchen table, if they can afford a kitchen table.

Joanne, i reciened another email court document from them today with the subject: execution of bank levy and when i look up the Federal Rule of civil procedure they reference, it does not make sense... what is you experience.

Thankyou Wolfman, It all looks fake to me and if there was a judgement against me, wouldnt i have been served??

These guys are scam artists.  They sent me a "legal document" too.  Well, what they didn't know is that I am a paralegal working for one of the top attorneys in california.  I called the guy and believe me, he is not an attorney.  He gave me a case number, which I searched for in every county of California and there has been no action filed. There is no law firm such as Perlmutter & Associates.  If there is a judgment against you it will show up in court documents and yes you have to be served.  Best way to see if there's something against you (not that there is, this guy is a phony), is to search on the court's website for your county for your name.  You won't find anything.  Don't worry.

Another thing, this is State court.  Federal court does not apply.  Relax, you will not be levied against.  DO NOT GIVE THEM ANY FURTHER INFORMATION.  DO NOT FEED THE MONKEYS

You would have been served by Certified Mail, Constable, or a Sheriff, or in some states by a Legal process Server.  You would have been given paperwork stating the day and time and location of the hearing which would have been in a court with a real judge.  You would or should have attended that hearing and would have been given an opportunity to defend against the action as well as to file a counter suit.

There are instances where a debt collector has proceeded to court with what is known as a "sewer service" in that they never really served you but swore under oath that they did.  A judgement should show up on your credit report.  You should have been sued in the county you live in.  You should be able to check the courthouse for any judgements in your name.  If you find a judgement against you and you were not served, then you should proceed immediately to a consumer lawyer and let him handle it.  If there is no judgement against you, then these people are simply criminals attempting to extort money from you, and they should be reported to the CFPB.

Hi Tahllulla,
Do not get scared.   No company can levy or put a lien on any bank account unless you get served by a process server and then go to court.   If you lose your case then the company has to file a wage garnishment with the local sheriff's department.
This company is using illegal practices to collect on old debt.   You can file a complaint with the Consumer Financial Protection Bureau.  This is what I did.

https://help.consumerfinance.gov/app/account/complaints/list.

I work for attorneys in Los Angeles, I'm a credit and collection manager an now the federal collection laws.  Believe me what Perlmutter and associates are doing is illegal.  Do not let them bully you or tell you otherwise.

Only way to stop companies like this is to have as many people report them to the CFPB.  

I received a letter from them, but I have already been garnished for this debt. I dont know why they are coming after me again. It was from a Truck Driving School loan which I have paid.  Talked to this guy and said I have to fax proof over or else they are proceeding against me in court.

How old is the debt?

I have two different numbers contacting me for the same bill888 209 5818 ...888 223 7815 they said I owe 2000 dollars but willing to settle at 1400the bill is over 10 years oldit was a trucking school I paid $5000 of the trucking school supposedly I owe 2000 dollars more

I as well got a letter from the same people listed above..From Permutter and Associates at Scottdale Professional
Park 1 ,8260 F Raintree Drive Ste 100, Scottsdale AZ 85260.. I must admit when not knowing the law this can be quite scary ! I went to far as to contact a lawyer out here in CA, when I faxed him the copy that they had sent me he said this here was the phoniest document that he ever saw.. so when I called the 888-209-5818 Chris Miller , pick up and right away told me you know who you're talking to! ( very rude )..
when I had told him I sent two certified registered letters he told me that his office doesn't  handle the paper work, so right away I had another person call me name Dan Jordan phone # 562-270-9080 claiming that he worked    for mediation department.. I let my lawyer listen to this phone call.. and that to him raised a lot of red flags that these guys here are scamming people..my lawyer suggested to ask for the actual court document that they filed.. been calling Chirs Millers office all day, haven't herd back from him since.. Thank you all for posting all your comments on these people... I know I am not alone

Most likely a group of kitchen-table debt scammers

See:  http://www.bizapedia.com/az/PERLMUTTER-AND-ASSOCIATES-LLC.html

Address:  19700 N 76th St Ste 2019
                Scottsdale, AZ 85255  (appears to be a residential complex)

Registered Agent:  
Wendy Carriere
8260 E Raintree Dr #210
Scottsdale, AZ 85260

I got to bottom of it, I faxed in proof of my garnishment and it was all cleared up as a misunderstanding. These guys are Cogent Financial Group or Medicredit and are shady/crazy on their loans that defaulted. But I can tell you from personal experience that they are legitimate as I had a truck driving school loan with them and they filled in court to garnish my wages and won. They didn't file till after a lot of bluffing and threatening to for a yr or so, kinda sounds like whats described above with perlmutter, but then after a year or so of bluffing and threatening they took me to court. stupid judge sided with them since they had all the documentation and they added on the interest and legal fees to the garnishment

I got a letter in the mail from these people.  I've been going in circles for the last 4 days trying to talk to someone who will help me out.  I've talked to 4 different people in this scam, Chris Miller the supposed attorney, Robert Stone who is supposed to be a mediator for Cogent Financial from the number 888-223-7815, another guy who's supposed to be a mediator named Steve at 480-499-4441 and a woman who's name I didn't get at 480-304-5201.

Mr. Chris Miller please read the following I know you are monitoring this page and you should know that the state of Arizona and Nevada bars are monitoring you and Perlmutter Associates.

FAKE ATTORNEY INDICTED FOR REPEATEDLY PRACTICING LAW WITHOUT A LICENSE

Manhattan District Attorney Cyrus R. Vance, Jr., today announced the indictment of TERENCE KINDLON, JR., 42, for practicing law without a license and filing false documents while unlawfully representing a criminal defendant. KINDLON was charged in New York State Supreme Court with three counts of Offering a False Instrument for Filing in the First Degree and two counts of Unauthorized Practice of Law. [1]

“Simply put, it is a crime to practice law without a license,” said District Attorney Vance. “The rules governing lawyers exist to protect those in need of competent representation before our courts. This defendant was an imposter who abused the trust of his purported clients for his own financial gain.”

According to documents filed in court and statements made on the record in court, at an arraignment in New York County Criminal Court on June 10, 2012, KINDLON, who is not a lawyer, filed a notice of appearance to represent an individual charged with Criminal Mischief in the Fourth Degree. The defendant represented that same person on two subsequent occasions in Criminal Court, most recently on November 29, 2012. On one scheduled court date, September 12, 2012, KINDLON filed an affirmation of actual engagement, falsely claiming that he could not be present in Manhattan that day because he was representing another client on a civil case pending in Staten Island.

KINDLON was previously considered as a candidate for participation in the Manhattan Mental Health Court program, which is a dedicated court that provides oversight and treatment to eligible defendants with mental illness. In order to qualify, defendants must plead guilty and agree to treatment before entering the program. As part of his application for acceptance into the Manhattan Mental Health Court Program, KINDLON agreed to attend certain meetings and to provide proof of his attendance. In an effort to prove his attendance at one such meeting, KINDLON faxed a sign-in sheet, that was filed with the Manhattan Mental Health Court, purporting to show that he attended a qualifying meeting at the New York City Bar Association.  In fact, the sign-in sheet the defendant is charged with making was entirely fabricated.

Assistant District Attorney Daniel G. Cort, Chief of the Public Integrity Unit, is prosecuting the case. Senior Investigator Louis Capolupo assisted in the investigation under the supervision of the Chief Investigator Walter Alexander. Trial Preparation Assistant Tony Cheng also assisted with the case.

[1] The charges contained in the indictment is merely an allegation, and the defendant is presumed innocent unless and until proven guilty.

Defendant Information:
TERENCE KINDLON, JR., D.O.B. 6/28/1970
Unknown

Charges:
Offering a False Instrument for Filing in the First Degree, a class E felony, 3 counts
Practicing or Appearing as an Attorney-At-Law Without Being Admitted and Registered, commonly known as “Unauthorized Practice of Law,” a class A misdemeanor, 2 counts

Sorry, we don't believe shills.

The only thing those criminals will do is to help you out of your money for debt that you don't owe.  You need to read up on your rights and file a complaint here:  http://www.consumerfinance.gov/ and file a complaint with your State Attorney General's office.
There are certain thing that debt collectors must do and that they cannot do.  they cannot threaten legal action if they are not able to take it and these cretins are way too stupid to even properly fill out an employment form for McDonald's.  They must give you the physical address of the business, they must send you a letter in the mail within 5 days of first contact stating who they are, their address, the alleged creditor, and the amount of the alleged debt.  It must also give you thirty days to dispute the debt which you must do in writing and preferably sent certified, return receipt US mail.
Stop talking to them immediately.