888-231-8060
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Comments about 8882318060 number:
Rating: +1
Karma... - 7 May 2008
Karma... - 7 May 2008I had some items on my credit that were way past the SOL, some were NOT even my accounts. Research and some work got the items removed. My credit is great (it took about 6 months to straighten it out) and I just got a mortgage for a house.
The biggest mistake a person can make is NOT getting copies of their credit report. I never bothered and I was shocked at what was on my report. I found out that at one time (not sure if they still do it) some of these credit card banks would just send a credit card to you and all that needed to be done was activating it by calling a number ON the card and reciting a code that was also ON the card! Depending upon what type of area a person lives in, ANYONE can take mail and activate credit cards. These credit offers had come in bulk (NOT REQUESTED) after I had taken out a loan at a bank. I guess some of these places just look for people who have credit and send them stuff. I still don't have a credit card--NEVER have. I also made sure I got Fraud Protection on my credit so that no one else can apply for credit lines in my name.
So the Karma thing--I refuse to pay for things I DO NOT OWE. I alos refuse to pay off some leech that thinks he/she can mess up MY GOOD CREDIT because they think they can. If that brings me bad Karma, I guess I'll enjoy it while I'm living in my new house. (And it's soooo beautiful! I just love this house!) Karma and collection agents be damned! No one will ever threaten what I have worked hard to achieve. Especially when the debt they say I owe is NOT mine.
The biggest mistake a person can make is NOT getting copies of their credit report. I never bothered and I was shocked at what was on my report. I found out that at one time (not sure if they still do it) some of these credit card banks would just send a credit card to you and all that needed to be done was activating it by calling a number ON the card and reciting a code that was also ON the card! Depending upon what type of area a person lives in, ANYONE can take mail and activate credit cards. These credit offers had come in bulk (NOT REQUESTED) after I had taken out a loan at a bank. I guess some of these places just look for people who have credit and send them stuff. I still don't have a credit card--NEVER have. I also made sure I got Fraud Protection on my credit so that no one else can apply for credit lines in my name.
So the Karma thing--I refuse to pay for things I DO NOT OWE. I alos refuse to pay off some leech that thinks he/she can mess up MY GOOD CREDIT because they think they can. If that brings me bad Karma, I guess I'll enjoy it while I'm living in my new house. (And it's soooo beautiful! I just love this house!) Karma and collection agents be damned! No one will ever threaten what I have worked hard to achieve. Especially when the debt they say I owe is NOT mine.
Reply
Rating: -3 karma man - 8 May 2008
karma man - 8 May 2008A double wide trailor doesn't count as a nice house and running credit cards to buy things doesn't count as working hard. It counts as theft of services and intent to defraud.
Rating: +3 Assumption man... - 9 May 2008
Assumption man... - 9 May 2008I have a $200K mortgage @ 6%; no PMI @ 65% LTV. Guess that would make it a double wide?
As I stated, I have NO credit cards and never have had credit cards.
I am NOT a man. But then again I wouldn't expect you to figure that out--you people are great at making assumptions, you assume people are naive enough to fall for your scams. You assume that illegally collecting on debts that are past the SOL, not validated or verified as belonging to the person/s you trying to jack up is an entitlement on your part because you paid less than pennies on the dollar for useless scraps of paper and compromised files. You assume that getting busted is just a road block, you just set up shop under a different name and start all over again.
I don't need to make any assumptions about you. This whole thread pisses you off. Everyone can see how impotent you are by YOUR posts. What sort of weak little man has to go online just to throw out nasty little barbs and inane little comments at people who know what you are? Is this your weird way of having a temper tantrum? Oh My! You're such a man! I'd just love to see you walk up to any of the people who have posted here and make the same stupid ignorant comments to their face. But you wouldn't do that... You can only play 'big tough guy' on the phone or on your computer. You are a waste of oxygen, you are a failure, you are a loser, you are a joke. Make sure you send your Mother some flowers and thank her for raising such a wonderful contribution to society. She should be proud of her little boy - a whole family of losers. Should be some non-breeding laws for people like you....
As I stated, I have NO credit cards and never have had credit cards.
I am NOT a man. But then again I wouldn't expect you to figure that out--you people are great at making assumptions, you assume people are naive enough to fall for your scams. You assume that illegally collecting on debts that are past the SOL, not validated or verified as belonging to the person/s you trying to jack up is an entitlement on your part because you paid less than pennies on the dollar for useless scraps of paper and compromised files. You assume that getting busted is just a road block, you just set up shop under a different name and start all over again.
I don't need to make any assumptions about you. This whole thread pisses you off. Everyone can see how impotent you are by YOUR posts. What sort of weak little man has to go online just to throw out nasty little barbs and inane little comments at people who know what you are? Is this your weird way of having a temper tantrum? Oh My! You're such a man! I'd just love to see you walk up to any of the people who have posted here and make the same stupid ignorant comments to their face. But you wouldn't do that... You can only play 'big tough guy' on the phone or on your computer. You are a waste of oxygen, you are a failure, you are a loser, you are a joke. Make sure you send your Mother some flowers and thank her for raising such a wonderful contribution to society. She should be proud of her little boy - a whole family of losers. Should be some non-breeding laws for people like you....
Rating: +1 race - 9 May 2008
race - 9 May 2008Thank you , could not have stated it better.
Rating: +1 k9's wife - 11 May 2008
k9's wife - 11 May 2008that is Michael Taylor making that post-he wrote the same thing on here about us (saying we bought a double wide trailor). I think Michael is the one that lives in the double wide. He obviously is not very good at scamming people since he has so much time to sit around and monitor this site. Your right, he does not and would not have the balls to say these things to my face. He is not an attorney, he only wishes he were. I feel very sorry for him-I wonder how he would feel if someone were speaking to his family members the way he spoke to us?
Rating: +1 Mikey couldn't pass the LSAT... - 11 May 2008
Mikey couldn't pass the LSAT... - 11 May 2008He probably couldn't even get into a community college. I've spoken to him on the phone, he isn't even familar with the federal statutes regarding collection practices let alone having any clue as to any individual state's statutes. I know his little firm in not legally licensed to practice (which includes collecting debts in one state from another) in most states. The man is a mental midget, he is about as well spoken and knowledgible as a door knob.
Let him keep coming up with his 'trailor trash' zingers! It's amusing. If he thinks that's the worst thing he can call someone it must be pretty personal for him. He probably grew up in some mobile home park and yearned to have a better life. He probably hated the kids at school who lived in 'real houses' with 'real families', the kids who didn't have drunk parents who left them alone when they weren't beating eachother (or him) up and neglected them. Yep - those happy 'normal' smiling people that he will never be. (Please note--there are many good decent happy and well adjusted people who grew up living in a trailor or live in one now, it's nothing to be ashamed of.) Poor Mikey, just can't get past the past!
Let him keep coming up with his 'trailor trash' zingers! It's amusing. If he thinks that's the worst thing he can call someone it must be pretty personal for him. He probably grew up in some mobile home park and yearned to have a better life. He probably hated the kids at school who lived in 'real houses' with 'real families', the kids who didn't have drunk parents who left them alone when they weren't beating eachother (or him) up and neglected them. Yep - those happy 'normal' smiling people that he will never be. (Please note--there are many good decent happy and well adjusted people who grew up living in a trailor or live in one now, it's nothing to be ashamed of.) Poor Mikey, just can't get past the past!
Rating: +2 k9's wife - 11 May 2008
k9's wife - 11 May 2008Actually Michael, double wide trailors are very nice (I dont personally live in one, but I see nothing wrong with someone who does). Better than living on the street, like you will be soon.
Rating: +2 race - 11 May 2008
race - 11 May 2008What will it take to get these people from moreno and woods to stop trying to scam people .
Caller: moreno and woods
Rating: 0 Tito D - 14 Jun 2008
Tito D - 14 Jun 2008Good question Race...what will it take??? Well that's easy, it will take more of us who these knuckleheads are trying to intimidate getting right up in their faces and refusing to get sucked into playing by their rules...
Hey, why doesn't somebody run this Michael Taylor's name thru the works and see what they dig up on him??? I'll be his xxxx stinks worse than anything!
Hey, why doesn't somebody run this Michael Taylor's name thru the works and see what they dig up on him??? I'll be his xxxx stinks worse than anything!
Rating: +1 Tabby - 11 May 2008
Tabby - 11 May 2008Race--
It is going to take a MASSIVE overhaul of the 30-year-old FDCPA laws which doesn't even BEGIN to address the abuses associated with the explosion of the debt buying industry that these and hundreds of other bottom feeders are associated with. But I don't see that happening anytime soon. Here is an excerpt from The Boston Globe's 2006 series of articles entitled "Debtor's Hell", which will help to explain why OUR government is doing NOTHING about the abuses from the likes of Moreno and Woods (and others):
National Crisis, Official Silence
Regulators, policy makers seldom intervene
The debt business, as Donald Friedman, the chief operating officer of debt-buyer Liberty Point Corp., told hundreds of his assembled peers at their March 2005 gathering, is ''one of the sexiest, one of the most financially lucrative businesses you can get into.''
Boastful? Yes. Overstated? Hardly.
That year, businesses that specialize in debt for collection would purchase $66 billion in delinquent bank credit card accounts alone, paying just pennies on the dollar for the right to press consumers to pay up. That $66 billion represented a golden opportunity for them, and sudden vulnerability for an estimated 8 million card holders - all of them earmarked for repeated phone calls, dunning letters, lawsuits, wage garnishment, property seizure, and sometimes even arrest.
They generally owe the money, but seldom anticipate the consequences. A Spotlight Team investigation, which concludes today, found a system where debt collectors have a lopsided advantage; where debtors frequently face high-handed treatment; and where excessive fees can swiftly turn a small delinquency into a life-upending financial crisis.
Yet, in spite of all this, there is an eerie silence among regulators, policy makers, and legislators. Those who could intervene to right the balance between collectors and consumers are either unaware of the debt collection free-for-all, and the tens of millions of consumers caught up in it. Or they are simply unwilling to act.
In Massachusetts, for example, almost 800 complaints about debt collectors flow each year into the office of Attorney General Thomas F. Reilly, whose state website declares that he is ''on the front line working for consumers.'' Yet since Reilly took office in 1999, he has initiated legal action against just one collection agency, a Danvers company that paid a $100,000 fine two years ago.
When Reilly's office announced that settlement with Schreiber & Associates, it called it just the start. ''This investigation is part of a larger initiative aimed at protecting consumers from unfair debt collecting practices.''
No legal actions have been announced since then, though a spokesman for Reilly said last night that five investigations of debt collectors are underway.
Similarly passive is the Massachusetts Division of Banks, which also has regulatory authority over collectors. The banking regulators do little more than warehouse required annual filings by 410 debt collection companies - haphazardly, as the Globe discovered when it sought access to the division's records.
Meanwhile, the Federal Trade Commission, which is charged with enforcing a federal law that regulates the behavior of debt collectors, has done little in the face of an explosion of consumer outrage. From 1998 to 2005, the number of consumer complaints about debt collectors soared tenfold, from 6,678 to 66,627. Yet, in the last six years, the FTC has taken enforcement action against just 10 companies.
This year, an estimated 20 million Americans are three months or more past due on credit card accounts alone, according to data given to the Globe by Experian, one of three national credit reporting agencies. Yet it appears no one in government is keeping track of this alarming trend, not even the Federal Reserve Board, which in June assured Congress that bank credit card delinquency rates are ''not high by historical standards.'' But omitted from that calculation are the tens of billions of dollars that are ''written off'' the books by the credit card giants and sold to debt buyers for collection.
Court administrators who are most likely to be aware of the tidal wave of lawsuits against debtors have not, for the most part, raised concerns about credit caseloads that have turned many courtrooms into de facto subsidiaries of the collection business.
Meanwhile, Congress and many state legislatures have acquiesced to the politically powerful banking industry, which issues much of the credit that goes sour. The laws regulating debt collection predate, by a generation, the current boom for debt collectors. Their ranks have doubled in the last decade.
Frustrated regulators say the result is that many of the roughhouse tactics employed by collectors are legal.
http://www.boston.com/news/special/spotlight_debt/part4/page1.html
The article can be read in its entirety at:
http://boston.com/news/specials/debt/
It is going to take a MASSIVE overhaul of the 30-year-old FDCPA laws which doesn't even BEGIN to address the abuses associated with the explosion of the debt buying industry that these and hundreds of other bottom feeders are associated with. But I don't see that happening anytime soon. Here is an excerpt from The Boston Globe's 2006 series of articles entitled "Debtor's Hell", which will help to explain why OUR government is doing NOTHING about the abuses from the likes of Moreno and Woods (and others):
National Crisis, Official Silence
Regulators, policy makers seldom intervene
The debt business, as Donald Friedman, the chief operating officer of debt-buyer Liberty Point Corp., told hundreds of his assembled peers at their March 2005 gathering, is ''one of the sexiest, one of the most financially lucrative businesses you can get into.''
Boastful? Yes. Overstated? Hardly.
That year, businesses that specialize in debt for collection would purchase $66 billion in delinquent bank credit card accounts alone, paying just pennies on the dollar for the right to press consumers to pay up. That $66 billion represented a golden opportunity for them, and sudden vulnerability for an estimated 8 million card holders - all of them earmarked for repeated phone calls, dunning letters, lawsuits, wage garnishment, property seizure, and sometimes even arrest.
They generally owe the money, but seldom anticipate the consequences. A Spotlight Team investigation, which concludes today, found a system where debt collectors have a lopsided advantage; where debtors frequently face high-handed treatment; and where excessive fees can swiftly turn a small delinquency into a life-upending financial crisis.
Yet, in spite of all this, there is an eerie silence among regulators, policy makers, and legislators. Those who could intervene to right the balance between collectors and consumers are either unaware of the debt collection free-for-all, and the tens of millions of consumers caught up in it. Or they are simply unwilling to act.
In Massachusetts, for example, almost 800 complaints about debt collectors flow each year into the office of Attorney General Thomas F. Reilly, whose state website declares that he is ''on the front line working for consumers.'' Yet since Reilly took office in 1999, he has initiated legal action against just one collection agency, a Danvers company that paid a $100,000 fine two years ago.
When Reilly's office announced that settlement with Schreiber & Associates, it called it just the start. ''This investigation is part of a larger initiative aimed at protecting consumers from unfair debt collecting practices.''
No legal actions have been announced since then, though a spokesman for Reilly said last night that five investigations of debt collectors are underway.
Similarly passive is the Massachusetts Division of Banks, which also has regulatory authority over collectors. The banking regulators do little more than warehouse required annual filings by 410 debt collection companies - haphazardly, as the Globe discovered when it sought access to the division's records.
Meanwhile, the Federal Trade Commission, which is charged with enforcing a federal law that regulates the behavior of debt collectors, has done little in the face of an explosion of consumer outrage. From 1998 to 2005, the number of consumer complaints about debt collectors soared tenfold, from 6,678 to 66,627. Yet, in the last six years, the FTC has taken enforcement action against just 10 companies.
This year, an estimated 20 million Americans are three months or more past due on credit card accounts alone, according to data given to the Globe by Experian, one of three national credit reporting agencies. Yet it appears no one in government is keeping track of this alarming trend, not even the Federal Reserve Board, which in June assured Congress that bank credit card delinquency rates are ''not high by historical standards.'' But omitted from that calculation are the tens of billions of dollars that are ''written off'' the books by the credit card giants and sold to debt buyers for collection.
Court administrators who are most likely to be aware of the tidal wave of lawsuits against debtors have not, for the most part, raised concerns about credit caseloads that have turned many courtrooms into de facto subsidiaries of the collection business.
Meanwhile, Congress and many state legislatures have acquiesced to the politically powerful banking industry, which issues much of the credit that goes sour. The laws regulating debt collection predate, by a generation, the current boom for debt collectors. Their ranks have doubled in the last decade.
Frustrated regulators say the result is that many of the roughhouse tactics employed by collectors are legal.
http://www.boston.com/news/special/spotlight_debt/part4/page1.html
The article can be read in its entirety at:
http://boston.com/news/specials/debt/
Caller ID: 888-231-8060
Caller: Moreno and Woods
Caller Type: Collection Agency
Rating: +1 STG - 20 May 2008
STG - 20 May 2008Got a call from moreno and woods. My credit card is paid monthly, on time. They say they purchased my bad credit and are going to collect it now, or else. I take this seriously- trying to be scammed. You should check out the people fully before you scam them. I am mentally deranged and not all together up there. I owe no debts. Somebody named race is nothing compared to me and my actions. Warning, stop immediately scamming people.
Caller ID: 888-231-8060
Caller: moreno - woods
Rating: 0 tina marie - 25 May 2008
tina marie - 25 May 2008I read race post here and have same problem. Relative died with no debt . They called saying we owe them over 500 dollars. Credit report said no debt . Call to credit card listed by them was never issued. They are taking advantage of people and need to be stopped. If the fbi won't do anything guess i will have to hire someone to dispose of this problem.
Caller ID: 888-231-8060
Rating: +2 Missing posts??? - 26 May 2008
Missing posts??? - 26 May 2008There's a bunch of posts missing. Did Moreno and Woods complain to the site and have them taken down?
Rating: +2 dino - 26 May 2008
dino - 26 May 2008Just an educated guess --
The obnoxious messages posted by the debt collector which violated forum rules were deleted...that means that any replies to those obnoxious messages were automatically deleted, too.
The obnoxious messages posted by the debt collector which violated forum rules were deleted...that means that any replies to those obnoxious messages were automatically deleted, too.
Rating: +1 Okay... - 28 May 2008
Okay... - 28 May 2008I posted a few replies to them which were deleted. I guess they just can't deal with the truth. Tha has got to say something about them if they get so angry that their posts are deleted.
Rating: +1 xxx - 26 May 2008
xxx - 26 May 2008Guess i will do my trash talking about moreno - woods at another web site. The public will get the message good enough about them. Pay the creditors, not moreno and woods. Will check back to tell other web sites.
Caller ID: 888-231-8060
Caller: moreno and woods
Rating: 0 xxx - 26 May 2008
xxx - 26 May 2008moreno and woods changed phone numbers-----866-928-3160 Go to that number on this website and continue
Caller ID: 866-928-3160
Caller: moreno and woods
Rating: +2 Just Me - 30 May 2008
Just Me - 30 May 2008Go get them.....
[whois.melbourneit.com]
Domain Name.......... morenoandwoods.com
Creation Date........ 2008-01-31
Registration Date.... 2008-01-31
Expiry Date.......... 2009-01-31
Organisation Name.... michael azzinaro
Organisation Address. 1900 empire blvd.
Organisation Address. # 252
Organisation Address. webster
Organisation Address. 14580
Organisation Address. NY
Organisation Address. UNITED STATES
Admin Name........... michael azzinaro
Admin Address........ 1900 empire blvd.
Admin Address........ # 252
Admin Address........ webster
Admin Address........ 14580
Admin Address........ NY
Admin Address........ UNITED STATES
Admin Email.......... mazecollections@yahoo.com
Admin Phone.......... +1.8006906293
Admin Fax............
Tech Name............ YahooDomains TechContact
Tech Address......... 701 First Ave.
Tech Address.........
Tech Address......... Sunnyvale
Tech Address......... 94089
Tech Address......... CA
Tech Address......... UNITED STATES
Tech Email........... domain.tech@YAHOO-INC.COM
Tech Phone........... +1.6198813096
Tech Fax.............
Name Server.......... yns1.yahoo.com
Name Server.......... yns2.yahoo.com
[whois.melbourneit.com]
Domain Name.......... morenoandwoods.com
Creation Date........ 2008-01-31
Registration Date.... 2008-01-31
Expiry Date.......... 2009-01-31
Organisation Name.... michael azzinaro
Organisation Address. 1900 empire blvd.
Organisation Address. # 252
Organisation Address. webster
Organisation Address. 14580
Organisation Address. NY
Organisation Address. UNITED STATES
Admin Name........... michael azzinaro
Admin Address........ 1900 empire blvd.
Admin Address........ # 252
Admin Address........ webster
Admin Address........ 14580
Admin Address........ NY
Admin Address........ UNITED STATES
Admin Email.......... mazecollections@yahoo.com
Admin Phone.......... +1.8006906293
Admin Fax............
Tech Name............ YahooDomains TechContact
Tech Address......... 701 First Ave.
Tech Address.........
Tech Address......... Sunnyvale
Tech Address......... 94089
Tech Address......... CA
Tech Address......... UNITED STATES
Tech Email........... domain.tech@YAHOO-INC.COM
Tech Phone........... +1.6198813096
Tech Fax.............
Name Server.......... yns1.yahoo.com
Name Server.......... yns2.yahoo.com
Rating: +1 xxx - 31 May 2008
xxx - 31 May 2008Calm down lisa. You hurt my feelings calling me scumbag. Remember talking to me on the phone. I was the one saying you have such a sexy voice. When can we get together so i can pay my DEBT to you in person. That is the way i want to pay you. In person.
Rating: +1 Karen - 31 May 2008
Karen - 31 May 2008Stop it people. Stop it. Stop making fun of the poor disadvantaged con artists trying to scam people out of debt they never had. Rmemeber be nice , the admin here wants it to be that way. They dont want to see all Bold Caps.