888-368-4291

who is it

Wondering if it's not the replacement company for Wells Fargo Financial in Canada?

Getting sick of this number showing on my phone. What happened to the national DO NOT CALL list. My number is on there. These folks best knock it off or i will call police

SST financial beware of these clowns no website take money after loan has been paid no fax number call centre outsourced to middle east somewhere no answers think twice about paying them

This is SST... they bought all the accounts from Wells Fargo back a few months ago when Welles Fargo stopped doing business all together in Canada.

I find these people to be completely out of their minds.  They are trying to tell me that I missed 2 payments 2 years ago to Wells Fargo.  I have faxed in all documentation showing otherwise... they still call about 4 times/day.

Not sure what else I can do other than drive to Montreal where they are located and physically take the damn paperwork into them.

Seriously fed up!

They are aweful...
Rememember the canadian laws regarding collections and calls.


The agency has to observe a number of restrictions about how often their agents can contact you and how they communicate with you. For example, after their first conversation with you, the agents cannot contact you more than three times in a seven-day period without your consent, except by regular mail. “Contact” means the agents must actually speak with you, email you or leave you a voice mail. If you don’t answer the phone and the agents don’t leave a message, it doesn’t count as a contact.

In addition, the agency cannot:
•contact you on Sunday, except between the hours of 1 p.m. and 5 p.m.
•contact you on any other day of the week between the hours of 9 p.m. and 7 a.m.
•contact you on a statutory holiday
•use threatening, profane, intimidating or coercive language, or
•use undue, excessive or unreasonable pressure.

Can they ask other people about you?

In general, a collection agency can contact your employer once to obtain your employment information. Otherwise, they cannot contact your employer unless:
•your employer has guaranteed the debt
•the call is in respect of a court order or wage assignment given to a credit union
•you have provided written authorization to contact your employer.

A collection agency cannot contact your spouse, a member of your family or household, or a relative, neighbour or acquaintance except to obtain your address and telephone number, unless:
•the person contacted has guaranteed the debt
•you have given permission for the person to be contacted.

In addition, a collection agency cannot:
•give false or misleading information to any person
•recommend to a creditor that a legal action be commenced against you without first sending you notice.

Can a collection agency charge you extra?

No. Collection agencies cannot add any charges. They are allowed to collect only what you owe your creditor. But remember, the amount you owe could continue to grow if interest charges are piling up. This depends on the terms of your contract with your creditor.

Exercise your rights

If you believe a collection agency has violated any of these practices in dealing with you:
•send the agency a letter outlining why you believe they have acted inappropriately and notifying them that you expect them to comply with the law
•if their behaviour persists, file a complaint with the ministry.

Just got a call from them telling me I owed $186.00. When I asked for proof that I owed, the admitted they had none. Started talking about arrears from Wells Fargo from a year ago. When I told them Well Fargo never mentioned anything about it, they said to contact them myself. I told them that WF wasn't asking for the money, that they were, and I would be happy to pay it once they provided proof that I owed it.

Often they have non human there for the robot-dial, so the system hangs up on you. Horrible company.

Dont pay a cent to these [***] wells fargo sold the loans off the contract is void! u have no obligation to pay

Je n'ai AUCUN COMPTE avec cette compagnie qui pourtant me harcèle depuis le début du mois d'août 2012. J'ai eue 87 appel en août et 60 en septembre 2012 alors que le mois n'est pas terminé.  Va falloir que ces appels cessent avant que je fasse appel à un avocat et accuser SST de harcèlement.

Il y a des experts en informatique, alors il serait important que SST en engage un pour mettre fin à tous ces appels intempestifs et à tout bout de champs.  Ils n'ont même pas mon nom ni mon adresse.  Je redis à cette compagnie   JE N AI AUCUN COMPTE AVEC VOUS NI AILLEURS  !!!!  JE NE CONNAIS PAS CETTE COMPAGNIE ET JE N'AI JAMAIS EUE AFFAIRES AVEC SST.   JE SUIS UNE PERSONNE DE 76 ANS!
FICHEZ MOI LA PAIX UNE FOIS POUR TOUTE.!!!!!!