888-743-0224

CC debt collectors, threaten to sue if don't settle out of court. The debt is past statue of limitation and was not even mine.. someone used my SS to open credit card 13 years ago...

"County Process Dept."  Threatened to take me to court if I didn't call.  Wrong SSN.  I have no debt, which took a loooooong time! And now this!  They pick the first name that matches in the phone book and harass them.  I'm 69 with high blood pressure.  Don't need this!

Received a call from a Rachel asking me to call her back at this number. She alleges she is from contra costa county dispatch and is requesting a good address to serve me with a subpoena. I assumed it was a scam because i have not had any trouble with the law EVER. Called it back after hours and the message states "you've reached the legal office, please leave a message"...... wonder if these people know it's illegal to impersonate a county official. My guess is no or they don't care...all my past debts have been paid and I'm not interested in being harrassed.... looks like I will be reporting them to the FTC....

This is a common ploy by criminals attempting to extort money from people by scaring you into believing that you will be criminally charged, go to jail, lose your driver’s license, have wages garnished, be sued, and a variety of other variations on this,  all for an alleged or nonexistent debt.  They also use the “process server” who calls and claims he is going to serve you, but then says you could avoid it by calling another number.  Now why would a “process server” want to do you, a stranger, a favor, and at the same time not get paid to deliver the papers?

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.
Read up on your rights here, get template letters to send and also make a complaint at this government site:  http://www.consumerfinance.gov/
Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

i am LIT that they pretend to be county official! When they are debt collectors! I am turning them into every government agency I can!