888-782-1127

Got a phone call from thesr people about payday loan that what already discharged in bankruptcy.

message says call immediatley about a legal matter on his desk.

Scam debt collection company. Says its regarding a " felony breach of contract" for a bad check for a payday loan. I asked them to mail me information and they became threatening. The lady used very foul language to me and threatened to suspend my drivers license and threatened to visit my grandmothers house. She tried to say my grandma co-signed a loan and would be named as a party in this "lawsuit". This information is all false. However, the company does know a lot of information about me and my family, including SSN's and my license plate numbers. I don't even know my mom's or grandma's SSN so I'm not sure how they do. It's quite creepy and concerning. I called the police and involved them and the calls stopped for a few days. I got a few more calls today and now when I try to call them back at the number I did last week I get a fast busy signal. SCAM. Don't give them ANY information or let them scare your family into believing it's a legitimate issue to be concerned about. A real company will mail you stuff, not threaten, and not demand things over the phone or call you foul names.

Caller said that he had a liggle Matt on his desk

spoke to a ms. Davidson very pleasant lady however they had some of my information correct and addresses incorrect also stated this was a payday loan from long ago that was sent to a bank that I have never had an account with in a town I never lived in however had my social and my stepdad's name and phone number...unsure where this information is coming from and stated that I need verification in writing and they stated they did not have anything they could send me.. and wanted me to set a payment plan and they would send me letter and also the county where I reside to keep from suspending my driver's license...they never had my phone number but called my stepdad as they only had that number on file...odd!

It's not just "odd" - it is a criminal scam.  Learn your rights under the FDCPA so you can be wise to these crooks.

First, they are required by law to furnish everything in writing sent by US mail.  Second they cannot suspend your driver's license over a debt.  The very fact that they said this is a violation of federal and state collection laws.  As qwerty told you, learn what you need to know to prevent yourself from becoming the victim of a crime.

Federal law (FDCPA) requires them to send you a letter (US MAIL ONLY) within 5 days of their first contact that contains their name, physical address, the creditor’s name, and the amount of the alleged debt.  It also must contains “mini-Miranda” telling you that it is an attempt to collect a debt and that all information will be used for those purposes.  The one other important thing that this letter must also have in it is that you have a right to dispute the debt within 30 days of receipt of the letter and if you do so, all collection activity must be stopped until the debt is verified.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

Thank you for the information and I did ask them to send information by mail in writing to confirm this debt and they said they don't have anything to send me...so I will have to file the complaint...thanks a million!

BigA is a wealth of knowledge when it comes to these calls.

Got a call on 3-8-2016 that stated he had a legal matter on his desk and if I want to clear it up, I could call and get this matter settled/

What court issued the "garnishment papers"????  That would be on the paper you received.

ILLITERATE SHILL ALERT!!

SCAM!!!!.... I received a call from 1-888-782-1127 a company called Capital Arbitration Bureau and spoke with a Mrs. Davidson ID #71160 who told me I was involved with a breach of contract concerning a bad check for a payday loan. She had my Social Security # and birth date, she said there was a recommendation to suspend my drivers license for 120 days. I asked her to send me paperwork and told her I didn't believe her and i thought this was a scam. She gave me a phone number for the Judge Chaning out of Lima Ohio supposedly the Judge who was assigned for my case and said to call them if i wanted paperwork sent to me. I did call the Judge's office and found out there is no such case under my name or social. They also told me it was a SCAM AND TO REPORT IT!!! They said the first clue it's a scam is the 888 at the beginning of the phone number and NOT TO MAKE ANY PAYMENTS TO THEM EVEN IF THEY SEND YOU A GARNISHMENT LETTER!!! People please REPORT THEM TO YOUR LOCAL ATTORNEY GENERAL OFFICE if you get a call from this number!

Please read my post on here & DO NOT MAKE ANY PAYMENTS TO THEM!

And if there is a court listed on the paperwork call the court to verify if they even have a case under your name or social security number!

Yes, I'm sure that's how things work in your alternate dimension of West Ernu Yawk, where mentally defective people who dropped out of school at age nine can all start a bright career in phantom debt collection, and consumers may call upon police to validate their debts. Meanwhile, in North America, "local  authorities" have nothing to say about consumer debts, which include payday loans, because they are not criminal matters. Where the rest of us live, collection agencies cannot magically seize assets or suspend licenses or send debtors to jail.

I realize that comprehension of English is difficult for your tribe, so I'll explain what you took as "advise". Trisha did not involve "local authorities" for corroboration of any claims. She was made anxious by extortionist lies, breaches of privacy, and threats against her extended family. Those are not the acts of genuine debt collectors but perverse schemers who think they are entitled to each dishonest dollar.

No debt collector, not even any state that I know of for that matter, can suspend your license for not paying a bill.  Not paying for damages in a car accident, yes, but not paying a bill, no.

If a judge was assigned to the case you would have already been properly served papers.  they must sue you in the county that you reside in, not several states over.

Read up on your rights here, get template letters to send and also make a complaint at this government site: http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:  http://consumerfraudreporting.org/stateattorneygenerallist.php

If you feel you SSN has been compromised, in addition to putting a fraud alert at the 3 credit bureaus, you may want to notify the IRS.  Here is the link, fill out the proper form (probably 14039):
http://www.irs.gov/Individuals/How-Do-You-Rep ... aud-Activity%3F

So they garnished you without giving you the opportunity to refute this forged loan? Yeah, right. Did they at least send you the required-by-law validation of debt through the mail? Methinks they did not, because this is a scam and you are a shill. And a poor one at that.

Total scam and they also use 806-414-3559 with the same rhetoric, fraud division, on my desk, going to your place of work blah blah.

Is calling me and family bothering us.