888-831-1804

A suspicious Collection Call from an agency attempting to collect on maintenance Fees for an old canceled time share we once owned.

I told them to call our lawyer, and the woman said she would have to check with her office lawyer.

Bob Mills
www.millsofmaine.us

The girl on the other end of the line was rude, obnoxious and acted like a two year old when I said that she had reached the wrong number. She asked me what kind of business this was I asked her "How can I help you"? She then began the barrage of nasty attitude comments and said that she would notify the authorities. I called back to speak with a supervisor and was informed by the same individual that my business must be illegal and that I didn't have any business with them and what made me think that I was going to talk to a supervisor. Unbelievable, but very true.

I keep receiving calls from this number asking for a man by the name of mr. davis, the former proprietor of the cell phone number I currently have. They absolutely refuse to remove my phone number from their call listing. The next time they call, I'm calling the FCC.

I am a United States Marine, and these people have messed with the wrong man.

Collection agency supposedly in California.  He called himself Mr. Snow and refused to give his first name.  Said he wanted to keep it on a "professional" level.  What a joker.

Company is Pinnacle Recovery/ Axis Financial Services

Last night, at 9 pm, we received a phone call from a Mr. Snow who was very rude and belligerant.  Unfortunately, my teenage daughter answered the phone, and this man refused to say what company he was from, demanding to speak with me, saying it was Urgent, why else would he be calling at this hour, and demanded her name for his documentation.  She was frightened and gave him her name and my cell phone number!  Within minutes he called my cell phone twice, leaving a message that it was urgent about a file number.  I have spoken with my daughter, who was shaken up, but if my younger children answered, who knows what he might have demanded!

Got a call from someone named Brandon Morgan (must be a call center name) with Pinnacle to call him back at 888-831-1804 extension 116.  He wanted to discuss a timeshare vacation ownership and options on a file number.
The timeshare had been sold a couple years ago.  Who can afford a timeshare or vacation in this economy? not me

"Brandon Morgon" from Pinnacle Collections as he identified himself called the home of my 70+ parents.I havent live at home in 15 years!!!
He was extremely rude and nasty and my mother hung up on him twice; He demanded my phone number and gave her a file number  and phone number for me to call. My time share is paid for in full and the week is already booked. I contacted Windham Vaction Ownership and they stated they do use Pinnacle but dont understand why they would contact my parents regarding my account; Sounds like a BS scam to me; I hope the postings keep coming so we can have a class action suit for harressmant against them.

"Mr. Snow" called my elderly mother looking for me.  He was rude, scared here thinking I was in trouble.  He gave no information other than a "file number".  Obviously if he was trying to reach a relative instead of my listed information he is not someone who deserves any response as any real creditor would have my proper information!

Called from a Mr. Snow
Pushy, rude.
When asked who he worked for he feigned a "federal law" that prevented him giving out that information.
He had incorrect spellings and names for multiple family members...
Smells like a fraud.

rude, pushy, obnoxious person wanting to collect for Shell Vacation Club.

why would you pay or buy from someone who acts like this?

Received calls from Mr. Snow on Monday night after 8.00pm and on Tuesday  on my cell around 3:00pm demanding that I make payments to him by Friday 5th June 2009 for timeshare arears.

This phone number belongs to Pinnacle Recovery, Inc. of Carlsbad, CA.  In our case they are attempting to collect  maintenance fees on time-shares at Pono-Kai resort that we do not owe.  Originally sold in the mid 1980's by Glen Ivy Resorts of Corona, CA,  these time shares were part of a legal battle about 15 years ago allegedly because the resort was oversold.  Settlement agreements with registered owners varied, and the resort has since changed hands - perhaps previous records did not transfer properly.  The caller seemed to be poorly informed.  We have received multiple calls in the past month, however when the call is picked up on my cell phone (roll over) there is no response from the caller.

Received several calls from these people which were never answered since we did not recognize the number and no owner/business showed on our caller ID.  They finally left a couple of cryptic messages which were also unanswered as we didn't know any Pinnacle or an Amanda with that kind of accent.  They finally sent a letter which we answered with a registered, return receipt dispute letter.  They then left a message on our machine that they wanted to discuss that letter, but when I called them they ignored the letter and just kept demanding I pay $990 on a $676 bill.  As far as I am concerned anyone who works for this sleazy company is definitely a slimeball and probably worse than that.

Received several calls from this sleazy company.  They say I owe money for Timeshare maintenance fees.  When I tell them the fees are paid up in full(which they are) they call me a liar and demand payment.  They make all kinds of threats.  How can a company like this stay be allowed to stay in business?  They are sleazy and the spawn of Satan. People need to boycott the timeshare company's that hire this company as a collection agency.  Like Hilton and others.  I think their main business is extortion and I thought extortion was against the law.  I thought the U.S. government had a law covering people and companies like this.  Isn't it called the RICO law?

they call me wanting me to sell my time share and I told them what I wanted and the guy sead your are stupid so I hung up and he called me right back and I sead what is your name and he hung up. So if you want to drive them nuts just call from your cell phone and use *67 before you dial the #(*67-1-888-831-1804) and caller ID cannot pick you up

Rsvd call from this company, all they left was thier toll free #, I'm about to file for Chapter 7, so there are way to many collection companies calling me. I like it best when they call from India and say their name is Bob, I normally bust their ball 5 times or more asking what their real name is.

PINNACLE IS A JUNK DEBT BUYER - PART OF LVNV FUNDING /SHERMAN FINANCE GROUP OF DEBT COLLECTORS THAT ARE KNOWN FOR MULTIPLE FDCPA VIOLATIONS - FABRICATING OF DOCUMENTS ETC.  



http://www.budhibbs.com/collectorpages/LVNV.htm
LVNV Funding, LLC

DBA/ Resurgent Capital Services, LP

Dba/ Alegis Group, LLC

Aka/ Sherman Financial Group, LLC

aka/Pinnacle Financial Group



Fka/ Sherman Acquisitions

Aka/FNBM, LLC

Aka/Ascent Card Services

Aka/Ventus Capital Services

Aka/Performance Recovery Group

Aka/Receivables Management Solutions





Don't Fall for Resurgent Capital Credit Card Scam  ...»  more.



SUE ARGENTIERI IS A LIAR! DOCUMENT

SIGNOR LIES ON AFFIDAVITS,

COMMITS PERJURY?  (SEE BELOW)



Bank of America Building

200 Meeting St., Suite #206

Charleston, SC 29401-3187
  15 South Main Street, #600

Greenville, SC 29601




 (Caution: Phone numbers are disconnected on a regular basis)

Phone: 888-665-0374        864-678-8421        877-264-5884



Fax:     888-546-7697             864-370-4998

(Phones ring at Resurgent Capital, Greenville, SC)



Kevin Branigan, Charleston, SC, Officer
Leslie Gutierre, Charleston, SC, Officer
Scott Silver, Charleston, SC, Officer



Websites:

http://www.lvnvfunding.com/

http://www.rcap.com/

http://www.resurgent.com/



--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

SUE ARGENTIERI IS A LIAR!

Anyone receiving court papers with affidavits by Sue Argentieri are warned her affidavits may be false, bogus, full of hearsay and perjury.  Sue claims to have knowledge on accounts by stating she has care, custody and control of all records concerning account of...

Sue's a LIAR!

She's employed by LVNV Funding - they acquired the account after charge off.  Her statements are hearsay and blatantly false, yet they plead as true in court filings.  This is just another example of lying and using the courts to extort money from consumers.  Sue Argentieri should face criminal prosecution for lying on court papers.

To see how these organizations are structured go to:
http://settlementscams.com/debtcollector.pdf
All of these bottom-feeders started from the same mold, Sherman/Alegis out of Houston was originally started by Frank S. Russo, Tony M. Ettinger, Thomas E. Upton, Samuel Bergman and Richard Dunn all of Houston, Texas. They purchased old debts for pennies, and then set up collection agencies to collect on them at inflated prices.

As with most bottom-feeders, they have had to resort to placing all accounts on consumer credit reports, inflate the balances and demand settlements. Alegis became Sherman, which became LVNV and now Resurgent and Ventus are all in the bottom-feeder business. They do file lawsuits, most with bogus affidavits and pleadings. They use under-educated employees such as Allison Moon of Greenville, SC to sign affidavits where she lies about the authenticity of accounts (see ‘Allison Moon is a Liar’ below) in their attempts to give credibility to their bogus pleadings. The problem with liars like Allison B. Moon is she makes statements known to be false. Her swearing is nothing more than hearsay and an attempt to defraud consumers out of monies they may not legally owe, not to mention the fraud she and her organizations bring into the courts. Consumers dealing with these bogus filings and affidavits are urged to challenge their validity in order to avoid becoming another victim to their scam and being ripped off.

You are further urged to go after these bottom-feeders for the lies they place on your credit reports. Under provisions of the federal law, the Fair Credit Reporting Act (FCRA) any item placed upon your credit bureau reports MUST be ‘accurate.’ In my experience, I doubt anything placed by a bottom-feeder could ever meet the legitimacy of that test. Consumers are urged to dispute any LVNV, Sherman, Alegis, Resurgent, Ventus account with the credit bureaus and make demand upon the organizations and their owners to abide by the law. They receive a fat check to lie about things that cause you misery, higher interest rates, credit denials and in most cases, don’t have the required documentation that would meet the definition of ‘accurate.’ All of these owners, board members, attorneys and employees can and should be held strictly responsible when that information does NOT meet the legal definition, as stated by law.

The reason the Allison B. Moons of this industry are getting away with this is because no one is going after her. That can easily change if enough consumers decide they are fed up at being taken advantage of and strike back at these bogus filings, pleadings and credit bureau placements.  

We need to heed the lessons of ENRON and make sure that Allison B. Moon is held accountable when she breaks the law.  


File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY – use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE’S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies – report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
http://www.budhibbs.com/start.html


Statute of Limitations by State – always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm


Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website – FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren’t; or
    indicate that papers they send to you aren’t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don’t pay your debt;
    they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn’t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans’ Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members’ Pay
    Military Annuities and Survivors’ Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen’s and Harbor Workers’ Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

Same thing just happened me at the business I work at.  A man named "Mr, Snow" called and asked to speak with the owner, I told him that he was not available and he demanded a cell #.  I told him that I could not give that number out.  He then gave me him # and said that it was imperitive that the owner call back befor 6pm.  When I asked him what Company he was calling from he got very angry and started shouting so I said "bye and hung up!  Jerk!

Is anyone still getting these calls?  I was wondering if timeshare was still in Business and Collection company???????

Bob Mills
www.millsofmaine.us