888-832-8575

I don't want anymore calls or mail

>> I don't want anymore calls or mail  <<

Then, go "off the grid".
Do not get a phone.
Do not tell anybody your address.
OR
Return here to ask your question again, but in a more meaningful fashion.

Claim to help you with your debts and prevent debt harrassment.  Right.  Supposedly located outside Washington DC.

See copy of their letter here:

http://getoutofdebt.org/99202/federal-debt-as ... g-get-real-fast

Reeks of scam.  Site is made to represent a federal agency in Washington DC.  Just another debt consolidation group.

http://www.fdaassociation.org/
Federal Debt Assistance Association
5234 Glen Arm Road, Suite 101
Glen Arm MD 21057
Tel: (888)-832-8575
______________________
BBB:
THIS BUSINESS IS NOT BBB ACCREDITED
Federal Debt Assistance Association, LLC
(888) 832-8575
5234 Glen Arm Rd STE 101, Glen Arm, MD 21057-9405
Send email to Federal Debt Assistance Association, LLC
http://www.fdaassociation.org
BBB® Non-Accredited NR Rating
On a scale of A+ to F
Additional Information

top
If a business refers you to another company or uses sub-contractors, BBB recommends that you research that company including reviewing their BBB business review.

BBB file opened: 03/16/2016
Business started: 02/28/2016
Type of Entity
Limited Liability Corporation

Business Management
Principal: Nicholas Pantoulis (Owner)
Customer Contact: Eliza D. Irons (Director of Client Services)
Anna Marie Diaz (Accounting Manager)
According to information provided by the business in May 2016, Nick Pantoulis is the owner of Clear Solutions Inc. and Federal Debt Assistance Association, LLC.

Federal Debt Assistance Association, LLC is a subsidiary of Clear Solutions. A separate BBB Business Review for Clear Solutions, Inc. is available:
http://www.bbb.org/greater-maryland/business- ... 5358?language=1

Number of Employees
10

Business Category
Debt Relief Services, Legal Document Assistance, Debt Relief Education

Products & Services
This business provides resources to enable customers to independently validate personal debt. This business does not provide legal services and is not engaged as a "credit repair" or "debt settlement" entity which is a regulated industry in Maryland.

Alternate Business Names
Federal Debt Assistance Association
Industry Tips
Debt Negotiation/Debt Settlement
Consumer Rights for Debt Collection
Education Information - Debt Management & Debt Settlement (MDAG)
Debt Settlement October 2010

Simply block the calls.  This is a total scam operation.  Any letters received from this group should be taken down to the local post office so the postal inspectors can take a look at it.  This could be mail fraud.

This company does not make outbound calls, They only return calls made to their office. if you were contacted it was because you or someone at your number called in response to their mailing and the call was returned. They have helped me. it is concerning when people who do not have first hand experience with a company post as if they have some sort of expertise or direct experience. I checked their BBB information before hand, and although they are new under FDAA, they are an established company under Clear Solutions Inc. "A" rating. Been in business since 2008. Incidentally they do not do debt consolidation or settlement.

So, even though you to whom this number belongs, you decided to look it up anyway.  You then came to a complaints website, and then write a glowing review.  This is typically shilly behavior.

Thank for asking. What actually happened was I referred a friend to the company, and they told me what they found when they researched. Then I decided to post.

Do your research. Same owner owns FDAA and Clear Solutions - https://getoutofdebt.org/99202/federal-debt-a ... g-get-real-fast

Like this?

FEDERAL DEBT ASSISTANCE ASSOCIATION, LLC AKA CLEAR SOLUTIONS INC AKA FPCS INC.
Posted in:
Web site is a bit cheesy, lists them in Maryland, and makes absolutely no mention of being as subsidiary of the other companies.  It also claims that it can send debt validation letters out to creditors under FDCPA laws, which is false. There is no mention of how much they charge to do what anyone can easily do for free simply by downloading one of the sample letters from the CFPB web site or composing their own letter to mail out.
http://www.fdaassociation.org/contact
BBB gives FDAA no rating with one complaint.  In the answer to that complaint, FDAA says that their web site clearly indicates that they are Clear Solutions.  I can find no mention of Clear Solutions on the FDAA web site.  https://www.bbb.org/greater-maryland/business ... -and-complaints
BBB gives Clear Solutions an A rating with 0 complaints or negative reviews, but this could possibly be because they are operating under the FDAA name:  https://www.bbb.org/greater-maryland/business ... arm-md-90275358
Maryland Dept. of State info:
Entity Name: FEDERAL DEBT ASSISTANCE ASSOCIATION, LLC
Department ID: W16986739
General InformationAmendmentsPersonal PropertyCertificate of Status
Principal Office (Current):
9904 HARFORD RD
PARKVILLE, MD 21234
Resident Agent (Current):
ROBERT PANTOULIS
9904 HARFORD RD
PARKVILLE, MD 21234
Status:
ACTIVE
Good Standing:
Yes
What does it mean when a business is not in good standing or forfeited?
Business Code:
Other
Date of Formation or Registration:
01/14/2016
State of Formation:
MD
Stock/Nonstock:
N/A
Close/Not Close:
Unknown
Entity Name: FEDERAL DEBT ASSISTANCE ASSOCIATION, LLC Dept ID #:W16986739
Ack#: 1000362008950000
Principle Office:
9904 HARFORD RD
PARKVILLE, MD 21234
Resident Agent:
ROBERT PANTOULIS
9904 HARFORD RD
PARKVILLE, MD 21234

Entity Name: CLEAR SOLUTIONS INC
Department ID: D15769730
General InformationAmendmentsPersonal PropertyCertificate of Status
Principal Office (Current):
SUITE M
11615 CROSSROADS CIRCLE
BALTIMORE, MD 21220
Resident Agent (Current):
NICK PANTOULIS
13328 MANOR RD
BALDWIN, MD 21013
Status:
INCORPORATED
Good Standing:
Yes
What does it mean when a business is not in good standing or forfeited?
Business Code:
Ordinary Business - Stock
Date of Formation or Registration:
03/28/2014
State of Formation:
MD
Stock/Nonstock:
Stock
Close/Not Close:
Close
Entity Name: CLEAR SOLUTIONS INC Dept ID #:D15769730
Ack#: 1000362009802168
Principle Office:
SUITE M
11615 CROSSROADS CIRCLE
BALTIMORE, MD 21220
Resident Agent:
NICK PANTOULIS
13328 MANOR RD
BALDWIN, MD 21013

Entity Name: FPCS INC
Department ID: T00390788
General InformationAmendmentsPersonal PropertyCertificate of Status
Status:
ACTIVE
Owner (Primary):
CLEAR SOLUTIONS INC
13328 MANOR RD
BALDWIN, MD 21013
Location:
FPCS INC
13328 MANOR RD
BALDWIN, MD 21013
Renewal Notice Date:
N/A
Expiration Date:
1/15/2020
Entity Name: FPCS INC Dept ID #:T00390788
Ack#: 1000362007447503
Location:
FPCS INC
13328 MANOR RD
BALDWIN, MD 21013
Owner:
CLEAR SOLUTIONS INC
13328 MANOR RD
BALDWIN, MD 21013

Trade name registration for the above company was signed by Robert Pantoulis, so either he is using a Nicholas, or this is a family organized scam.

A couple of the crooks (looks like they are related as well) working for this organization:
https://www.linkedin.com/in/david-piccione-23a8a0126
https://www.linkedin.com/in/vincent-piccione-574189111

Read up on your rights here and also make a complaint at this government site:  http://www.consumerfinance.gov/

Also file a complaint with your State Attorney General's office.
List of State AG’s offices:   https://800notes.com/faq/attorney-general

If your caller was 877-777-7845, why did you post under this number?

This reads like someone from the company wrote this.

There is no mention on their website that they are established under of Clear Solutions Inc. It looks like Clear Solutions is a proxy company name they are using to protect themselves. You also say "they have helped you", which is very vague; but they've only been in business 9 months and they tell their clients that their process takes 1 to 2 years. They clearly have not helped anyone through the completion of the program yet, and I am sure they have no proof of actually helping anyone clear all their debt, just like the other debt validation scams I've looked into.

Do realize that impersonating a federal agent or  falsely representing yourself as a federal agency is against the law don't you?

Then I assume you are referring to the Federal Debt Assistance Association representing itself as a federal agency, which is against the law, correct?

I think he was referring the the troll that is representing itself as the FBI. Cute, trying to deflect that but something seems to be giving you away. Wonder what that is?

Possible because their letter used that number.  I just got one of these letters, and it used the 877-777-7845 number.  The getoutofdebt.org link posted by CWG40 you can see part of the address and phone, however the phone/address listed on the letter I received is different: 11615 Crossroads Circle, Suite M, Baltimore, MD 21220. Other than that, the letters look identical. That zip code is actually Middle River, MD so the letter has the city wrong.  Suite M (according to Google's current information) shows a different company in Suite M, so Google is outdated or the letter false. I'd place bets on the latter, since the city was wrong for that ZIP.