888-959-6786

got a call and left msg stating I owed money and was being arrested..don't owe money. notified police.

I have received several phone calls from this number.  Her last name is Morton.  She says I owe money for a payday loan from January of 2010 and I have never had a payday loan before.  What should I do?

This number called my work stating I was going to be served papers and they wouldn't state what the matter was about or give their name, they just called and left 8889596785 with ext #301 so I called it back and my phone says this number hasn't been correctly entered in the phone system. Who are these people and what do they want and how did they get my work phone number!!!

They have called me stating that I have commited check fraud and that I was going to have a warrant issed for my arrest.  I do not have the money to pay them, they said too bad that I was going to jail if I didnt give them my checking account information.

There has got to be a way to stop this.  I received a call as did the others but my extension is 313.  I have been warned that if I continue to ignore the call then I will probably be arrested. Really!!!  Don't they know that people are aware of their debt and is not going to just give away their money.  Really debt collectors don't threaten jail time over the phone instead they ruin your credit.

Something has to stop these people.  Considering I don't have any debt I'm curious on how they even got a number on me.

I received a call from 1-888-959-6786 ext 301 stating that I defaulted on a payday loan and a warrant will be issued for my arrest. How do these people get your information??

I received a call today but from a 656 number stating to call back to the 888 number.  Investgator Moore was researching allegations of check fraud from a Gloria Melendez, Apparently she wrote me a bad check

Really?  when?

Stated it was for DE county - which means what did this happen in PA, OH or NY

I just got the same call from a 656 number to call 888-959-6786 from a Dan Williams. He said I had a charge for depositing a check fraud!  What in the world??  Has anyone else got this call??

I also received a call like this today from a Detective Dan Williams @ extention 313. I returned the call and actually had a conversation with this jerk. After becoming very ill with him when he said there was no paperwork to send me, he put his "supervisor" on the phone. He then began telling me that if I could not pay a sum of $800 some odd dollars that he would notify the police in my area and they would be contacting me right away. And to think I became very upset over this phone call. Will be contacting the sheriffs department about this SCAM!!

Whatever you do, NEVER GIVE THEM ANY BANK/CREDIT/DEBIT CARD INFORMATION! This company - Zenith Financial - is a Florida-based scam operating under the auspices of several names. According to the Federal Trades Commission (FTC), legitimate debt collectors are to notify you regarding the alleged debt - AND the NAME of the company seeking recovery - when calling. Or they will send you by mail any civil action(s) to collect the debt. Once you inform them not to call, they are to comply. No further contact is permitted. All further contact is by mail. Debt collectors do not threaten incarceration - it is illegal to do so! Record the next calls you receive, file police report, consult an attorney to counter-pursue legal action against company for false representation, and file a complaint with the FTC. Hopes this helps and reassures you.

I received the same call today from these people, threatening to sue me, have me charged with a felony, these people need to be stopped.

I received a call from someone stating to work for the Saint Ann police department in Saint Louis.  A warrant is being issued for one of my employees this is all untrue it is a debt collector calling.  Please know that they are in violation of your rights because they are speaking to who ever answers the phone telling them your person financial information and is impersonating a office of the law for Saint Ann police department.

I received the same phone call. Dan Williams with a different extension this time: 312.
He wouldnt give me his phone number nor the paperwork regarding this matter. I told him I will have the cops call him, he then transfer me to his "supervisor" claiming I owe them $2000.00. Insane!

i keep getting calls from a Dan Williams saying that  he's an investigator  and  their client is moving forward through the courts and maybe he can help me avoid  it but i have to call him w information. They won't tell me who with but that have to pay bc i had a fraudulent check as a.pmt for a quick cash loan. Bu t I don't have any quick cash loans and i have never paid anything w a check so they have to be frauds.

Same thing exactly!! Same guy same ext, everything.  Sorry u r dealing with it too.

i received calls from the same number but with an extension of 301 and his name is mr king and he's an investigator calling about an unpaid payday loan which at first he said was 100 dollars but now it is 400 dollars please help with any advice but for now I'm going to file a police report and call my state attorney generals office to report them.......

I have been having the same problem with these people calling me from Zenith Financial. About three months ago they called me and I was very upset about it at first. The man told me that I had a unpaid payday loan for $400 from 2010 and that I now owed $1200 because of court cost and fees. I thought that was a little ridiculous and outrageous of an amount to owe, especially since I have cleared up any debts I had years ago. Once I started asking them questions about what their names were, who is the company that I owe, etc. They could not give me a straight answer on any of my questions. The first number they ever called me from was a 702 area code, which is Las Vegas and I have a sister that lives there so I asked for the address so she could take the money there, but he came up with an excuse as to why she could not do that. Which was that they did not have a base office there, that was a bunch of bull. I asked him to send me an email of all the information on what I owe and he said he would have to call me back so he could send the email. I send emails all day everyday and it doesn't take but a second to send an email. So I contacted my local police department and the better business bureau and they are not an accredited company and they are running scams on people. When they called me back I let them know that I contacted the police about them and he started cursing at me and telling me that he was going to get me and have me arrested and put away for a long time. I told him to go ahead and do what he has to do and hung up, that was three months ago. As of a few days ago this same man Investigator David King has been calling and leaving messages on my job and giving my supervisor too much information, but I informed her that it is a scam and that I do not owe anyone. These men are very rude and unprofessional and that is what clued me into knowing that they are scam artist. They are using Google numbers so every time they call is from a different number and they get very agitated when you start asking questions. I hope this helps, they need to be stopped there is no telling how many people they have gotten money from due to this scam!!!

I've done some "investigating" on "Zenith Financial Group LLC".  Now I'm no "skip tracer" or "boiler room detective", but these are some findings

I get two "hits" for the following contact information

Zenith Financial Group LLC
2484 Briarcliff Rd. Suite #22-133
Atlanta, GA 30329
Phone: 786-231-1193
Fax: 786-565-3004
The street level view of this address indicated a strip mall with an office max and a UPS store (Suite#22-133 may be a box)


The BBB gives this organization an "F" for the following reasons

1. Failure to respond to 2 complaints filed against business.

2. BBB does not have sufficient information to determine how long this business has been operating.

3. BBB does not have sufficient background information on this business. BBB made one or more requests for background information from the business. BBB has not received a response from this business and/or has not been able to verify information received from this business.


Finally, Domain registration information on what appears to be their website www.zenithfinancialgroup.net

Domain Name.......... zenithfinancialgroup.net
 Creation Date........ 2012-11-12
 Registration Date.... 2012-11-12
 Expiry Date.......... 2013-11-12
 Tracking Number...... 1758687696_DOMAIN_NET-VRSN
 Organisation Name.... EARNEST EARVIN
 Organisation Address. 1634 AUSTIN MEADOWS DRIVE
 Organisation Address. Address2
 Organisation Address.
 Organisation Address. DECATUR
 Organisation Address. 30032
 Organisation Address. GA
 Organisation Address. UNITED STATES


Analysis --- this organization may be using a UPS store for their mailing address.  They also have a terrible rating with the BBB and have not replied to complaints.  Despite the relationships with Fortune 500 companies touted on the website, the domain was created within the last year

The number given on the likely company website is discussed in the thread below (with similar complaints)

https://800notes.com/Phone.aspx/1-786-231-1193

The owner has placed the below add on several sites.  It gives some insights as to their tactics

http://atlanta.jobslistingusa.com/hiring-coll ... eter-97553.html

The owner was given a poor review on an "accounts receivable industry" site)

http://www.insidearm.com/forum/topic/anyones-heard-of-this-earnest-earvin/

Please note - and independent inquiry found criminal records for someone in the State of Georgia with the same exact name.  Moreover, a person with the same name ad exact DOB as the person currently living in Georgia has a criminal history in the State of New Jersey