904-257-0771

This Claim to be a Payday Loan it a scam Business
It ID Theft

looks like number 888-888-8888 is connected to this # also . Payday loan scam saying I owe from 2011 for Advanced America!! BS!!

Got a call and asked me to verify my name then hung up on me. Added to my block list

They've tried to contact me three separate times today but I didn't answer because I didn't recognize the number.  Twice in a row within 15 minutes.

Both of my number apps come up saying scam or fraud and then they automatic block.  Don't know who they are but I have dealing with these scam artistes for the past 4 years for some reason and I just hit block and go on.

THIS IS A SCAM!!! Low life pieces of human crap trying to steal your information and money. THI IS A SCAM!!!

Got a call today I missed so so I called it back.  They said they are debt mediation Kimberly Jenkins. She said I was being charged with debt by desorption for P&D Financial payday loan. I said ok and I asked for her business address she hung up.  I called back and asked for Amber and a guy told me that my case was being filed and that I was rude to Amber and that it was to late and I needed to stop calling and harassing them he hung up.  I called back it went to voice mail where I stated my name and asked for the validation of debt letter in five days and left my address which they say they had already.  I also have left my attorneys number?  Calling out of Baldwin Florida but say they are in Jacksonville

They keep calling and calling. I've answered a few times, but no one ever responds on the other end. I've told them to stop calling, again, no one seems to be on the other end. Called seven times today so far.

Said they have a package for me that was returned because of "bad" (incorrect )address and I need to verify my address . No introduction or company name . Big fat scam!! First one today, I usually get over 15 scam calls, the most I have gotten in one day is 68!!!  Can you believe it!

How can I verify whether or not a debt collector is legitimate?
Here are a few warning signs that could signal a debt collection scam:

The debt collector threatens you. Legitimate debt collectors probably won't claim that they'll have you arrested or claim that they or their employees are law enforcement officers.

The debt collector refuses to give you information about your debt or is trying to collect a debt you do not recognize. You have certain rights to ask a debt collector to verify the debt. You can use this sample letter to request this information. Ask for an explanation in writing before you pay.

The debt collector refuses to give you a mailing address or phone number.

The debt collector asks you for sensitive personal financial information. You should never provide anyone with your personal financial information unless you are sure they're legitimate.
If you think that a caller may be a fake debt collector:

Ask the caller for his or her name, company, street address, telephone number, and professional license number. Many states require debt collectors to be licensed. Check the information the caller provides you with your state officials, or the state in which the debt collector holds a license. If the caller refuses or is unable to provide you with information about his company, or if you can’t verify the information he provides, do not give money to the caller or company.

Tell the caller that you refuse to discuss any debt until you get a written "validation notice." This notice must include:
The amount of the debt
The name of the creditor you owe
A description of certain rights under the federal Fair Debt Collection Practices Act
If a caller refuses to give you all of this information, consider requesting this information in writing or seeking assistance before paying the debt to make sure the debt, and the company, are valid.

Tip: You can consider sending the collector a letter requesting the information by using one of the CFPB's sample letters. You can also submit a complaint to the CFPB or you can contact your state Attorney General’s office.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know the company or person you are talking with is a real debt collector. Scam artists, like fake debt collectors, can use your information to commit identity theft such as:
Charging your existing credit cards
Opening new credit card or checking accounts
Writing fraudulent checks
Taking out loans in your name

Contact your creditor. If the debt is legitimate – but you think the collector may not be – contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Submit a complaint with the CFPB or get in touch with your state Attorney General's office with information about suspicious callers.

Stop speaking with the caller.If nothing else works and you believe the calls are fraudulent, send a letter demanding that the caller stop contacting you, and keep a copy for your files.

Tip: You can use this sample letter to write a letter demanding the debt collector stop contacting you. By law, real debt collectors must stop calling you if you ask them to in writing.

Tip: If you're having trouble with debt collection, you can submit a complaint with the CFPB online or by calling (855) 411-CFPB (2372).

http://www.consumerfinance.gov/