905-264-9962

This number has called my house before (I stopped counting).

My phone shows:

Primerica Finan

And Whitepages.ca shows:

(905) 264-9962
Type: Land Line
Provider: Bell Canada
Location: Woodbridge, On, ON

And when you Google "Primerica Finan" you get:

Primerica Financial Services

that number called my cell like right now...something with financial. knows my full name as well. I wonder what this is bout.

has called my cell a few times too...who is this and what is it about?? Why don't they leave any message?

Just received a call from this number as well and was not left a message. My cellphone did not log the CallerID so I'm not sure if it was Primerica or not but if it was they probably found my information on monster.ca or some other website as I have been looking for a summer job lately.

Just received a call from this number as well, on my cell.

The voicemail I got was from a Teresa Martinez, said she was referred to me, that she had been told I may be looking for part-time of full-time career opportunities. Said "her company" is looking for individuals with great people skills & inter-personal skills who are looking for a progressive leadership position.
Gave the number to call back as: 647-290-1285.
I tried calling, no voicemail that I could leave a message on, no one picked up.

Hey i had the exactly same experience as you did. I went to the interview and now they're calling me back for a second stage interview. I am so confused right now and dont know if i should go.

Apple - YOU SHOULD GO!!!  I got the call last week and went to the overview - this is one of the greatest companies I have ever had the opportunity to work for.  The are part of Citigroup (www.citigroup.com) and are a the #1 fortune 500 company!!  Holy!! The Vice President is one of the nicest men I have EVER met.  Their office is young, and everyone is so friendly - I have very little financial experience, but they're treating me so well.  Sarah - call Teresa - she too is really nice!!  Apple, if you're confused stop reaching towards the internet - call the person and ask the questions.  Due dilligence suggests that oppinions should be mede for yourself not by others - especially internet strangers.  Great company - great people!!

I just got a call yesterday from this same number.  It was Primerica financial services.  I was surprised to say the least to receive the call, seeing as how I have no financial background.  However, I went in for an interview and the people were great.  I researched Primerica and found out that they are infact part of the largest financial corporation - citigroup.  After reading David's comments it is evident how little people know.  Pyramid schemes are illegal.  The product in these types of schemes are cash (you pay cash, get others to pay cash, and you get more cash).  If David had a little more ambition and knowledge he'd know that Primerica is licensed with the government of Ontario - FSCO (I actually did research in a library David - that's the place with books, and PUBLISHED INFORMATION) Primerica's products include RRSP, RESP, Insurance, Debt Consolidation - They are some of the largest providers of these products.  If it was a scam, then after being in existence for 31 years - WOULDN'T SOMEONE HAVE CAUGHT ON???  Unless David is calling our government a scam, this company has through citigroup 200,000,000 CLIENTS in 100 countries.  Unlike David I went for an interview, asked questions, didn't listen to negative people and trusted my instincts.  Good luck to all those researching - go to the library - ask questions at the source.

My Name is Arthur Adam Haglund.  Primerica is a real company.  Unfortunately their practices and ways of "hiring" are dubious at best.  Yes they are a pyramid scheme and they are only willing to help you if you:
1 have a lot of friends who are gullable
2 are able and willing to spend all of your free time in their AMWAY-cultlike meetings and getaways
3 have no real moral dilemmas aboutmaking people feel guiilty and browbeating those who you bring to the meetings
I went through the "training", got my insurance license and everything.  I, however did not have a list of 50 friends and family that would allow me to "practice" the plan with them (with my trainer).  This is the great scam of it.  you are NOT to sell insurance, just rope in your friends and family at the practicees and guilt them into buying insurance.  then after you have ammased enough personal wealth, you get you commodities license and sell annuities and so forth

AVIOD PRIMERICA LIKE THE PLAGUE THAT IT IS AND PLEASE REALIZE THAT YOU CN GET CHEAPER INSURANCE THAT IS JUST AS GOOD ELSEWHERE

TO ANY PRIMERICA AGENTS/REPRESENTATIVES OUT THERE-GO AHEAD A SUE ME-THE TRUTH IS NOT PROSECUTABLE OR ACTIONABLE

Clearly "scambuster" had a problem reading what I had written.  Although I am not part of Primerica (yet) true research clearly shows that the company is alignment with the government of Canada - hence the requirements to be licensed.  If "scambuster" knew the definition of a scam - he would know that it is when "one is duped into paying for a product or service that is not in existence; the illegal movement of an organization that is neither registered or condoned by legal bodies..."  Primerica works hand-in-hand with FSCO - the Financial Service Commission of Ontario.  Mr. Haglund is upset not at Primerca's legitimacy, but in the fact that he obviously failed.  Again (hopefully he reads it in plain ENGLISH this time) Pyramid schemes deal with CASH not PRODUCTS.  Primerica deals with financial services.  I believe in this company for one simple reason.  The way I was introduced was by the same manner that Arthur FAILED!!  Two friends of mine were the reason I had received a call in the first place.  Not having a background and being surprised at the call promted my research.  I can't see how someone with credibility and knowledge could be "guilted" into buying any financial service.  If someone needs help, they take it.  Clearly Arthur had very little credibilty with his market, and when people FAIL - it's to my understanding that they blame others before themselves.  I've learned that Primerica has more than 110,000 licensed representatives, and does distribute more term life insurance, RRSP, RESP, and Debt consolidation than any other company in the world - Truly Arthur, how can this many people been thrown for a loop.  I thik the real "cult" is corporate Canada, that makes you work so hard to make others wealthy - works you to the bone for minimal pay.  The plague isn't the battle for cheaper insurance - the plague is people failing and blaming others rather than looking into their hearts, trusting the good, and fighting for what they want in their lives.  For those taht base their opinions on what either of us have been writing - you've already lost - you have to go in and make an opinion for yourself.  If your best friend hated your favorite resteraunt would you still eat there?  One fools poor experience is another's goldmine.  Again do the research.  I doubt any Primerica agent will sue you Arthur - they probably don't have the time nor the inclination to read what someone who failed wrote - get a job and be on your poor way!!

Got a call early today.  Went for an interview this afternoon.  Nice team, good people - nice clam office. I make decisions for myself.  Thank god!

hi, just want to ask, i suppose to go to an interview with them, is it worth it to go and is this company really like a pyramid scheme or it is actually..
so please if you can reply that will be appreciated..thanks

hey are u working there now??

Carl - look who you're asking!  A negative guy who quit - this guy was a representative in Michigan (not even Canada) who couldn't learn the system, so he quit.  Talk to someone successful, if you want to succeed.  Talk to someone who failed if you want to fail!!

Just try to get the REAL info on how many people do not make it in.  It IS a cult-like group just like AMWAY.
The insurance is not even close to the least expensive.
FAILED?  I think not.  I just would \not guilt people into something they could get elsewhere for less!
It isa identical to the AMWAY way, and the USA gov't went after them for pyramid-scheme breaches of law several times.  The problem was that they actually cfan sell things, even though that is not what is being sold, the membership is the REAL product, hence the pyramid scheme, buy from yourself and get others in under you who also buy from thereselves.
This business is for the person who does not have a conscience.

Arthur Haglund
Michigan - Passed a GOVERNMENT EXAMINATION (What a dummy this guy is!!)  He received licensing from the government, and is still calling it a scam!! - why would the government condone a scam?)  The licenses received were the same as EVERY major bank!! Guess the banks are a scam too - or only if he failed there!! LOL!!  Primerica DOES NOT have the cheapest insurance - but it is the highest ranked product according to S&P, AM Best, Investment Executive and Money Magazine.  You pay for what you're getting.  TYou're the kinda guy that complains that his Ford doesn't drive like a Lexus - Dummy... you bought a Ford!!

Don't compare apples to oranges - you do know that they're both fruit right?  AMWAY sells general products.  Primerica deals in financial services.  AMWAY you pay for a membership from AMWAY.  Primerica you get a license from the GOVERNMENT.  In the States the products are IRA, Roth IRA's, and Pensions - in Canada it is RRSP, RESP, and other investment accounts that are ALL REGISTERED WITH THE GOVERNMENT.  

The worst part is that you're an [***] for not even helping out your own family or friends.  If you could've given them better investment options (ESPECIALLY IN TODAY'S MARKET) why wouldn't you... "boo hoo... I don't want to sell to my friends or family" If you don't somebody else will, and probably a cheaper, inferior product.  

A lot of people don't make it.  The business is for people who are conscious enough to follow a success system, work hard for their true worth, and network (like EVERY SUCCESSFUL BUSINESS MODEL IN THE USA, CANADA, SPAIN... GLOBALLY!!)

Stop spreading hate because you suck and have nothing better to do than use 800 notes to inform the world that after 2 years of failing a system you're still bitter and childish.

Remember - quitters never win, and winners never quit!  Quitting = Failure, and that's what you are you bitter bum!! :P

So were You, you were on Whocallme forums ASwell, promoting and typing the Same crap on these forums too... so sick of you.  dude at least change the words... Please, because you are just taking the readers as fools..

https://whocallsme.com/Phone-Number.aspx/9052649962/3#p91806940048219889

Primerica is a fraud and a scam.

Yes they are a pyramid scheme and they are only willing to help you if you:
1 have a lot of friends who are gullable
2 are able and willing to spend all of your free time in their AMWAY-cultlike meetings and getaways
3 have no real moral dilemmas aboutmaking people feel guiilty and browbeating those who you bring to the meetings
I went through the "training", got my insurance license and everything.  I, however did not have a list of 50 friends and family that would allow me to "practice" the plan with them (with my trainer).  This is the great scam of it.  you are NOT to sell insurance, just rope in your friends and family at the practicees and guilt them into buying insurance.  then after you have ammased enough personal wealth, you get you commodities license and sell annuities and so forth

I was recently referred by a friend to "Primerica" for an "opportunity."  He refused to mention any details and simply said, "Man, you just gotta check it out."  I obliged, considering I'm desperately looking for work this summer to pay for university.  On the drive there,  he gave me minor details, still proclaiming, "Man, you just gotta talk to this guy.  He'll explain everything."  From what I gathered, I figured this "opportunity" revolved around sales; my amusement quickly dissolved.

After waiting about half an hour, I was finally greeted by a representative named Daniel, whom I quickly identified as a boorish blockhead.  Our interview (I think that's what it was) began by him flashing all these fancy figures that I could be earn if I chose to join Primerica; uninspired and skeptical, I asked him monotonously, "So, doesn't this job require education?"  He was sharp--like a snake preying on a mouse--and said, "We actually require our representatives to complete a course in finance."  As our "interview" continued he explained why term life insurance was so good and frequently pointed at pictures of fancy digits and dollar signs; essentially I had no idea what was really going on, neither did he tell me what I'd actually be doing.  As he rapped up his uninspiring presentation, he began asking me hypothetical questions like, "How much money would like to make in life?" or "How many hours would you like to work?" and "What kind of luxury car would you like to drive?"--claiming all my dreams would come true if I joined Primerica, as I could work little hours and make a six-figure income (though, unfortunately, none of my dreams revolve around money.)  He then told me that I'd be required to pay $100 to get a finance certificate, and therefore be qualified.  I immediately thought, SCAM.  But no, I wasn't quite right. They do send you to a legitimate place (you can find them on your own) where you can obtain a certificate in finance.

As I had now listened to this guy's explanation--I think I was supposed to be brainwashed--my friend had now felt inclined to fill me in on the details.  On the ride home, which, by the way, he played a motivational CD by some Primerica guy (creepy,) I was finally told what I would be doing: selling life insurance.  On the surface, not that I would be interested or anything, it didn't seem like the deceptive conclusion that I came to later on.  However, as he continued, he said that for my "training" I would have to go out with Daniel (the representative) and explain to my family, as well as other close contacts, how the service worked; in turn, I would receive a small portion of any sales made.  By the time I got home, I began to put together the puzzle.  I was told during my interview not to look up Primerica on the web, but to go to specific sites, which he wrote down for me.  I thought that it was pretty sketchy, but  he assured me of the business's integrity with the high ratings that the company received in valid business magazines, and then showed me where Primerica was on the New York Stock Exchange.

Even though the closest I've ever made it to in business is through Death of a Salesman, by Arther Miller, I became acquainted with some business terms, terms that he failed to mention.  I reached the conclusion that Primerica is a multi-level marketing organization; they operate through a pyramid scheme.  Basically, how it works is you, the salesman, go out and sell their life insurance; in turn, however, your sales makes everyone else money, including a relatively small portion for yourself (the people higher up on the "pyramid.")  They operate through referrals and allow you to recruit people, yourself, to make more money (which is why my friend was so eager to refer me.)  The reason they want you to work for them is because you'll make them money, while they virtually do nothing.  There's essentially nothing wrong with this, but if you think about how such an operation is ran, it seems quite pathetic: they'll hire anyone (the more the merrier) and by sending these non-professional, non-educated people out to sell life insurance, do you think people will actually buy it?  What if the potential buyer decides to, uh, I don't know, ask questions?

This is where they get you again.  Throughout my interview, the guy explained how their product, term life insurance, was so great; typically, he's right, but for life insurance, it certainly isn't a "one size fits all" scenario.  Also, he made it seem that this product was so unique and that they're the only ones who offer it.  I believe I had asked him how likely it would be to sell this product in terms of competition.  He pulled out a red herring and went on about something else--I think about their really low rates.  I went on Google and was surprised to find that practically every insurance company offers the same service.  I did a few quotes under various ages and scenarios and also found that Primerica is much more expensive, practically under every circumstance, than other services--how are you supposed to sell that?  He had me convinced that their service was the "Wal-mart" (We sell for less!) of life insurance.  Nope.  Finally, I put everything together and this is what I gathered:


They try to sell life insurance to your friends and family (because, for your training, you have to "observe" the representative through six session of him trying to sell life insurance [to your close friends and family.]) And what better people to sell to!  You go to them, saying, "I just got this new "job" and this is part of my training--are they, as your friends and family, going to be inclined to buy this half-ass insurance policy?  Obviously.  Once you get through these six observations sessions, your training is now complete and you can now sell freely.  But, once again, who's going to want to buy from your non-professional, non-educated self?  Certainly, not those close friends and family, as they--if they decided to even make purchases--bought them off your representative.  I wouldn't see these people as your only hope as sales but, in the end, who's else is going trust your non-professional ass?  This is the beauty of multi-level marketing: your sales will quickly run out once you've heard, "Nos" from all you'll close friends and family.  At the end of the day, you, as well as many others, have just made someone higher up in the pyramid a lot more money, but once you run out of sales, that's okay, they have 200,000 some odd people just like you to bring them in more money and referrals.
 
You don't stand a chance selling this garbage.  In fact, the average income of a Primerica salesmen is $8,000 annually, which is a far cry from the $100,000 income they flaunt in your face as well as even a typical $20,000 minimum wage salary.  Don't waste your time.  If you're a good salesmen, have an endless supply of contacts, and you don't mind pressuring your close friends and family into sales, there's something way better out there for you then Primerica.

However, I never dealt with the "cult" aspect of Primerica; to be honest, I figured it would just make for an interesting headline, but it seems like there's an eerie truth to it.  Although I can only base my skepticism on the fact that I received creepy vibes from every single person in that building, it seems like a lot of brainwashing is taking place.  They keep you in line, as I said earlier, by telling you how much money you can make; they do this by having frequent conferences, "motivational" CDs, covering their walls in posters, and moronic representatives influencing you every step of the way.  They do this to motivate you, so reality takes a longer time set in; once it has, you'll be scratching your head wondering, why the hell you spent so much time on such nonsense.

I guess Primerica got wise to all of the complaints filed against them and won't give the name of their company over the phone. This company is a more aggressive, deceitful version of the pyramid scheme. I had to put on a suit and drive thirty minutes to go to a commercial posing as a job interview. It was pretty annoying and humiliating, but nothing compared to the people who have lost careers and cash to this sleazy company.