949-698-9304

This phone number is based out of Orange County. They called me literally every half hour this morning starting at five am!! I had to turn my phone to silent because of their harassment. Finally when I got up and listened to their voicemails it just said they wanted me to sign up for one of their loans to be guaranteed up to $5,000. I don't need a loan and have no idea how I ended up on their list.

Same number call me today. First call was at 5am also. The guy wanted me to go and load money ($150) onto a moneypak green dot card. He said I would then send them the account info and they would verify I have $150 into my account and within 10 minutes they would transfer $1500 into my account. SCAM
I respond to him that do not sound right. It's other ways to see how much money I have in my account. I ask him where he was calling from and he told me Sacramento, Ca. [***] yeah right
I told him to stop lying because Sac area code is 916. He told me they were calling from downtown. I started laughing and he said whats funny. I respond and said you are [***]. Told him good try to see if I was a fool but I knew all along u were a SCAM.
PEOPLE THESE ARE JUST SCAMS DONT FALL FOR IT. THEY ARE USING A MAGIC JACK LINE. In the back ground i hear many other peole (kids and babies) They are NOT NETLOANUSA which is what he told me.
I tried calling them back but no answer. So i left a message and said u want to play games well let the games begin. I will call you over and over and over again to where u will change your number.They messed with the wrong person.

Yes I keep receiving calls from this number all day and they fill my voice mail I have reported them but I dont know what else to do to stop the calls. And the scary thing is when he calls he asks for my 11 son.

I'm going to say this once folks, it is illegal to pay Any up-front money to get money on a GREEN-DOT CARD or a VANILLA PRE-LOAD MONEY CARD or any other pre-load card (color or flavor)!!!!! Report it to the FTC and FBI.

I am receiving multiple calls a day advising that I owe on a payday loan, but I do not have one.  NOW I am getting emails with the following information.

In accordance to Section 138 (Ammended Negotiable instruments Act) and Section 11C 49 as per the state juridiction, we the BCI (Bureau of Crime Investigation) are hereby trying to make you aware about the possible judgements and litigations which are under persuerance on your name and social security number, we hereby state that, on the bases of proof which we had recieved from the company CashNet, we are hereby going for a court hearing / trial, as the debt owed by you to the company has not been satisfied in full.Ref Case no. 14-4021/BCI
Reasons of these acquisitions are
1. Non repayment of the debt.
2. Failing to respond  to company's communication.
3. Copies of EFT (Electronic Fund Transfer) which declined on agreed date of repayment.
Before the trial date is finalise we anticipate the information about your Attorney/Lawyer, representing you in this case, if the above mentioned points havn't been overlooked on intentional bases, we would await for your revert via email.
Failing to revert back with in 48 hours on receipt of this email, we would consider it as case of habitual offender on your name and would take it as your denial to co-operate, which unfortunately would make you liable for penalty of $5000 atleast or imprisonment of 2 (Two) Years, depending on court hearing.

For,
Bureau of Crime Investigation
Derrick Loyd
Sr. Attorney at law

949-698-9304

Amber -

Perhaps the best way to address your concern is for you to read the following.
Note the many differences between the official / factual policies, and the lies that were sent you.

This is a long summary, but you need to read it carefully if you think you are being threatened by a debt collector.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money. ["Written" means snailmailed ... not emailed or texted]

* Debt collectors may NOT
- repeatedly use the phone to annoy someone.
- falsely claim that they are attorneys or government representatives
- falsely claim that you have committed a crime
- falsely represent that they operate or work for a credit reporting company
- say you will be arrested if you don’t pay your debt
- say they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so
- say that legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action
- use a false company name
- take or threaten to take your property unless it can be done legally;

The debt collector may not garnish your wages unless there is a court order to do so.
Many Federal benefits (including Social Security Benefits) are exempt from garnishment

You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000,

Report any problems you have with a debt collector to your state Attorney General’s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau.

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

I got an identical email like Amber today

File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

https://800notes.com/arts/Jb8EW-eDhQA/harassi ... ou-need-to-know
See Residents post here also:
https://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
https://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:

https://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
************
http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
*****************
http://www.net-security.org/article.php?id=1828
***************
https://800notes.com/forum/ta-86217073a9c8dad ... 077595690349410
************
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
************
http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
******************
http://www.fdcpa.me/fake-process-server-injunction/
******************
https://800notes.com/forum/ta-9413b3202bc8b6c ... net%27s-tactics
*******************
http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
*****
http://www.cashnetusa.com/consumer-notices
*****
https://800notes.com/forum/ta-4f7d326029dcf9d ... lectors-finally
**************
Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

— filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim’s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims’ relatives, friends, and employers.

I got an email identical to amber and heidi today

I just got an email today that says the exact same thing as Amber's. The exact same thing.

I received a phone from a Derrick Lloyd. he was saying that i was on a black list for fraud which i had not done anything. he then asked that i send them 3896. today. i heard him in the background giving out my number and name ,

I received emails and phone calls stating that I would be arrested on legal charges because my s.s. number was on a blacklist for fraud. They asked me to send them 3896 or I would be arrested. So me being scared I said that I would send it but I didn't and I hung up the phone and they continued to call me then emailed me saying that they were going to have me arrested. But it's a scam and they can't arrest someone with no charges. And then look at the email lawyer.com and then when you look up the number look what it goes too.

I am getting the same emails. Who can I call to find out if this is a scam?

I got the same exact email and they are telling me that if I don't pay the 4500 in legal fee's then I would be arrested, I reported them to the FBI

I too also was sent the same email......
I was really confused at first.  
Realized what/who this really Was. ...m

I received the same e-mail today amber, what a joke

I have gotten the same email. Do not call them. They are fraud, and looking to get your money.

got that same email word for word. its BS and I am sick of it.

I called back to see how much information they had. I will be contacting my lawyer cause they talking about taking me from my kids and put them in daycare // it's called DHR in Alabama and lawyers don't send emails , they send papers will legal contacts on paper. It's a scam all day. And I'm ready to file legal paper work.
Derrick loyd lawyer will need a lawyer.

I got the same email and he responded with threatening remarks.  I actually spoke to him on the phone and he was very rude. Refused to tell me what he was collecting for and threatened Jail time and fines if I didn't comply. Can I sue this person for harassment? He also states that he works for Bureau of Crime Investigation. Unbelievable!!