951-616-6884

The caller claimed to be a lawyer from Cashnet, knew my personal information.

I have received calls from 951-616-6884 & 951-616-6883(already filed complaint on this #) Indian speaking man, claiming he represents National Payday Advance and either myself or my atty better call him back or good luck in court. I have never taken a loan from National Payday Advance, therefore there is no reason for this man to call me at home (called 6 times on 09-14) or call me at work. I will be contacting the MA Atty General's office, Verizon Phone company and Monteray CA police dept where the calls are coming from

This scam has been going on for well over a year, now and has been recognized as such by the BBB:

Chicago, IL – August 5, 2009 – The Better Business Bureau is issuing an alert about phony debt collectors that are calling consumers nationwide and claiming that they have defaulted on a payday loan and will be arrested if they don’t pay immediately. Claiming to be lawyers, the scammers say they are with the “Financial Accountability Association” or the “Federal Legislation of Unsecured Loans” and are equipped with a disconcerting amount of personal information about their potential victims.

“Because the scammers have so much information about potential victims, the BBB is concerned that this may be the result of a data breach,” said Steve J. Bernas, president & CEO of the Better Business Bureau serving Chicago and Northern Illinois. “Thousands of people may have had their personal information compromised, and given the scammers’ tactics, it appears that those who have previously used payday loan services could be particularly at risk.”

According to reports received by the BBB and posted online, the scammers accuse the victim of defaulting on a payday loan and claim they are being sued. The phony debt collector threatens that, if the victim doesn’t pay as much as $1,000 immediately via wire or by providing bank account or credit card numbers, he or she will be arrested and extradited to California within the hour to stand trial. The scammers often may have the victim’s Social Security, old bank account numbers or driver’s license numbers as well as home addresses, employer information and even the names of personal friends and professional references.

The BBB offers the following advice to consumers if they receive a suspicious telephone call about an outstanding debt:
* Ask the debt collector to provide official documentation in writing which substantiates the debt.
* Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
* Review recent copies of your credit reports to ensure that the alleged debt is not affecting your credit. Consumers can do this for free once every 12 months, and can find more information here: http://www.ftc.gov/freereports 
* Under the Federal Trade Commission's Fair Debt Collection Practices Act, debt collectors may not harass, oppress, or abuse any person while attempting to collect a debt.
* A debtor may be contacted between 8 a.m. and 9 p.m. only and can be contacted at work unless instructed not to.
* File a complaint with the FTC online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws.
* File a complaint with BBB online at www.bbb.org if you believe a debt collector is trying to scam you.

http://www.thinkglink.com/article/2009/08/06/ ... eading-says-bbb

https://800notes.com/Phone.aspx/1-214-618-5897

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at https://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement, lawyers, officers of the court or bankers, or if they threatened you with arrest, be sure to include that information in your report.

2) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) The caller placed the call under a Texas area code. Even though the caller ID was probably spoofed or they're using VoIP technology to hide the fact that they're really calling from overseas, you should also file a complaint with the Texas Attorney General at http://www.oag.state.tx.us/consumer/complain.shtml 

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

6) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

https://800notes.com/Phone.aspx/1-925-262-1327
https://800notes.com/Phone.aspx/1-678-954-6346
https://800notes.com/Phone.aspx/1-888-341-4004
https://800notes.com/Phone.aspx/1-856-831-0640
https://800notes.com/Phone.aspx/1-949-743-1140
https://800notes.com/Phone.aspx/1-410-505-8128
https://800notes.com/Phone.aspx/1-917-464-2534
https://800notes.com/Phone.aspx/1-210-858-6602
https://800notes.com/Phone.aspx/1-888-775-2121
https://800notes.com/Phone.aspx/1-949-743-1156
https://800notes.com/Phone.aspx/1-214-245-1402
https://800notes.com/Phone.aspx/1-214-245-0922
https://800notes.com/Phone.aspx/1-214-723-5572
https://800notes.com/Phone.aspx/1-904-425-2863
https://800notes.com/Phone.aspx/1-718-831-7157
https://800notes.com/Phone.aspx/1-904-425-2857
https://800notes.com/Phone.aspx/1-858-244-0444
https://800notes.com/Phone.aspx/1-954-678-9724
https://800notes.com/Phone.aspx/1-610-571-3252
https://800notes.com/Phone.aspx/1-310-909-8245

...and, many, MANY more.

I got a call yesterday 9/15 at my job from some lady telling me I had a court case on Thursday and she needed my attorneys information.  I asked her why she was calling my job and to never call my job again.  She gave me the 951 number and I called back.  When I started asking questions, they hung up on me.  To my surprise, when I came into work today they had the balls to leave a voicemail on my work line.  So I called them back and asked them who they work for and they said I was going to be picked up and taken to jail and held until Friday and my boss would be notified. And when I asked for what they said A Payday loan I had taken out.  I told them that payday loans were illegal in the state of georgia so there is no way that I could have taken out a payday loan.  They hung up on me.  I called back and they told me to stop calling. So i called back again and they were saying they were kidding, I won't be called again, will I marry them...like it was a big game.  I called back again and asked why they thought it was funny for them to play games like that and now I'm trying to call them back again, but the line is busy.  It's all the 951-616-6881, 6882, 6883, 6884, 6885, 6886, 6887,6888,6889...all those numbers.  They had my friken social security number, which, good luck using it because my credit sucks, but still...they have some nerve to call and scare people like that.

At 11:04 on 9/16/09 I received a phone call at my office from 875-820-6274. When I answered I was immediately aware of an unusual amount of background noise from the caller. I asked who was speaking, and the caller kept asking for me to verify my name. The man had a thick accent, possibly Indian, and pronounced my name incredibly wrong, so I immediately knew it wasn't anyone I did business with. I asked who he represented and his name, he said his name was Davy Jones, and he was a Lawyer with Law Firm for Cashnet. He said I owed 1095.00 and unless I paid it today he would sent police to arrest me at my work and extradite me to California for my trial, which was being held in the morning on 9/17/09. I asked what court this trial was in and he was unable to tell me. I kept probing him for information and was placed on hold, usually a tactic to get people to hang up, but he came back on and continued saying he was going to have me arrested if I didn't pay, and if I continued being difficult he would go after my relatives. I asked him what the call was in reference to and what the business was, he repeated the same information, this time asking if I knew a Barbara **** and a Chris *****. I asked how he knew who they were, not disclosing they were my mother and ex, and he said he would have them arrested too. I asked for a number to call back at, and he gave me 951-616-6884. I told him I would not give any information because I have never done business with his company and that I was ending the phone call, he continued to threaten me saying he was getting a warrant for my arrest and I was going to be arrested soon. I ended the call.  I contact my local police department, which forwarded me to the attorney general, and then I was advised to contact my local Secret Service office, and I know that sounds extreme but they were VERY helpful.  ****THE SECRET SERVICE ADVISES YOU GO TO WWW.IC3.GOV AND FILE A COMPLAINT****

have received calls from 951-616-6884 Indian or asian speaking man, claiming he represents a law firm and either myself or my lawyer needs to call him back or good luck in court. When i called back and started asking questions they got mad yelled at me and told me that i was goin to jail..I informed them that if they called me again I would file a lawsuit against them they hung up on me then when i called back the line was busy and has been for the last four hours

Wife of man being called by 951-616-6886 has had it with the foreign contracts and the voice saying have lawyer or hubby call and I think these calls are bogus and about mortgage crap and some seedy list man sold numbers of people who were either cleaning up their credit or had a bankruptcy! Chris Hansen of Dateline NBC did a story on this and if you are a woman named KIMBERLY JONES don't bother calling us again!

Got the same call from "Jason" this morning, 951-616-6884. At this very moment I am on hold with US Bank for something else, and two calls just came in from 875-820-xxxx like referenced above. A quick area code look up shows that to be from Delaware, so it is clearly a VOIP or number-veiling system being used.

I think the next time I get a call I may screw with them and tell them my pizza is late.

San Pablo de Heredia
Calle San Antonio, del Bar Cunninghan, 200 este y 100 norte
San Jose, Costa Rica
1-866-513-0374

San Pablo de Heredia
Calle San Antonio, del Bar Cunninghan, 200 este y 100 norte
San Jose, Costa Rica
1-866-513-0374


This is the address I got for them