I've never had a credit card in my life and the computer generated call went something like this on 3/25/2008 ~11:00am: "Hello, we're calling in reference to your credit card account. Time is going to expire shortly on our offer to lower the interest rate on your account to as low as 6.5%. Hit #1 on your phone to talk to a representative."
I hit #1 and a person said,"Hello, my name is Heather, how may I help you?" I replied, "yes, I'm wanting to know how to lower the interest rate on my credit card." She paused for 5-10 seconds and hung up. (My voice is very deep and doesn't sound naive at all) I tried to return the call to the number on my caller ID and it was not a working number. I'm guessing a spoofed number. This type of call has been made to my tel.# several times over the past month.