971-217-9515

Spam, probable phishing scam. Steer clear!

Robocall.  Lower your interest offer.

This was another in a seemingly endless series of recorded messages offering to "lower your interest rate".

I assume that my local phone company, CenturyLink or their predecssor Qwest, is selling my number to these telemarketers.

After all, Qwest's former CEO, Joseph Nacchio is in prison.

These people keep calling saying they can lower my interest rate.  When I spoke to an operator and told him to stop calling, he hung up on me.

I get repeated calls from 917-217-9515 asking about my credit card. It is annoying and I want them to stop!

These people called me to offer me a lower interest rate. That's funny since I owe NO money!

call on 1/2/12 at 4:39 pm with a read out of Lower Interest.
Left a SPAM message about offering me lower interest.... Too STUPID! I don't have any loans or CCs. Just goes to show you what a bunch of idiots this company is.

I just turned them into the Colorado Attorney General. You can look your state's attorney general office just by looking up their web site. There is a form you can fill out. Then when these idiots call offering to lower your interest, just keep repeating, "I've turned you over to the Attorney General's office."
I am hopeful these annoying phone calls will stop.

received PC from "Lower Interest" 971-217-9515. Options were press # for more info , press# to receive no further calls.

I have no need for these people and I think they are the same Scam Artist that have phoned before who claimed to be "working for your creditors !!!" who screamed at me when I let them know that they did not represent my creditors.

Nuisance call. Inappropriate service being offered. I have no creditors.

Caller ID said "Pacific Tel"

call received on 1/2/2012

"Last chance" to lower interest rate,(wish that were true).

They want to refinance my mortgage.  They call and leave a message almost every day that says "consider this your final notice."  I have tried pressing "3", which they say will discontinue the calls, to no avail.  When I pressed the number to speak to a person and told them to take me off their calling list they hung up on me.  Does anyone know how I can get these calls to stop!?

They have called me numerous times.  I just answer and then immediately hang up.  I just wish there was a way to get them to STOP!

Received another unsolicited, no message call from this number

My phone 513-961-6253

I called the number back and it told me to push 1 and it would take me off their call list.

keeps calling then hang up

this damn robot calls me at least once per week.... i have my ringer off since i only need the dial tone for dsl and let the machine filter everything. how can i lower my interest rate when i pay in full every statement? my card can be 500000% interest and i still don't pay a cent of it!!!

unsolicited calls to Maine

i work for a fraud dept of a bank and we are seeing this number associated with a lower you apr scam. They will say they can lower your rate for a fee of roughly $1200.00. Once they get your card number they will not only charge your card that fee but will than try to make charges for computer software. Company name is LIRC, lower interest rate consultants. Stay away! we have taken many claims with this going on!

Caller ID says we get 2-3 calls a day from this number but there's never a message.   I picked up once and there was nobody there.   I called back and it was like dialing a fax machine.   I've never actually spoken with a person at this number.    

Oh by the way to the people who say "I have no debt" - - if you think you've resolved a dispute and then closed an account, or just closed an account, depending on the credit card company they might report that you settled for an amount that was less than owed, and/or sell the "debt" to a collection agency.   I paid two 0% cards in full in 2005, requested in writing that both accounts be closed - one mistakenly then sent a bill for interest even though the 0% period was not up, but I called and complained and they said it was being taken care of; the other I never heard from again.  Two totally unrelated cards.   Lived in the same place for four more years, never got a call or a letter from either company - why would I, right?    Moved in with my GF in another state.    One year after THAT, I got phone calls claiming to be collectors who had bought the two "accounts."    I asked them to send me verification, and explained that no, I'd paid both off.   Neither sent anything.    It has since been more than another year - it's now more than six years since I paid the accounts in full and closed them, so even if there's a way they can legally keep an account open, unilaterally hit it with a charge and never send you a statement or in any way contact you, and let interest accrue on that charge, they can't collect on it.   But I don't think they can do that.

But I don't know if the original credit card issuers made errors and then "sold" phantom accounts to the collection companies, or if the collection companies pull random Lexis-Nexis reports and call you claiming you still had a balance on accounts that in fact you paid off years ago.