888-262-1099

Got approved for a secured loan through "American Charter Financial Corp" sent them the Deposit and insurance moneys to secure loan, but never got anything back. This is a scam!!! I sent over $1500.00 dollars to them, and I never got one cent back- run as fast as you can if this number calls you!!! They are in New york, New York supposedly.

I got a email from them saying I was approved for $5,000. They want me to send it $784.00, but I told them I need a week to think about it. But now that I found this, I am changing my decision. The lady I was suppose to contact is a Rebecca Summers at 1-888-262-1099 ext 635. I researched and investigated the company and called some contacts, and no one seems to have any info on this company. They seem like a scam. They wouldn't tell me which lender approved me, but now I think it is a scam.

Their info:

AMERICAN CASHFLOW CONSULTANTS
P.O. BOX 85075
FORT WAYNE, IND 46885-5075
Phone: 260-749-8252
Fax: 260-749-8252
Email: t.osmon@AmericanCFC.com

I am glad I found your post, I have more proof that this company is a scam.... Thank You!

so what happen?
did you ever get your money back
i just got screwed
for 1800.00

I never got my money back, $1500.00 down the tube! It took us a while to get back on our feet as this was a loan for schooling and bills.

Please send me all your info on this comapny, I am writing and submitting document the the district attourneys office(All three of them)in New York and would appriciate anymore info to add. Dont send any personal info just any document you might have recieved from them, including emails. petalsinthewind_24@yahoo.com, I can also provide a fax number if you email me.

I got screwed too. I have a money order receipt, the e-mail attachment with my loan application, the fax number I sent it to, and I might still have the e-mail. I haven't filed a complaint yet since it is kind of embarrasing, and I have not heard too many possitive things about these efforts. I would be happy to help contribute if this would help though. The person I talked to was Hillary Saunders, ext 128 at the number above. I'll check back on this sight if you want some more information.

If ANYONE has any more iformation to send to me (I am currently putting together documents to send to the New York Attourney generals Office, etc) PLEASE contact me. Anything will help- phone numbers, names, company names, etc, if you want to send documents (I can supply a fax # for these, just contact me) please avoid including personals such as social security # or bank accnt information. THANKS!!
If you email me please send your information with the reply heading:
RE: Evidence of Fraudulant Loan 07-08

THANKS!! petalsinthewind_24@yahoo.com

Hey I got to talk to Ole Hillary Saunders extension 128, too!! If you notice, because I call them at least once a week, their number has been put on hold!! Hopefully they are not just getting a new one. Id be great if you sent me all/any info your recieved in your correspondences with them (void of personal info). It would be greatly appreciated...see new reply below also.
Thanks!! petalsinthewind_24@yahoo.com

hey everyone they got me for 4000 ive track them to gorgia there not even in new york. if anyone else finds any thing out please contact me

the same thing happened to my husband and i it put us in financial ruin as first time home buyers we were clueless

I almost got scammed,. I was about to do it until I seen this. I called Sandra Klein 1888-262-1099 ext 423. They wanted 2400 down for insurance . In the loan papers they sent me online were in Newark, NJ. 101 Commerce Street.
She wouldnt give me no information about what insurance company or loan company they deal with. Thank you so much for this forum.

This is the e-mail that I recieved


Thank you for submitting your online application. Congratulations, your application has been successfully processed and forwarded to Omni Financial Credit Enterprise. Upon receipt of this email please contact with your designated loan agent Ms. Heather Carling to obtain the terms and conditions. She can be reached at 1 888-262-1099 Ext 516.

What this e-mail isn't telling you is that they want $1300. via western union,to recieve the money that I was supposidly approved for.

And in case you are wondering NO I am not going to send it to them.

We too, were almost scammed out of 874.00 ( supposedly for insurance) we are nervous these people having all of our personal info ( DL#, SS#) etc.) I am so glad that we founf this post. I saved the email that was sent to me- containing the financial application. When they asked for money in order to obtain the loan, my husband told Sandra Klein off and hung up in her face. Is there anything that we are able to do? They have all of our personal information--Including check stubs-etc. We feel so used and stupid.

Desperate for help!!!!!

I received a call as well from a Dorothy Winters.  I believe she said she was from a group called Omni Financial Credit Enterprise (same number though 888-262-1099).  I did not send them any money however, as I did not have that amount of money available.  Please stop these people!!  I did get a call from another group, National Alliance Group, & sent them a total of $1335 & haven't received anything!  I sent a complaint to the FTC.  Same sort of deal....approved for a loan, send in so many months of monthly payments, blah, blah, blah.

I also received a call stating that I had been approved for a loan and that I needed to send $975 for Collateral Insurance.  I agonized over sending my documents via fax without verification that the company existed.  I contacted the better business bureau and the bank of finance only to discover nothing was listed for this establishment.  I since then contact Ms. Carley Henderson (loan agent from there sister company Lending Tree Financial Co.) and requested that I meet with her in person.  She stated that I would be meeting with someone different to process the loan approval and she would call me back to work out the date/time.  I have not heard anything further. I guest I saved myself the trouble, because I did not send anything further.  Be safe out there because we should never have to give up money to get a loan or we would not need a loan to begin with - be encourage!

I cannot believe how many of these companies there are out there.  It appears that a lot of them are coming out of Newark, NJ.  Omni Financial credit enterprises  is a scam.  The number I got was 1-877-576-7472.  My rep was to be a Mr. Jeff Davis.  The chairman of this company is Bernard Sanders.I did not even call them back.  I have been offered 10 loans from 10 different scam companies and all of them were from back east. As soon as you hear they want money up front, don't buy it.  Get their address, zip, phone number and e-mail address and contact the better business bueru or the attorney generals office for that state.  Any company doing business needs to have a lincese to do so.  Ask them what their linscene number is so you can check on them. Something needs to be done about these guys.  The sad thing is if you had the money to send them you probably would not need the loan in the first place and as some of you have stated it has put many into financial ruin.  Shame on these people.  I'd like to know how they sleep at night.  Oh by the way if any of you do happen to be lucky enough to find a legitimate laon company, could you send me an e-mail. I've been looking for months and because of all this nonsense my credit truly is ruined now. And they wonder why so many of us have to get totally screwed by taking loans out with payday companies.  It's just a vicious circle.  Hope I was of some help.  Good Luck.

P.S. One other thing, if you have caller ID pay attention to the number that comes up.  I had one person call me and say their company was back east but the id number that came up on my phone was a local number. These people are ruthless.

I am so upset that these posts were no where to be found when I sent them over $1700 and never received my loan. My incompetent loan agent was Sandra Klein. ext 423. Supposedly they were mailing my refund two weeks ago and I have not received it. Now when I call a voice message just says goodbye! if anyone has received any type of resolution please email me at krocky02@aol.com!

Please send me info also to Kdigital69@yahoo.com. Sandra Kline was my contact person. Now they claim to be in New Jersey. Here is the site Info I have

http://omnicfent.com/
101 Commerce St
Newark, NJ 07102

Toll Free: 1-888-262-1099
Fax: 1-888-604-1252

I can help you with the loan you need today,are you in need of a business loan,mortgage loan,personal loan or X-mas loan we are ready to offer any kind of loan to serious personalities.so if you are interested in our services today all you need do is for you to contact us with your personal interest you are to get back with the Amount you need......... Loan Duration.......Country.....Phone number.....Sex...Age....Country.these information are to be forwarded to our email richbecfinancialservice@live.com for more information.