202-367-9133

called twice so far. No message left

Third time they called I answered. Sounded like a call center. Was calling for someone specific but wasn't me. They said they would remove me from their list

Called 3 times today. Didn't answer it. No message left.

called me twice today. left no message the first time. 2nd time i answered and they said nothing and hung up.Heard nothing in the background

I called them back and it is mrs associates.

they called me 3 times today. I don't answer calls not in my area codes or anyone I don't know. Prolly another debt collector trying to collect college loans from someone who had my cell # years ago. I've had my # since '01, but every few months another collector calls for "Jessica xxxx". I've already had the PA State Attorney General's office on them, but the #s must get passed from one collector to another.

good luck...they'll be calling again...unless they are legit.

MRS Associates (Debt Collectors)
Here's a quote from their website: At MRS, our immediate objective is to settle delinquent accounts quickly and efficiently. To accomplish this, we have developed and implemented a number of highly successful collection methods. When combined with the meticulous efforts of our intensively trained, dedicated recovery specialists, these methods have consistently produced favorable outcomes and, more importantly, have positively impacted our clients' overall bottom line.

Here's the link to their webpage:
http://www.mrsassociates.com
They have an 800 number in New Jersey you can call. I've been hastling them back.

Called and left no message.  Calls are getting more frequent.  They love to call at 8:00 am on the dot.

Call frequently and have not responded to my requests for information or taken me off their calling list[s]

COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!
FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATOR IN THE COUNTRY



MRS Associates, Inc.

3 Executive Campus, #400
Cherry Hill, New Jersey 08002
1-877-508-6304
Web Address: www.mrsassociates.com 
 Saul A. Freedman, Pres & CEO
saul1@mrsassociates.com
Jeff Freedman, VP & Partner
jeff@mrsassociates.com
Kelli Coia, Dir of Training/Development
Jill Sittineri, Incentives Mgr.


--------------------------------------------------------------------------------

Bud Says                         Consumer Comments Below

ONE OF AMERICA'S WORST COLLECTION AGENCIES!  Brain dead debt collectors with a street mentality. Very UNPROFESSIONAL in their business and collections technique.

These are VERY nasty people who go to no end with their lies, intimidation and BS!

These collectors give ALL debt collectors a bad reputation. There is no lie they will not tell, everyone they talk to is about to:

Be arrested
Have their wages garnished
Have a judgment levied against them
All of the above.

NOTHING they say or do is to be believed or trusted. Stay FAR away from these misfits of society; they are as BAD as debt collectors can be!!

IF YOU RECEIVE AN ARBITRATION NOTICE FROM MRS GET IN TOUCH WITH ME.

CAUTION: I recommend you NEVER disclose your bank account or credit card information to a debt collector, as you risk them emptying your account, or maxing out your credit card. If you feel they are reporting on your credit bureau files in error or need assistance in dealing with them, email  the details w/your location.  Assistance and referral to a consumer legal specialist may be available.

Dealing with debt collectors
http://www.budhibbs.com/start.html
Statute of limitations by state – always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm
Recording calls from debt collectors – always double check with your own State Government website
http://www.budhibbs.com/record.htm
From FEDERAL TRADE COMMISSION WEBSITE
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they’re told (orally or in writing) that you’re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter – even if you don’t think you owe the debt, can’t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don’t want the collector to contact you again, tell the collector – in writing – to stop contacting you. Here’s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a “return receipt” so you’ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don’t have an attorney, a collector may contact other people – but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.

Can a debt collector keep contacting me if I don’t think I owe any money?
If you send the debt collector a letter stating that you don’t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren’t; or
indicate that papers they send to you aren’t legal forms if they are.
Debt collectors also are prohibited from saying that:

you will be arrested if you don’t pay your debt;
they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action.
Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn’t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt – or your state law – allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don’t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don’t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don’t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans’ Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members’ Pay
Military Annuities and Survivors’ Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen’s and Harbor Workers’ Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can’t prove that you suffered actual damages. You also can be reimbursed for your attorney’s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector’s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General’s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General’s office can help you determine your rights under your state’s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government’s portal to financial education.

this number called me at work (202-367-9133 caller ID said "Unknown Name") I work in DC so it appeared to be a local call I think they are related to a "Virgina" Number 571-431-1962. I decided to answer, and got a recording that says "Please hold on for an important message".

Rec'd a call yesterday (8/6)on my brand new cell phone, was told I would be removed from list.  Rec'd another today, but I did not answer

Apparently this is MRS associates ... collections.  Have been calling me for months trying to reach the person who foreclosed on the house I bought.  I save all their number in my phone so I know to never answer.  Word around the 'Net is they don't actually take your name off their list, but just keep calling.

Other MRS numbers:

202-367-9133
571-431-1962
301-882-9961
317-707-5033

It's become one of my favorite pasttimes now to see how many of their numbers I can accumulate.

On Monday 10 Aug "MRS 202-367-9133" called again and this time they left a message, were it not for caller ID I wouldn't have known what company called.

Here is most of what she said, I have put a few comments in [brackets]. I put the ALL CAPS on some parts to emphasize them.

"This is a very IMPORTANT MESSAGE for "My Name" [with my first name mispronounced] This is not A SALES OR MARKETING CALL. My name is Miss [Couldn't understand the name sounded like Miss Angela or Andrews maybe - (then a couple of words I couldn't understand)]something something information that you might not be aware of [or maybe it was to make you aware of?] I have to make a DECISION today about a SITUATION THAT CONCERNS YOU. I need you to return my call back today at 1-800-932-5573 Use YOUR REFERENCE Number when you call back [Then she rattled off a six or seven digit number that is my REFERENCE number]"

I can confirm receiving calls from 3 of these numbers.  Thanks for the fourth.

Everyone who is having this sort of problem should know about the "Advanced Call Forwarding" offered by Lingo and Vonage, and probably other VOIP providers as well.  The feature may have different names with different providers, but it is absolutely beautiful at turning the tables on these phone harassment companies.

With Lingo you can set up multiple call forwarding numbers, and also set which numbers will get forwarded to which number.  This allows you to enter any and all harassing call numbers and send them right back to their corporate office, or to whatever number they tell you to call.  Any calls that come in after you set up the call forwarding rule will not ring on your phone at all, but instead will go straight back to the harassers so they end up harassing themselves.  As an added bonus the caller ID information is passed through from the original phone number that called so your number is not shown.  Not to say they can't figure out that the calls are being re-routed after a while, but there won't be anything they can do about it.

If they start calling from different numbers just add them to the list.  You can use wildcards as well in case you encounter a company with a block of numbers.  You could block (redirect) an entire area code by simply entering "202*", for example, or an entire prefix by using "202-555*" as another example.  

I suggest just using a wildcard for the last two digits for any calls out of your area code that you think it unlikely you'll receive a legit call from.  So in the case of the 202 number listed here I just entered "202-367-91*" and forwarded those calls back to MRS sales office number of 888-334-5677.  Therefore if MRS has a block of numbers in the 202 area code with the 367 prefix and with the last four digits of 91xx, any calls from that block will be sent back to them.

It's worth the switch to VOIP even if you didn't save any money.

Dang, I got a call at 8:27am abd then again at 8:29am on a S(urday from phone number 2023679133. I didn't answer and no vm left but it disturbed my only day to sleep in!!!!!!  and then at

Dang, I got a call at 8:27am abd then again at 8:29am on a S(urday from phone number 2023679133. I didn't answer and no vm left but it disturbed my only day to sleep in!!!!!!  and then at

That is seriously devious and much appreciated information...

Excellent info.  Thanks, Don