310-746-4871

Very, Very rude company.  Asked to remove a phone number and was told it was done and noted. So they call back....
turns out they are a collection agency and for what ever reason, have my home phone number listed incorrectly.

Got a call from a unavailable and she gave me a number to an an office about a civil case for a bank and I spoke to a Vanessa about paying my court costs and she took my credit card number and my information and told me she was only going to withdraw 200 and the remaining balance  next month can they do this and wouldn't I hAve go to court to makea arrangements with the judge first.

Oh boy.

There is a VERY good to Excellent chance you have been scammed.
A phone call is not legally sufficient proof of debt (assuming the "civil case" was somehow related to a loan)

If there was supposedly a civil case against you for debt, you would have received a summons.
However, even before the summons, you should have received a snailmailed Debt Validation letter, that meets FDCPA requirements.  You would then have up to 30 days to reply to that letter.

Suggest you call your card issuer RIGHT NOW, and stop any payments.
Then, read ALL of this:

This is a long summary, but you need to read it carefully if you think you are being threatened by a debt collector.

The Fair Debt Collection Practices Act (FDCPA) includes statements such as this:

* Every collector must send you a written “validation notice” telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don’t think you owe the money.   ["Written" means snailmailed ... not emailed or texted]

* Debt collectors may NOT
- repeatedly use the phone to annoy someone.
- falsely claim that they are attorneys or government representatives
- falsely claim that you have committed a crime
- falsely represent that they operate or work for a credit reporting company
- say you will be arrested if you don’t pay your debt
- say they’ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so
- communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.
- say that legal action will be taken against you, if doing so would be illegal or if they don’t intend to take the action
- use a false company name
- take or threaten to take your property unless it can be done legally;

The debt collector may not garnish your wages unless there is a court order to do so.
+ Many Federal benefits (including Social Security Benefits) are exempt from garnishment

You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000,

Report any problems you have with a debt collector to your state Attorney General’s office, the Federal Trade Commission, and the Consumer Financial Protection Bureau.

Source:
https://www.consumer.ftc.gov/articles/0149-debt-collection

[Links to the abovementioned reporting sites may be found at
https://800notes.com/arts/I2neMkbUAAo/where-to-report-phone-crime

If the reporting site you wanted is not in the above list, try this one:
http://phonehelp.2truth.com/complaint_sites_rev.html

That Vanessa Padilla! She is the one. She didn't get anything from me.  Yall BEWARE!!!!

This is a scam!!!!! Do not fall for these scum bags! Hey Todd......Big Jim is still waiting and keeping your prison bed warm for your arrival. He can just taste that little white collar criminal ass.
Other numbers part of this scam
1-844-845-8222
1-844-747-3335
1-310-746-4879

Get to the bank and reverse the transaction for fraud.  Do it quicktime!   Get yourself a new card.  Get new accounts for anything you might have given over the phone.

Never, ever,  give or wire money over the phone to anyone you do not personally know!

This is a total scam!

ID themselves as AFG, American Financial Group.   Some sort of phony name.  No Idea where they are located, but I'm thinking maybe somewhere in Southern California.   This Vanessa person is just some sort of mouthpiece.


Possibly this group

http://www.bbb.org/sdoc/business-reviews/coll ... na-ca-100101301

BBB:

THIS BUSINESS IS NOT BBB ACCREDITED
AFG & Associates

Additional Locations
Phone: (877) 800-1269
2321 E 4th St #449, Santa Ana, CA 92705
! AFG & ASSOCIATES IS BELIEVED TO BE OUT OF BUSINESS !

BBB® NR Rating
On a scale of A+ to F

Just got the blocked call first and was told to call this other number where I talked to Vanessa Padilla. She tried to scam me and when I confronted her about it being a scam she went off on me. So I'm making a point to call and harass her as much as I can.

Just got a call from this Vanessa Padilla stating that we owed 10,000 for a credit card in 2007. She said she would garnish my husbands wages, etc.. When I confronted her about this being fraud she got angry and hung up on me. This is a total scam! Do Not fall for this!